High Point, North Carolina employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
22 employers in High Point, North Carolina filed health plans with 100 or more participants for plan year 2024, covering 6,506 participants. They reported $125,657 in insurance premiums and $1.1M in broker commissions and fees. Against 2023, premiums were up 93.4% and broker pay fell 8.0%.
Funding: 2 fully insured · 18 self-funded · 2 mixed. 20 of 22 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in High Point
High Point employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Pella Carolina, Inc. | $125,657 | $42,887 | 145 | Marsh McLennan Agency |
| Environmental Air Systems, LLC | $0 | $96,953 | 1,127 | James A. Scott & Son, Inc |
| High Point University | $0 | $116,237 | 1,049 | USI Insurance Services |
| Marsh Furniture Company | $0 | $22,756 | 516 | Gage Benefit Advisors, Inc. |
| Culp, Inc. | $0 | $33,885 | 466 | Integra Employer Health LLC |
| Mickey Truck Bodies, Inc. | $0 | $62,203 | 407 | James a Scott & Son Inc |
| Bethany Medical Center | $0 | $72,267 | 323 | USI Insurance Services |
| Vann York Pontiac | $0 | $70,143 | 310 | Hilb Group Southeast |
| Blue Ridge Companies, Inc. | $0 | $68,900 | 281 | HUB International |
| Maryfield Inc Pennybyrn at Maryfield | $0 | $11,648 | 202 | Marsh McLennan Agency |
| Samson Investment Holding Co. | $0 | — | 197 | — |
| Go-Forth Pest Control, Inc. | $0 | $21,921 | 181 | James a Scott & Son Inc |
| Jowat Corporation | $0 | $14,598 | 163 | James a Scott & Son Inc |
| Creative Snacks Co LLC | $0 | $175,175 | 150 | Willis Towers Watson |
| Harriss & Covington Hosiery Mills, Inc. | $0 | $16,277 | 148 | HUB International |
| Twe Nonwovens US, Inc. | $0 | $26,409 | 146 | Gallagher |
| Beco Inc. | $0 | $27,113 | 127 | Marsh McLennan Agency |
| Smith & Jennings, Inc. | $0 | $24,230 | 123 | Marsh McLennan Agency |
| Darran Furniture Industries, Inc. | $0 | $64,869 | 120 | USI Insurance Services |
| Natuzzi Americas, Inc. | $0 | $31,624 | 111 | The Baldwin Group |
| Packrite, LLC | $0 | $35,879 | 109 | Gallagher |
| National Fleet Management, Inc. | $0 | $57,089 | 105 | OneDigital |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by High Point employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| USI Insurance Services | $228,272 | 3 |
| Willis Towers Watson | $175,175 | 1 |
| James a Scott & Son Inc | $172,161 | 4 |
| Marsh McLennan Agency | $92,183 | 4 |
| HUB International | $57,988 | 2 |
| OneDigital | $57,089 | 1 |
| Gallagher | $49,963 | 2 |
| Hilb Group Southeast | $35,249 | 1 |
| Integra Employer Health LLC | $33,885 | 1 |
| Mosaic Group Services LLC | $32,042 | 4 |
Largest medical carriers
Medical premium written for these employers.
High Point against North Carolina and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| High Point | North Carolina | United States | |
|---|---|---|---|
| Employer plans | 22 | 1,587 | 58,547 |
| Median commission rate | n/a | 4.5% | 3.8% |
| Middle half of rates | n/a | 2.8% – 7.0% | 2.7% – 5.0% |
| Median broker pay per employer | $35,879 | $64,516 | $72,628 |
| Medical premium per covered person | n/a | $5,949 | $7,274 |
| Plans reporting no commission | 0 | 12 | 933 |
Year over year. In plan year 2023, 25 High Point employers reported $64,980 in premiums and $1.2M in broker pay for 6,997 participants; in 2024 it was $125,657 and $1.1M for 6,506 participants (premiums +93.4%, broker pay −8.0%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do High Point employers pay health insurance brokers?
22 High Point employers reported $1,093,063 in broker commissions and fees on their 2024 Form 5500 filings, 21 of them disclosing at least some compensation. Too few fully insured medical plans in High Point reported premium to compute a stable commission rate; the North Carolina median is 4.5% and the U.S. median is 3.8%. In dollars, the median High Point employer that disclosed broker pay reported $35,879.
Which High Point employers have the largest health plans?
By insurance premium reported for 2024, Pella Carolina, Inc. ($125,657), Environmental Air Systems, LLC ($0), High Point University ($0) lead. 22 High Point employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in High Point?
By compensation reported by High Point employers, the largest brokers are USI Insurance Services ($228,272, 3 plans), Willis Towers Watson ($175,175, 1 plans), James a Scott & Son Inc ($172,161, 4 plans). By medical premium, the largest carriers are Blue Cross and Blue Shield of North Carolina, Cigna Health and Life Insurance Company.
Are High Point employer health plans self-funded or fully insured?
Of 22 High Point employer plans, 2 are fully insured, 18 are self-funded and 2 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in North Carolina
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