Flushing, New York employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
15 employers in Flushing, New York filed health plans with 100 or more participants for plan year 2024, covering 72,287 participants. They reported $1.4M in insurance premiums and $843,507 in broker commissions and fees. Against 2023, premiums were up 99.9% and broker pay fell 6.4%.
Funding: 1 fully insured · 9 self-funded · 5 mixed. 14 of 15 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Flushing
Flushing employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Flushing employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Marshall & Sterling Inc | $198,598 | 1 |
| Leading Edge Administrators | $95,741 | 1 |
| Efg Associates Inc | $78,936 | 1 |
| Fna Insurance Services Inc | $66,927 | 1 |
| The Segal Company (eastern States) | $49,390 | 1 |
| Emerson Rogers, LLC | $48,071 | 1 |
| Pacific Resources Benefits Advisors | $42,069 | 1 |
| Donald C Savoy Inc | $31,870 | 1 |
| Marc Spiro & Company Inc | $30,581 | 1 |
| Marshall & Sterling Employee Benefi | $26,420 | 1 |
Largest medical carriers
Medical premium written for these employers.
Flushing against New York and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Flushing | New York | United States | |
|---|---|---|---|
| Employer plans | 15 | 3,508 | 58,547 |
| Median commission rate | n/a | 3.7% | 3.8% |
| Middle half of rates | n/a | 2.9% – 4.3% | 2.7% – 5.0% |
| Median broker pay per employer | $48,071 | $85,893 | $72,628 |
| Medical premium per covered person | n/a | $10,907 | $7,274 |
| Plans reporting no commission | 0 | 28 | 933 |
Year over year. In plan year 2023, 15 Flushing employers reported $698,318 in premiums and $901,582 in broker pay for 81,283 participants; in 2024 it was $1.4M and $843,507 for 72,287 participants (premiums +99.9%, broker pay −6.4%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Flushing employers pay health insurance brokers?
15 Flushing employers reported $843,507 in broker commissions and fees on their 2024 Form 5500 filings, 11 of them disclosing at least some compensation. Too few fully insured medical plans in Flushing reported premium to compute a stable commission rate; the New York median is 3.7% and the U.S. median is 3.8%. In dollars, the median Flushing employer that disclosed broker pay reported $48,071.
Which Flushing employers have the largest health plans?
By insurance premium reported for 2024, Positive Beginnings Inc. ($1.0M), Kennedy Pavilion RH LLC dba Pavilion at Queens Rehab and Nursing ($385,185), Board of Trustees of the Health Reimb Acct Fund of the Elec Ind ($0) lead. 15 Flushing employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Flushing?
By compensation reported by Flushing employers, the largest brokers are Marshall & Sterling Inc ($198,598, 1 plans), Leading Edge Administrators ($95,741, 1 plans), Efg Associates Inc ($78,936, 1 plans). By medical premium, the largest carriers are Cigna Health and Life Insurance Company, Unitedhealthcare Insurance Company, Emblem Health.
Are Flushing employer health plans self-funded or fully insured?
Of 15 Flushing employer plans, 1 are fully insured, 9 are self-funded and 5 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in New York
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