Hauppauge, New York employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
36 employers in Hauppauge, New York filed health plans with 100 or more participants for plan year 2024, covering 13,056 participants. They reported $962,650 in insurance premiums and $2.4M in broker commissions and fees. Against 2023, premiums were down 6.7% and broker pay fell 11.3%.
Funding: 7 fully insured · 17 self-funded · 12 mixed. 29 of 36 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Hauppauge
Hauppauge employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Clearvision Optical Company, Inc. | $721,677 | $111,868 | 147 | USI Insurance Services |
| Board of Trustees of the IBEW Local 25 Health & Benefit Fund | $240,973 | $48,088 | 2,484 | Buckingham Insurance |
| Teachers Federal Credit Union | $0 | $66,206 | 949 | Cu Benefits Alliance |
| Advance Care Alliance of NY, Inc. | $0 | $80,391 | 917 | Lawley |
| Bactolac Pharmaceutical, Inc. | $0 | $20,748 | 689 | HUB International |
| Spellman High Voltage Electronics Corp. | $0 | $39,060 | 512 | David Kushner |
| Oliver Packaging, LLC | $0 | $41,397 | 495 | Alliant Insurance Services |
| Voxx International Corporation | $0 | $174,316 | 434 | Corporate Synergies |
| L.N.K. International, Inc. | $0 | $44,506 | 431 | Innovative Benefit Planning LLC |
| Head Injury Association, Inc. | $0 | $155,813 | 392 | Willis Towers Watson |
| Contract Pharmacal Corp. | $0 | $17,780 | 387 | Brown & Brown |
| New York Oil Heating Insurance Fund | $0 | $71,440 | 359 | Fna Insurance Services, Inc. |
| Upward Health National LLC | $0 | $60,817 | 351 | World Insurance Associates |
| Custom Computer Specialists, LLC | $0 | $153,985 | 330 | Pilot Benefits Group, LLC |
| United Cerebral Palsy Association of Greater Suffolk, Inc. | $0 | $67,857 | 303 | Corporate Synergies |
| Narda Holdings Co. Inc. | $0 | $101,039 | 300 | Huntington Insurance Inc |
| Abcom Technology Group, Inc. | $0 | $158,435 | 283 | Mercer |
| Pool Cover Corporation | $0 | $35,744 | 234 | Irving Flamer |
| Sight Medical Doctors | $0 | $2,111 | 230 | Lockton |
| Sterling North America Inc. | $0 | $92,830 | 223 | Kelli L McAllister |
| King Kullen Grocery Co. | $0 | $18,490 | 220 | Marsh McLennan Agency |
| Above All Storefronts Inc. | $0 | $4,013 | 216 | Marsh McLennan Agency |
| Professional Group Plans | $0 | $46,456 | 215 | Professional Group Plans, Inc |
| Board of Trustees Local 154 Welfare Fund | $0 | — | 207 | — |
| Country Life, LLC | $0 | $17,417 | 204 | Associated Agencies Inc. |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Hauppauge employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Willis Towers Watson | $309,841 | 3 |
| Corporate Synergies | $208,027 | 3 |
| USI Insurance Services | $204,426 | 2 |
| Mercer | $165,847 | 2 |
| Pilot Benefits Group LLC | $151,838 | 1 |
| Fna Insurance Services Inc | $112,122 | 4 |
| Huntington Insurance Inc | $101,039 | 1 |
| HUB International | $91,423 | 4 |
| Professional Group Plans, Inc. | $91,301 | 4 |
| Kinloch Consulting Group, Inc. | $82,254 | 1 |
Largest medical carriers
Medical premium written for these employers.
Hauppauge against New York and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Hauppauge | New York | United States | |
|---|---|---|---|
| Employer plans | 36 | 3,508 | 58,547 |
| Median commission rate | n/a | 3.7% | 3.8% |
| Middle half of rates | n/a | 2.9% – 4.3% | 2.7% – 5.0% |
| Median broker pay per employer | $59,131 | $85,893 | $72,628 |
| Medical premium per covered person | n/a | $10,907 | $7,274 |
| Plans reporting no commission | 0 | 28 | 933 |
Year over year. In plan year 2023, 38 Hauppauge employers reported $1.0M in premiums and $2.7M in broker pay for 13,785 participants; in 2024 it was $962,650 and $2.4M for 13,056 participants (premiums −6.7%, broker pay −11.3%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Hauppauge employers pay health insurance brokers?
36 Hauppauge employers reported $2,361,168 in broker commissions and fees on their 2024 Form 5500 filings, 34 of them disclosing at least some compensation. Too few fully insured medical plans in Hauppauge reported premium to compute a stable commission rate; the New York median is 3.7% and the U.S. median is 3.8%. In dollars, the median Hauppauge employer that disclosed broker pay reported $59,131.
Which Hauppauge employers have the largest health plans?
By insurance premium reported for 2024, Clearvision Optical Company, Inc. ($721,677), Board of Trustees of the IBEW Local 25 Health & Benefit Fund ($240,973), Teachers Federal Credit Union ($0) lead. 25 Hauppauge employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Hauppauge?
By compensation reported by Hauppauge employers, the largest brokers are Willis Towers Watson ($309,841, 3 plans), Corporate Synergies ($208,027, 3 plans), USI Insurance Services ($204,426, 2 plans). By medical premium, the largest carriers are Cigna Health and Life Insurance Company, Unitedhealthcare Insurance Company, Aflac.
Are Hauppauge employer health plans self-funded or fully insured?
Of 36 Hauppauge employer plans, 7 are fully insured, 17 are self-funded and 12 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in New York
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