Melville, New York employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
32 employers in Melville, New York filed health plans with 100 or more participants for plan year 2024, covering 36,691 participants. They reported $1.6M in insurance premiums and $5.2M in broker commissions and fees. Against 2023, premiums were up 68.9% and broker pay fell 0.0%.
Funding: 8 fully insured · 10 self-funded · 14 mixed. 24 of 32 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Melville
Melville employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Nikon Inc. | $831,505 | — | 306 | — |
| Professional Orthopedic & Sports Physical Therapy PC | $480,920 | $190,531 | 647 | Northwell Direct |
| Marcum Advisory Group LLC | $210,102 | $486,245 | 3,477 | NFP |
| MSC Industrial Direct Co., Inc. | $31,291 | $572,677 | 6,352 | Lockton |
| Henry Schein, Inc. | $0 | $361,603 | 7,097 | Marsh McLennan Agency |
| Canon U.S.A., Inc. | $0 | $391,988 | 5,518 | BSC Agency LLC |
| Leviton Manufacturing Co., Inc. | $0 | $318,516 | 2,889 | Mercer |
| Verint Systems, Inc. | $0 | $126,097 | 1,388 | Gallagher |
| Comtech Telecommunications Corp. | $0 | $132,143 | 1,190 | Aon |
| Supplyhouse, LLC | $0 | $36,041 | 838 | Mercer |
| Reliance First Capital, LLC | $0 | $53,541 | 808 | USI Insurance Services |
| Corfin Holdings, Inc | $0 | $142,166 | 703 | Marsh McLennan Agency |
| BD of Trustees Gen'l BLG Laborers' Local 66 Welfare Fund | $0 | $36,551 | 664 | Contemporary Strategic Solutions |
| 24 Seven Topco, LLC | $0 | $369,350 | 589 | Lockton |
| H2m Architects, Engineers, Land Surveying & Landscape Architecture DPC | $0 | $73,962 | 526 | Centerstone Insurance |
| Newsday LLC | $0 | $32,868 | 502 | Conner Strong & Buckelew |
| Ug Enterprises, Inc. | $0 | $27,643 | 443 | NFP |
| Grace Industries LLC | $0 | $420,734 | 395 | Alliant Insurance Services |
| Fairfield Properties | $0 | $451,000 | 365 | Professional Group Plans Inc. |
| Cadex Solutions Corporation | $0 | $228,644 | 235 | PA - World Insurance Associates |
| Simplicity Consulting LLC | $0 | $22,767 | 187 | The Baldwin Group |
| Nationwide Mortgage Bankers, Inc. | $0 | $29,160 | 187 | Acumen Solutions Group LLC |
| Hmca Payroll Services, LLC. | $0 | $2,077 | 174 | Kinloch Consulting Group, Inc. |
| Quontic Bank | $0 | $169,606 | 166 | Gary Wood Associates, Inc |
| Lodging Solutions, LLC d/b/a Accommodatons Plus International | $0 | $106,759 | 155 | Alexander Shapses |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Melville employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Lockton | $1,014,661 | 4 |
| Professional Group Plans, Inc. | $465,622 | 3 |
| Marsh McLennan Agency | $334,486 | 2 |
| Aon | $301,085 | 2 |
| Mercer | $300,932 | 3 |
| NFP | $282,542 | 4 |
| Alliant Insurance Services | $279,320 | 2 |
| PA World Insurance Associates | $228,644 | 1 |
| BSC Agency LLC | $221,318 | 1 |
| Management Compensation Group Se | $198,048 | 1 |
Largest medical carriers
Medical premium written for these employers.
Melville against New York and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Melville | New York | United States | |
|---|---|---|---|
| Employer plans | 32 | 3,508 | 58,547 |
| Median commission rate | n/a | 3.7% | 3.8% |
| Middle half of rates | n/a | 2.9% – 4.3% | 2.7% – 5.0% |
| Median broker pay per employer | $106,759 | $85,893 | $72,628 |
| Medical premium per covered person | n/a | $10,907 | $7,274 |
| Plans reporting no commission | 0 | 28 | 933 |
Year over year. In plan year 2023, 34 Melville employers reported $919,881 in premiums and $5.2M in broker pay for 50,867 participants; in 2024 it was $1.6M and $5.2M for 36,691 participants (premiums +68.9%, broker pay −0.0%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Melville employers pay health insurance brokers?
32 Melville employers reported $5,227,328 in broker commissions and fees on their 2024 Form 5500 filings, 31 of them disclosing at least some compensation. Too few fully insured medical plans in Melville reported premium to compute a stable commission rate; the New York median is 3.7% and the U.S. median is 3.8%. In dollars, the median Melville employer that disclosed broker pay reported $106,759.
Which Melville employers have the largest health plans?
By insurance premium reported for 2024, Nikon Inc. ($831,505), Professional Orthopedic & Sports Physical Therapy PC ($480,920), Marcum Advisory Group LLC ($210,102) lead. 25 Melville employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Melville?
By compensation reported by Melville employers, the largest brokers are Lockton ($1.0M, 4 plans), Professional Group Plans, Inc. ($465,622, 3 plans), Marsh McLennan Agency ($334,486, 2 plans). By medical premium, the largest carriers are Cigna Health and Life Insurance Company, Amalgamated Life Insurance Company, Triple S Salud, Inc..
Are Melville employer health plans self-funded or fully insured?
Of 32 Melville employer plans, 8 are fully insured, 10 are self-funded and 14 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in New York
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