Long Island City, New York employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
41 employers in Long Island City, New York filed health plans with 100 or more participants for plan year 2024, covering 81,442 participants. They reported $20M in insurance premiums and $4.4M in broker commissions and fees. Against 2023, premiums were up 8.3% and broker pay fell 6.6%.
Funding: 5 fully insured · 25 self-funded · 11 mixed. 36 of 41 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Long Island City
Long Island City employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Long Island City employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Mercer | $874,063 | 2 |
| Alliant Insurance Services | $633,258 | 1 |
| Corporate Synergies | $453,564 | 3 |
| USI Insurance Services | $322,155 | 4 |
| Gallagher | $280,565 | 2 |
| Willis Towers Watson | $237,355 | 1 |
| The Segal Company (eastern States) | $163,762 | 3 |
| Brown & Brown | $163,154 | 2 |
| American Benefits & Comp Systems | $156,489 | 1 |
| CBIZ | $148,510 | 1 |
Largest medical carriers
Medical premium written for these employers.
Long Island City against New York and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Long Island City | New York | United States | |
|---|---|---|---|
| Employer plans | 41 | 3,508 | 58,547 |
| Median commission rate | n/a | 3.7% | 3.8% |
| Middle half of rates | n/a | 2.9% – 4.3% | 2.7% – 5.0% |
| Median broker pay per employer | $64,224 | $85,893 | $72,628 |
| Medical premium per covered person | n/a | $10,907 | $7,274 |
| Plans reporting no commission | 1 | 28 | 933 |
Year over year. In plan year 2023, 39 Long Island City employers reported $19M in premiums and $4.7M in broker pay for 84,659 participants; in 2024 it was $20M and $4.4M for 81,442 participants (premiums +8.3%, broker pay −6.6%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Long Island City employers pay health insurance brokers?
41 Long Island City employers reported $4,379,368 in broker commissions and fees on their 2024 Form 5500 filings, 34 of them disclosing at least some compensation. Too few fully insured medical plans in Long Island City reported premium to compute a stable commission rate; the New York median is 3.7% and the U.S. median is 3.8%. In dollars, the median Long Island City employer that disclosed broker pay reported $64,224.
Which Long Island City employers have the largest health plans?
By insurance premium reported for 2024, Rdwa - 8 United Union of Roofers ($18M), Jetblue Airways ($2.7M), Stuart Dean Company, Inc. ($121,535) lead. 25 Long Island City employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Long Island City?
By compensation reported by Long Island City employers, the largest brokers are Mercer ($874,063, 2 plans), Alliant Insurance Services ($633,258, 1 plans), Corporate Synergies ($453,564, 3 plans). By medical premium, the largest carriers are Cigna Health and Life Insurance Company, Triple S Salud, Inc., Unitedhealthcare Insurance Company.
Are Long Island City employer health plans self-funded or fully insured?
Of 41 Long Island City employer plans, 5 are fully insured, 25 are self-funded and 11 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in New York
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