White Plains, New York employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
40 employers in White Plains, New York filed health plans with 100 or more participants for plan year 2024, covering 62,047 participants. They reported $18M in insurance premiums and $5.4M in broker commissions and fees. Against 2023, premiums were up 1.3% and broker pay rose 1.0%.
Funding: 10 fully insured · 12 self-funded · 18 mixed. 30 of 40 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in White Plains
White Plains employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Sabra Dipping Company LLC | $4,377,539 | $13,895 | 517 | Mercer |
| Legal Services of the Hudson Valley | $4,191,868 | $180,138 | 179 | Brown & Brown |
| Four M Commercial Operations LLC | $3,499,599 | $185,468 | 362 | Stalwart Insurance LLC |
| BD of Trustee-Amalgamated National Health Fund | $2,696,653 | $211,509 | 28,135 | Amalgamated Employee Benefits Admin |
| Ivy Rehab Network, Inc. | $2,349,030 | $255,080 | 1,232 | Lockton |
| Hiscox Inc. | $487,036 | $402,703 | 533 | Aliant Ins Services Inc / San Diego |
| Combe Incorporated | $274,813 | $134,013 | 240 | Bollinger Inc |
| Amalgamated Life Insurance Co. Inc. | $191,132 | $17,273 | 366 | Business Planning Systems |
| Atlas Air Inc. | $123,762 | $655,563 | 4,285 | Mercer |
| Legal Aid Society of Westchester County | $77,192 | $107,703 | 112 | Sentinel Insurance Agency, Inc. |
| Heineken USA Incorporated | $29,493 | $26,909 | 434 | Mercer |
| Pepe Auto Group | $14,008 | $109,208 | 411 | Merdian Risk Management Inc |
| Arch Capital Services LLC | $0 | $215,885 | 3,837 | Aon |
| Veterinary Emergency Group, LLC | $0 | $95,013 | 3,306 | HUB International |
| Laundry, DRY Cleaning Workers & Allied Industries Health Fund, Workers | $0 | — | 2,921 | — |
| White Plains Hospital Center C/O Human Resource Committee | $0 | $537,302 | 2,818 | David a Tetley |
| Carl Zeiss, Inc. | $0 | $208,694 | 1,551 | USI Insurance Services |
| Newspaper Guild of N.Y. - the New York Times | $0 | — | 1,419 | — |
| Wilson, Elser, Moskowitz, Edelman & Dicker, LP | $0 | $52,976 | 1,275 | Thomas C Smith |
| Privilege Underwriters, Inc. | $0 | $105,686 | 1,088 | EPIC Insurance Brokers |
| Burke Rehabilitation Hospital | $0 | $31,364 | 909 | USI Insurance Services |
| Mitsui Chemicals America, Inc. | $0 | $129,567 | 692 | Marsh McLennan Agency |
| Local 514 Health and Welfare Fund | $0 | — | 545 | — |
| Community Housing Innovations | $0 | $205,671 | 500 | PCF Ins Services of the West LLC |
| Loar Group, Inc. | $0 | $299,783 | 437 | USI Insurance Services |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by White Plains employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Mercer | $732,626 | 5 |
| USI Insurance Services | $720,931 | 6 |
| Brown & Brown | $445,654 | 3 |
| David a Tetley | $298,933 | 1 |
| Lockton | $263,740 | 3 |
| Aliant Ins Services Inc / San Diego | $251,569 | 1 |
| Marsh McLennan Agency | $188,725 | 3 |
| Stalwart Insurance LLC | $185,468 | 1 |
| Aon | $185,361 | 3 |
| Amalgamated Employee Benefits Admin | $157,653 | 1 |
Largest medical carriers
Medical premium written for these employers.
White Plains against New York and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| White Plains | New York | United States | |
|---|---|---|---|
| Employer plans | 40 | 3,508 | 58,547 |
| Median commission rate | n/a | 3.7% | 3.8% |
| Middle half of rates | n/a | 2.9% – 4.3% | 2.7% – 5.0% |
| Median broker pay per employer | $119,388 | $85,893 | $72,628 |
| Medical premium per covered person | n/a | $10,907 | $7,274 |
| Plans reporting no commission | 0 | 28 | 933 |
Year over year. In plan year 2023, 41 White Plains employers reported $18M in premiums and $5.4M in broker pay for 62,614 participants; in 2024 it was $18M and $5.4M for 62,047 participants (premiums +1.3%, broker pay +1.0%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do White Plains employers pay health insurance brokers?
40 White Plains employers reported $5,428,126 in broker commissions and fees on their 2024 Form 5500 filings, 36 of them disclosing at least some compensation. Too few fully insured medical plans in White Plains reported premium to compute a stable commission rate; the New York median is 3.7% and the U.S. median is 3.8%. In dollars, the median White Plains employer that disclosed broker pay reported $119,388.
Which White Plains employers have the largest health plans?
By insurance premium reported for 2024, Sabra Dipping Company LLC ($4.4M), Legal Services of the Hudson Valley ($4.2M), Four M Commercial Operations LLC ($3.5M) lead. 25 White Plains employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in White Plains?
By compensation reported by White Plains employers, the largest brokers are Mercer ($732,626, 5 plans), USI Insurance Services ($720,931, 6 plans), Brown & Brown ($445,654, 3 plans). By medical premium, the largest carriers are Cigna Health and Life Insurance Company, Anthem Blue Cross and Blue Shield, Highmark Delaware.
Are White Plains employer health plans self-funded or fully insured?
Of 40 White Plains employer plans, 10 are fully insured, 12 are self-funded and 18 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in New York
Is your company on this page? Get its Form 5500 read next to the White Plains, New York medians.
Tell us the company and a specialist writes up what the public Form 5500 record shows for it, if it files one: broker pay against the medians above, fee disclosure and filing timeliness, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.