Aliso Viejo, California employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
23 employers in Aliso Viejo, California filed health plans with 100 or more participants for plan year 2024, covering 16,385 participants. They reported $0 in insurance premiums and $4.2M in broker commissions and fees. Against 2023, premiums were unchanged and broker pay fell 2.2%.
Funding: 8 fully insured · 3 self-funded · 12 mixed. 15 of 23 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Aliso Viejo
Aliso Viejo employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Ust Global, Inc | $0 | $184,255 | 3,543 | Marsh McLennan Agency |
| Carrington Holding Company, LLC & Affiliates | $0 | $904,640 | 2,513 | Corporate Synergies |
| Covenant Care California, LLC | $0 | $102,904 | 1,506 | HUB International |
| Quest Software, Inc. | $0 | $74,060 | 1,190 | Gallagher |
| Ambry Genetics Corporation | $0 | $92,478 | 1,137 | Marsh McLennan Agency |
| Laser Eye Care of Ca, LLC | $0 | $383,563 | 1,104 | Marsh McLennan Agency |
| Microvention, Inc. | $0 | $41,260 | 1,069 | Mercer |
| Glaukos Corporation | $0 | $584,507 | 737 | Alliant Insurance Services |
| Seabreeze Management Company, Inc. | $0 | $149,680 | 616 | HUB International |
| Metagenics LLC | $0 | $60,898 | 450 | Marsh McLennan Agency |
| TJC Real Estate Transaction Group LLC | $0 | $285,877 | 359 | EPIC Insurance Brokers |
| Youngs Holdings, Inc. | $0 | $220,155 | 283 | HUB International |
| Mexi-Grill, LLC | $0 | $123,010 | 257 | Beacon Path, Inc. |
| The Sourcing Group, LLC | $0 | $48,311 | 203 | EPIC Insurance Brokers |
| American Association of Critical Care Nurses | $0 | $300,429 | 200 | Marsh McLennan Agency |
| Pacifica Hotel Company | $0 | $210,466 | 198 | Marsh McLennan Agency |
| Vertos Medical, Inc. | $0 | $73,442 | 188 | HUB International |
| Northwest Surgical Development Company, Inc. | $0 | $74,680 | 169 | Bleuchip Solutions LLC |
| Soka University of America | $0 | $82,849 | 152 | Richard Bell |
| Rxsight, Inc. | $0 | $79,990 | 140 | Marsh McLennan Agency |
| Oxford Preparatory Academy | $0 | $19,758 | 139 | Various - See Attached |
| Helpware Inc. | $0 | $27,158 | 129 | Houchens Insurance Group, Inc. |
| W.G. Holt, Inc. | $0 | $96,338 | 103 | HUB International |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Aliso Viejo employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Marsh McLennan Agency | $1,309,893 | 7 |
| Corporate Synergies | $903,880 | 1 |
| HUB International | $629,623 | 5 |
| Alliant Insurance Services | $584,507 | 1 |
| EPIC Insurance Brokers | $193,561 | 2 |
| Beacon Path, Inc. | $121,856 | 1 |
| OneDigital | $115,596 | 1 |
| Gallagher | $73,392 | 1 |
| Richard Bell | $70,668 | 1 |
| Bleuchip Solutions, LLC | $58,647 | 1 |
Largest medical carriers
Medical premium written for these employers.
Aliso Viejo against California and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Aliso Viejo | California | United States | |
|---|---|---|---|
| Employer plans | 23 | 6,836 | 58,547 |
| Median commission rate | n/a | 4.0% | 3.8% |
| Middle half of rates | n/a | 0.6% – 6.3% | 2.7% – 5.0% |
| Median broker pay per employer | $96,338 | $104,298 | $72,628 |
| Medical premium per covered person | n/a | $6,689 | $7,274 |
| Plans reporting no commission | 0 | 25 | 933 |
Year over year. In plan year 2023, 21 Aliso Viejo employers reported $3.8M in premiums and $4.3M in broker pay for 15,421 participants; in 2024 it was $0 and $4.2M for 16,385 participants (broker pay −2.2%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Aliso Viejo employers pay health insurance brokers?
23 Aliso Viejo employers reported $4,220,708 in broker commissions and fees on their 2024 Form 5500 filings, 23 of them disclosing at least some compensation. Too few fully insured medical plans in Aliso Viejo reported premium to compute a stable commission rate; the California median is 4.0% and the U.S. median is 3.8%. In dollars, the median Aliso Viejo employer that disclosed broker pay reported $96,338.
Which Aliso Viejo employers have the largest health plans?
By insurance premium reported for 2024, Ust Global, Inc ($0), Carrington Holding Company, LLC & Affiliates ($0), Covenant Care California, LLC ($0) lead. 23 Aliso Viejo employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Aliso Viejo?
By compensation reported by Aliso Viejo employers, the largest brokers are Marsh McLennan Agency ($1.3M, 7 plans), Corporate Synergies ($903,880, 1 plans), HUB International ($629,623, 5 plans). By medical premium, the largest carriers are Kaiser Foundation Health Plan of Washington, Aetna Life Insurance Company, Hawaii Medical Assurance Association.
Are Aliso Viejo employer health plans self-funded or fully insured?
Of 23 Aliso Viejo employer plans, 8 are fully insured, 3 are self-funded and 12 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in California
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