Pasadena, California employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
75 employers in Pasadena, California filed health plans with 100 or more participants for plan year 2024, covering 130,955 participants. They reported $41M in insurance premiums and $12M in broker commissions and fees. Against 2023, premiums were up 7.7% and broker pay rose 31.5%.
Funding: 16 fully insured · 14 self-funded · 45 mixed. 59 of 75 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Pasadena
Pasadena employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Pasadena employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Gallagher | $1,369,693 | 6 |
| Aon | $1,000,005 | 1 |
| HUB International | $677,372 | 8 |
| Patrick L Erhart Insurance Services | $628,666 | 1 |
| Bolton Insurance Services LLC | $566,781 | 10 |
| USI Insurance Services | $467,589 | 3 |
| NFP | $462,450 | 1 |
| IMA Financial | $425,927 | 9 |
| Mercer | $418,691 | 2 |
| Sullivan Curtis Monroe Ins. SVCS. | $418,653 | 2 |
Largest medical carriers
Medical premium written for these employers.
Pasadena against California and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Pasadena | California | United States | |
|---|---|---|---|
| Employer plans | 75 | 6,836 | 58,547 |
| Median commission rate | n/a | 4.0% | 3.8% |
| Middle half of rates | n/a | 0.6% – 6.3% | 2.7% – 5.0% |
| Median broker pay per employer | $118,204 | $104,298 | $72,628 |
| Medical premium per covered person | n/a | $6,689 | $7,274 |
| Plans reporting no commission | 0 | 25 | 933 |
Year over year. In plan year 2023, 65 Pasadena employers reported $38M in premiums and $9.5M in broker pay for 127,520 participants; in 2024 it was $41M and $12M for 130,955 participants (premiums +7.7%, broker pay +31.5%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Pasadena employers pay health insurance brokers?
75 Pasadena employers reported $12,490,433 in broker commissions and fees on their 2024 Form 5500 filings, 58 of them disclosing at least some compensation. Too few fully insured medical plans in Pasadena reported premium to compute a stable commission rate; the California median is 4.0% and the U.S. median is 3.8%. In dollars, the median Pasadena employer that disclosed broker pay reported $118,204.
Which Pasadena employers have the largest health plans?
By insurance premium reported for 2024, California Institute of Technology ($20M), Board of Trustees, Southern California Ibew-Neca ($7.6M), J.G. Boswell Company ($6.1M) lead. 25 Pasadena employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Pasadena?
By compensation reported by Pasadena employers, the largest brokers are Gallagher ($1.4M, 6 plans), Aon ($1.0M, 1 plans), HUB International ($677,372, 8 plans). By medical premium, the largest carriers are Anthem Blue Cross, Blue Cross of California, Triple S Salud, Inc..
Are Pasadena employer health plans self-funded or fully insured?
Of 75 Pasadena employer plans, 16 are fully insured, 14 are self-funded and 45 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in California
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