Walnut Creek, California employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
49 employers in Walnut Creek, California filed health plans with 100 or more participants for plan year 2024, covering 76,050 participants. They reported $25M in insurance premiums and $9.2M in broker commissions and fees. Against 2023, premiums were up 8.2% and broker pay rose 4.8%.
Funding: 12 fully insured · 7 self-funded · 30 mixed. 37 of 49 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Walnut Creek
Walnut Creek employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Paradigm Acquisition Corporation | $18,866,875 | $451,677 | 1,314 | Abd Ins. and Financial SVCS., Inc. |
| John Muir Health | $3,883,186 | $1,027,424 | 5,697 | Alera Group Inc |
| Del Monte Foods, Inc. | $757,144 | $3,325 | 5,796 | Mercer |
| Easter Seals Hawaii | $660,834 | $46,892 | 157 | Atlas Insurance Agency, Inc. |
| Mechanics Bank | $267,256 | $199,367 | 1,565 | Lockton |
| The Arcticom Group | $201,261 | $340,572 | 948 | EPIC Insurance Brokers |
| Institutional Cash Distributors | $145,062 | $25,214 | 108 | Filice Insurance Services, LLC |
| Catalight Foundation | $91,926 | $516,162 | 716 | Sequoia |
| Basic American, Inc. | $87,957 | $3,519 | 931 | Aon |
| Reta Trust | $0 | — | 23,260 | — |
| American Automobile Association of Northern California, Nevada & Utah | $0 | $413,346 | 5,312 | Alliant Insurance Services |
| Csaa Insurance Services, Inc. | $0 | $54,819 | 3,888 | Alliant Insurance Services |
| Central Garden & Pet Company | $0 | $172,169 | 3,865 | Alliant Insurance Services |
| Dreyer's Grand Ice Cream Inc. | $0 | $745,345 | 2,943 | Willis Towers Watson |
| Matson, Inc. | $0 | $113,811 | 2,762 | Gallagher |
| Amerit Fleet Solutions | $0 | $310,306 | 2,291 | Aon |
| Brown and Caldwell | $0 | $173,013 | 2,169 | Lockton |
| Gordon and Rees LLP | $0 | $280,109 | 2,024 | Alliant Insurance Services |
| Bay Area Surgical Specialists, Inc. | $0 | $84,065 | 1,266 | Sullivan Curtis Monroe Ins. SVCS. |
| Asg, LLC | $0 | $186,834 | 1,132 | Alliant Insurance Services |
| SPG Therapy & Education, PC | $0 | $234,728 | 962 | EPIC Insurance Brokers |
| Golden State Orthopedics & Spine | $0 | $158,400 | 525 | EPIC Insurance Brokers |
| Heffernan Insurance Brokers | $0 | $1,832 | 521 | Heffernan |
| Canadian Solar USA Inc. | $0 | $449,875 | 387 | Alliant Insurance Services |
| Stead Group of Dealerships | $0 | $94,483 | 366 | EPIC Insurance Brokers |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Walnut Creek employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Alliant Insurance Services | $1,593,871 | 9 |
| EPIC Insurance Brokers | $1,096,826 | 6 |
| Willis Towers Watson | $1,050,986 | 3 |
| Alera Group, Inc. | $688,262 | 2 |
| Marsh McLennan Agency | $479,591 | 3 |
| Abd Ins. and Financial SVCS., Inc. | $451,677 | 1 |
| Sequoia | $425,570 | 2 |
| Lockton | $372,061 | 2 |
| Aon | $340,633 | 3 |
| Gallagher | $321,977 | 3 |
Largest medical carriers
Medical premium written for these employers.
Walnut Creek against California and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Walnut Creek | California | United States | |
|---|---|---|---|
| Employer plans | 49 | 6,836 | 58,547 |
| Median commission rate | n/a | 4.0% | 3.8% |
| Middle half of rates | n/a | 0.6% – 6.3% | 2.7% – 5.0% |
| Median broker pay per employer | $148,353 | $104,298 | $72,628 |
| Medical premium per covered person | n/a | $6,689 | $7,274 |
| Plans reporting no commission | 0 | 25 | 933 |
Year over year. In plan year 2023, 51 Walnut Creek employers reported $23M in premiums and $8.8M in broker pay for 69,358 participants; in 2024 it was $25M and $9.2M for 76,050 participants (premiums +8.2%, broker pay +4.8%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Walnut Creek employers pay health insurance brokers?
49 Walnut Creek employers reported $9,207,174 in broker commissions and fees on their 2024 Form 5500 filings, 48 of them disclosing at least some compensation. Too few fully insured medical plans in Walnut Creek reported premium to compute a stable commission rate; the California median is 4.0% and the U.S. median is 3.8%. In dollars, the median Walnut Creek employer that disclosed broker pay reported $148,353.
Which Walnut Creek employers have the largest health plans?
By insurance premium reported for 2024, Paradigm Acquisition Corporation ($19M), John Muir Health ($3.9M), Del Monte Foods, Inc. ($757,144) lead. 25 Walnut Creek employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Walnut Creek?
By compensation reported by Walnut Creek employers, the largest brokers are Alliant Insurance Services ($1.6M, 9 plans), EPIC Insurance Brokers ($1.1M, 6 plans), Willis Towers Watson ($1.1M, 3 plans). By medical premium, the largest carriers are Cigna Health and Life Insurance Company, University Health Alliance, Kaiser Foundation Health Plan of Washington.
Are Walnut Creek employer health plans self-funded or fully insured?
Of 49 Walnut Creek employer plans, 12 are fully insured, 7 are self-funded and 30 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in California
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