Bakersfield, California employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
55 employers in Bakersfield, California filed health plans with 100 or more participants for plan year 2024, covering 23,528 participants. They reported $1.7M in insurance premiums and $6.8M in broker commissions and fees. Against 2023, premiums were up 14.7% and broker pay rose 6.5%.
Funding: 26 fully insured · 12 self-funded · 17 mixed. 29 of 55 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Bakersfield
Bakersfield employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| KS Industries, LP | $703,559 | $198,397 | 1,602 | Stealth Partner Group LLC |
| Grimmway Enterprises, Inc. | $556,219 | $56,320 | 1,460 | Guerrero Solis JR. |
| E&B Natural Resources MGMT. Corp | $310,611 | $54,531 | 263 | BXB LTD |
| Mission Bank | $126,395 | $65,583 | 140 | PCF Insurance Services of the West |
| Henrietta Weill Memorial Child Guidance Clinic | $38,565 | $137,976 | 152 | James W. Collier Insurance Agency |
| William Bolthouse Farms, Inc. | $0 | $241,159 | 2,502 | Heffernan |
| Western Oilfields Supply Company | $0 | $144,445 | 1,366 | IMA Financial |
| Berry Petroleum Company, LLC | $0 | $867,218 | 1,197 | Lockton |
| Clinica Sierra Vista | $0 | $467,587 | 996 | Stealth Partner Group, LLC |
| Aera Energy Services Company | $0 | — | 978 | — |
| Community Action Partnership of Kern | $0 | $325,181 | 891 | Keenan & Associates |
| Board of Trustees, Kern County Electrical Workers | $0 | — | 851 | — |
| Esparza Enterprises, Inc. | $0 | — | 803 | — |
| Omni Family Health, Inc. | $0 | $695,541 | 790 | Paul Erwin Gottlieb |
| Centre for Neuro Skills | $0 | $32,366 | 613 | EPIC Insurance Brokers |
| Valley Strong Credit Union | $0 | $363,120 | 569 | Danone Simpson Insurance Services |
| Sturgeon Services International, Inc. | $0 | $130,274 | 507 | Warner Pacific Ins. Services, Inc. |
| Hall Ambulance Service, Inc. | $0 | $197,417 | 425 | Robert LYNN Company, Inc. |
| Good Samaritan Hospital | $0 | $154,761 | 416 | Sullivan Curtis Monroe Ins. SVCS. |
| Golden Empire Mortgage, Inc. | $0 | — | 409 | Andreini & Company |
| Trans-West Security Services, Inc. | $0 | $16,231 | 379 | Warner Pacific Ins Services Inc. |
| Giumarra Vineyards Corporation | $0 | $11,183 | 350 | Alliant Insurance Services |
| Mmi Services, Inc. | $0 | $164,810 | 314 | Word & Brown Ins Administrators Inc |
| Goodwill Industries of South Central California | $0 | $49,609 | 309 | HUB International |
| Cox Petroleum Transport | $0 | $88,422 | 298 | AssuredPartners |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Bakersfield employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Lockton | $867,218 | 1 |
| Stealth Partner Group LLC | $482,535 | 2 |
| Robert LYNN Company, Inc. | $440,987 | 6 |
| Paul Erwin Gottlieb | $416,600 | 1 |
| Keenan & Associates | $320,689 | 1 |
| Heffernan | $291,995 | 2 |
| Danone Simpson Insurance Services | $279,774 | 2 |
| Paul E Gottlieb | $260,820 | 1 |
| IMA Financial | $253,770 | 4 |
| Insurica Ca Insurance Services, Inc | $223,700 | 4 |
Largest medical carriers
Medical premium written for these employers.
Bakersfield against California and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Bakersfield | California | United States | |
|---|---|---|---|
| Employer plans | 55 | 6,836 | 58,547 |
| Median commission rate | n/a | 4.0% | 3.8% |
| Middle half of rates | n/a | 0.6% – 6.3% | 2.7% – 5.0% |
| Median broker pay per employer | $81,272 | $104,298 | $72,628 |
| Medical premium per covered person | n/a | $6,689 | $7,274 |
| Plans reporting no commission | 0 | 25 | 933 |
Year over year. In plan year 2023, 61 Bakersfield employers reported $1.5M in premiums and $6.4M in broker pay for 23,783 participants; in 2024 it was $1.7M and $6.8M for 23,528 participants (premiums +14.7%, broker pay +6.5%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Bakersfield employers pay health insurance brokers?
55 Bakersfield employers reported $6,781,002 in broker commissions and fees on their 2024 Form 5500 filings, 51 of them disclosing at least some compensation. Too few fully insured medical plans in Bakersfield reported premium to compute a stable commission rate; the California median is 4.0% and the U.S. median is 3.8%. In dollars, the median Bakersfield employer that disclosed broker pay reported $81,272.
Which Bakersfield employers have the largest health plans?
By insurance premium reported for 2024, KS Industries, LP ($703,559), Grimmway Enterprises, Inc. ($556,219), E&B Natural Resources MGMT. Corp ($310,611) lead. 25 Bakersfield employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Bakersfield?
By compensation reported by Bakersfield employers, the largest brokers are Lockton ($867,218, 1 plans), Stealth Partner Group LLC ($482,535, 2 plans), Robert LYNN Company, Inc. ($440,987, 6 plans). By medical premium, the largest carriers are Kaiser Foundation Health Plan, Inc., Blue Cross of California, California Physicians Service.
Are Bakersfield employer health plans self-funded or fully insured?
Of 55 Bakersfield employer plans, 26 are fully insured, 12 are self-funded and 17 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in California
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