Long Beach, California employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
70 employers in Long Beach, California filed health plans with 100 or more participants for plan year 2024, covering 46,994 participants. They reported $1.3M in insurance premiums and $11M in broker commissions and fees. Against 2023, premiums were up 28.7% and broker pay rose 5.4%.
Funding: 23 fully insured · 7 self-funded · 40 mixed. 47 of 70 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Long Beach
Long Beach employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Ta Chen International, Inc. | $993,091 | $52,943 | 478 | Marsh McLennan Agency |
| Amusement Industry, Inc. | $292,462 | $126,792 | 195 | Abd Ins. and Financial SVCS., Inc. |
| Molina Healthcare, Inc. | $0 | $456,344 | 18,251 | Alliant Insurance Services |
| Relativity Space, Inc. | $0 | $861,857 | 2,095 | Sequoia |
| Traffic Management, Inc. | $0 | $130,798 | 1,828 | HUB International |
| Scan Group | $0 | $90,010 | 1,639 | Mercer |
| Ai Fire, LLC | $0 | $392,590 | 1,447 | Alternative Risk Solutions, LLC |
| SCS Engineers | $0 | $109,293 | 1,237 | EPIC Insurance Brokers |
| CRC Services, LLC | $0 | — | 923 | — |
| Hydrafacial, LLC | $0 | $214,874 | 910 | Gallagher |
| Apro, LLC | $0 | $131,407 | 894 | Burnham Benefits |
| Moffatt & Nichol | $0 | $126,852 | 835 | EPIC Insurance Brokers |
| Farmers & Merchants Bank of Long Beach | $0 | $276,439 | 820 | The Baldwin Group |
| Bragg Investment Company, Inc. | $0 | $674,661 | 743 | The Baldwin Group |
| CHLB, LLC | $0 | $381,860 | 718 | Marsh McLennan Agency |
| Rocket Lab USA Inc | $0 | $397,135 | 713 | Acrisure |
| Alliance Inspection Management, LLC | $0 | $529,505 | 599 | Gallagher |
| Sanders Industries Holdings, Inc. | $0 | $4,093 | 535 | Alliant Insurance Services |
| Brighton-Best International, Inc. | $0 | $14,663 | 529 | Kcal Health Insurance |
| Goodwill, Serving the People of Southern Los Angeles County | $0 | $79,443 | 486 | Marsh McLennan Agency |
| Tristar Insurance Group Inc. | $0 | $8,603 | 459 | Stealth Partner Group, LLC |
| Jfe Shoji America Holdings Inc. | $0 | $237,098 | 424 | Marsh McLennan Agency |
| The Children's Clinic | $0 | $241,047 | 368 | Sally Coker |
| YMCA of Greater Long Beach | $0 | $94,714 | 359 | Alliant Insurance Services |
| Mental Health America of Los Angeles | $0 | $169,429 | 353 | Marsh McLennan Agency |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Long Beach employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Marsh McLennan Agency | $1,178,605 | 11 |
| Sequoia | $991,325 | 2 |
| Alliant Insurance Services | $937,508 | 7 |
| The Baldwin Group | $807,969 | 3 |
| Gallagher | $570,834 | 6 |
| EPIC Insurance Brokers | $548,319 | 5 |
| Burnham Benefits | $546,830 | 6 |
| Acrisure | $396,908 | 1 |
| Mercer | $369,359 | 5 |
| HUB International | $328,490 | 5 |
Largest medical carriers
Medical premium written for these employers.
Long Beach against California and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Long Beach | California | United States | |
|---|---|---|---|
| Employer plans | 70 | 6,836 | 58,547 |
| Median commission rate | n/a | 4.0% | 3.8% |
| Middle half of rates | n/a | 0.6% – 6.3% | 2.7% – 5.0% |
| Median broker pay per employer | $112,653 | $104,298 | $72,628 |
| Medical premium per covered person | n/a | $6,689 | $7,274 |
| Plans reporting no commission | 0 | 25 | 933 |
Year over year. In plan year 2023, 72 Long Beach employers reported $998,939 in premiums and $10M in broker pay for 41,638 participants; in 2024 it was $1.3M and $11M for 46,994 participants (premiums +28.7%, broker pay +5.4%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Long Beach employers pay health insurance brokers?
70 Long Beach employers reported $10,723,473 in broker commissions and fees on their 2024 Form 5500 filings, 68 of them disclosing at least some compensation. Too few fully insured medical plans in Long Beach reported premium to compute a stable commission rate; the California median is 4.0% and the U.S. median is 3.8%. In dollars, the median Long Beach employer that disclosed broker pay reported $112,653.
Which Long Beach employers have the largest health plans?
By insurance premium reported for 2024, Ta Chen International, Inc. ($993,091), Amusement Industry, Inc. ($292,462), Molina Healthcare, Inc. ($0) lead. 25 Long Beach employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Long Beach?
By compensation reported by Long Beach employers, the largest brokers are Marsh McLennan Agency ($1.2M, 11 plans), Sequoia ($991,325, 2 plans), Alliant Insurance Services ($937,508, 7 plans). By medical premium, the largest carriers are Cigna Health and Life Insurance Company, Unitedhealthcare Insurance Company, Kaiser Foundation Health Plan, Inc..
Are Long Beach employer health plans self-funded or fully insured?
Of 70 Long Beach employer plans, 23 are fully insured, 7 are self-funded and 40 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in California
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