Newport Beach, California employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
62 employers in Newport Beach, California filed health plans with 100 or more participants for plan year 2024, covering 158,372 participants. They reported $3.2M in insurance premiums and $10M in broker commissions and fees. Against 2023, premiums were down 37.9% and broker pay rose 13.6%.
Funding: 13 fully insured · 9 self-funded · 40 mixed. 49 of 62 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Newport Beach
Newport Beach employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Zinnia Health LLC | $2,545,575 | $203,132 | 779 | Burnham Benefits |
| Irvine Management Company | $363,592 | $85,117 | 3,078 | Willis Towers Watson |
| Gitibin and Associates, LLC | $234,248 | $31,026 | 523 | Alliant Insurance Services |
| Systems Source, Inc. | $82,511 | $93,913 | 148 | R L Sellers Insurance Services Inc |
| Chipotle Mexican Grill, Inc. | $0 | $583,637 | 112,245 | Alliant Insurance Services |
| Hoag Memorial Hospital Presbyterian | $0 | $576,827 | 8,398 | Gallagher |
| James R. Glidewell Dental Ceramics, Inc. | $0 | $626,761 | 4,594 | Woodruff Sawyer |
| Pacific Life Insurance Company | $0 | $44,905 | 3,311 | Aon |
| Pacific Investment Management Company LLC | $0 | $162,491 | 2,536 | Willis Towers Watson |
| Tower Semiconductor | $0 | $201,108 | 1,712 | Marsh McLennan Agency |
| Vroom Automotive, LLC | $0 | $24,665 | 1,459 | Marsh McLennan Agency |
| Norm Reeves, Inc. | $0 | $139,738 | 1,459 | Marsh McLennan Agency |
| Unitek Learning Education Group Corp. | $0 | $703,467 | 1,160 | Gallagher |
| International Vitamin Corporation | $0 | $132,310 | 1,148 | Alliant Insurance Services |
| Fletcher Jones Motorcars | $0 | $175,781 | 1,116 | Benefits America Insurance Services |
| Sares-Regis Operating Company, L.P. | $0 | $478,515 | 990 | Sullivan Curtis Monroe Ins. SVCS. |
| Bristol Management Services, Inc. | $0 | $68,289 | 904 | Sullivan Curtis Monroe Ins. SVCS. |
| Jobot, LLC | $0 | $337,566 | 818 | Paychex Insurance Agency |
| CSL Berkshire Operating Company, LLC | $0 | $228,538 | 631 | Heffernan |
| Innovative Integrated Health, Inc | $0 | $259,845 | 573 | Foundation Risk Partners, Corp |
| Ultimate Nev, LLC U GYM LLC dba Ufc GYM | $0 | $97,135 | 555 | Marsh McLennan Agency |
| GWS Tool Holdings, LLC | $0 | $98,622 | 553 | Brown & Brown |
| Westport Properties, Inc. | $0 | $197,953 | 552 | NFP |
| Anza Management Company | $0 | $137,488 | 524 | New City Executive Ins Services |
| American Vanguard Corporation | $0 | $60,132 | 505 | Sullivan Curtis Monroe Ins SVCS Inc |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Newport Beach employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Gallagher | $1,489,096 | 4 |
| Alliant Insurance Services | $922,359 | 6 |
| Marsh McLennan Agency | $803,841 | 13 |
| Woodruff Sawyer | $680,934 | 2 |
| HUB International | $678,575 | 5 |
| Sullivan Curtis Monroe Ins. SVCS. | $537,013 | 3 |
| OneDigital | $485,900 | 5 |
| The Baldwin Group | $366,316 | 4 |
| Paychex Insurance Agency | $334,004 | 2 |
| Benefits America Insurance Services | $301,846 | 2 |
Largest medical carriers
Medical premium written for these employers.
Newport Beach against California and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Newport Beach | California | United States | |
|---|---|---|---|
| Employer plans | 62 | 6,836 | 58,547 |
| Median commission rate | n/a | 4.0% | 3.8% |
| Middle half of rates | n/a | 0.6% – 6.3% | 2.7% – 5.0% |
| Median broker pay per employer | $131,502 | $104,298 | $72,628 |
| Medical premium per covered person | n/a | $6,689 | $7,274 |
| Plans reporting no commission | 0 | 25 | 933 |
Year over year. In plan year 2023, 59 Newport Beach employers reported $5.2M in premiums and $9.0M in broker pay for 131,069 participants; in 2024 it was $3.2M and $10M for 158,372 participants (premiums −37.9%, broker pay +13.6%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Newport Beach employers pay health insurance brokers?
62 Newport Beach employers reported $10,283,374 in broker commissions and fees on their 2024 Form 5500 filings, 61 of them disclosing at least some compensation. Too few fully insured medical plans in Newport Beach reported premium to compute a stable commission rate; the California median is 4.0% and the U.S. median is 3.8%. In dollars, the median Newport Beach employer that disclosed broker pay reported $131,502.
Which Newport Beach employers have the largest health plans?
By insurance premium reported for 2024, Zinnia Health LLC ($2.5M), Irvine Management Company ($363,592), Gitibin and Associates, LLC ($234,248) lead. 25 Newport Beach employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Newport Beach?
By compensation reported by Newport Beach employers, the largest brokers are Gallagher ($1.5M, 4 plans), Alliant Insurance Services ($922,359, 6 plans), Marsh McLennan Agency ($803,841, 13 plans). By medical premium, the largest carriers are Cigna Health and Life Insurance Company, Kaiser Foundation Health Plan, Inc., Metropolitan Life Insurance Company.
Are Newport Beach employer health plans self-funded or fully insured?
Of 62 Newport Beach employer plans, 13 are fully insured, 9 are self-funded and 40 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in California
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