Mountain View, California employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
50 employers in Mountain View, California filed health plans with 100 or more participants for plan year 2024, covering 163,372 participants. They reported $6.8M in insurance premiums and $11M in broker commissions and fees. Against 2023, premiums were unchanged and broker pay fell 3.8%.
Funding: 8 fully insured · 1 self-funded · 41 mixed. 42 of 50 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Mountain View
Mountain View employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Lightmatter Inc | $3,908,844 | $102,058 | 137 | OneDigital |
| Nuro, Inc. | $2,734,410 | $252,065 | 691 | Sequoia |
| Coursera, Inc | $190,705 | $51,345 | 663 | Alliant Insurance Services |
| Google LLC | $0 | $543,177 | 119,172 | Marsh McLennan Agency |
| Intuit Inc. | $0 | $2,220,123 | 19,989 | Willis Towers Watson |
| El Camino Hospital | $0 | $1,115,318 | 3,758 | Marsh McLennan Agency |
| Omnissa, LLC | $0 | — | 1,657 | — |
| Omnissa, LLC | $0 | — | 1,657 | — |
| Confluent, Inc. | $0 | $119,450 | 1,652 | Mercer |
| Fenwick and West LLP | $0 | $73,213 | 1,474 | Alliant Insurance Services |
| Sentinelone Inc. | $0 | $141,931 | 1,116 | Abd Ins. and Financial SVCS., Inc. |
| Auto-Chlor System, Inc. | $0 | $74,381 | 979 | CBIZ |
| Samsung Research America, Inc. | $0 | $20,772 | 850 | Custom Benefits Prog Inc an Aon Co |
| Addepar, Inc. | $0 | $15,613 | 705 | Alliant Insurance Services |
| Lacework, Inc. | $0 | $221,824 | 576 | Sequoia |
| Egnyte, Inc. | $0 | $485,760 | 544 | Sequoia |
| Thoughtspot Inc. | $0 | $48,106 | 478 | Sequoia |
| Wisk Aero LLC | $0 | $593,403 | 475 | Marsh McLennan Agency |
| Heartflow, Inc. | $0 | $149,980 | 428 | HUB International |
| Hawk Ridge Systems, LLC | $0 | $25,585 | 399 | OneDigital |
| Applied Intuition, Inc. | $0 | $412,255 | 380 | Sequoia |
| Moveworks, Inc | $0 | $86,964 | 364 | Abd Ins. and Financial SVCS., Inc. |
| Activehours, Inc. | $0 | $372,797 | 353 | Sequoia |
| Branch Metrics, Inc. | $0 | $215,881 | 325 | Sequoia |
| Vimo, Inc. | $0 | $81,461 | 300 | Abd Ins. and Financial SVCS., Inc. |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Mountain View employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Sequoia | $4,086,682 | 19 |
| Marsh McLennan Agency | $2,300,406 | 6 |
| Willis Towers Watson | $1,320,422 | 1 |
| Strategic Non-Medical Solution | $892,779 | 1 |
| Abd Ins. and Financial SVCS., Inc. | $704,923 | 6 |
| Alliant Insurance Services | $386,336 | 6 |
| Gallagher | $269,432 | 2 |
| Filice Insurance Services LLC | $268,864 | 4 |
| Mercer | $243,427 | 3 |
| OneDigital | $193,287 | 3 |
Largest medical carriers
Medical premium written for these employers.
Mountain View against California and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Mountain View | California | United States | |
|---|---|---|---|
| Employer plans | 50 | 6,836 | 58,547 |
| Median commission rate | n/a | 4.0% | 3.8% |
| Middle half of rates | n/a | 0.6% – 6.3% | 2.7% – 5.0% |
| Median broker pay per employer | $137,170 | $104,298 | $72,628 |
| Medical premium per covered person | n/a | $6,689 | $7,274 |
| Plans reporting no commission | 0 | 25 | 933 |
Year over year. In plan year 2023, 46 Mountain View employers reported $0 in premiums and $12M in broker pay for 158,676 participants; in 2024 it was $6.8M and $11M for 163,372 participants (broker pay −3.8%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Mountain View employers pay health insurance brokers?
50 Mountain View employers reported $11,439,987 in broker commissions and fees on their 2024 Form 5500 filings, 48 of them disclosing at least some compensation. Too few fully insured medical plans in Mountain View reported premium to compute a stable commission rate; the California median is 4.0% and the U.S. median is 3.8%. In dollars, the median Mountain View employer that disclosed broker pay reported $137,170.
Which Mountain View employers have the largest health plans?
By insurance premium reported for 2024, Lightmatter Inc ($3.9M), Nuro, Inc. ($2.7M), Coursera, Inc ($190,705) lead. 25 Mountain View employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Mountain View?
By compensation reported by Mountain View employers, the largest brokers are Sequoia ($4.1M, 19 plans), Marsh McLennan Agency ($2.3M, 6 plans), Willis Towers Watson ($1.3M, 1 plans). By medical premium, the largest carriers are Cigna Health and Life Insurance Company, Kaiser Foundation Health Plan, Inc., Aetna Life Insurance Company.
Are Mountain View employer health plans self-funded or fully insured?
Of 50 Mountain View employer plans, 8 are fully insured, 1 are self-funded and 41 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in California
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