Santa Ana, California employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
65 employers in Santa Ana, California filed health plans with 100 or more participants for plan year 2024, covering 49,761 participants. They reported $321,540 in insurance premiums and $10M in broker commissions and fees. Against 2023, premiums were up 402.3% and broker pay rose 0.5%.
Funding: 24 fully insured · 8 self-funded · 33 mixed. 41 of 65 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Santa Ana
Santa Ana employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Kulicke and Soffa Industries | $236,772 | $213,668 | 340 | Kistler Tiffany Benefits |
| MY Management Consulting, Inc. dba MY Wireless | $84,768 | $161,476 | 237 | Richard W Bryson Ins Agency |
| First American Financial Corporation | $0 | $143,939 | 11,398 | Mercer |
| TTM Technologies, Inc. | $0 | $503,315 | 5,591 | Custom Benefit Programs, Inc. |
| Foundation Building Materials, LLC | $0 | $551,981 | 5,319 | Mercer |
| Optimum Employer Solutions | $0 | $277,190 | 2,370 | HUB International |
| Banc of California, Inc. | $0 | $662,726 | 2,334 | Venbrook Insurance Services |
| KPC Healthcare, Inc. | $0 | $453,754 | 2,167 | Marsh McLennan Agency |
| Collectors Universe, Inc. | $0 | $230,143 | 1,679 | Mercer |
| Life Generations Healthcare | $0 | $434,386 | 1,654 | Lockton |
| Think Together | $0 | $154,476 | 1,054 | Abd Ins. and Financial SVCS., Inc. |
| Worldwide Golf Shops LLC | $0 | $392,373 | 940 | EPIC Insurance Brokers |
| Goodwill Industries of Orange County | $0 | $8,086 | 880 | Alliant Insurance Services |
| Main Electric Supply Company LLC | $0 | $370,163 | 683 | Benefits America Ins. Srvcs., LLC |
| Aluminum Precision Products, Inc. | $0 | $4,867 | 584 | Alliant Insurance Services |
| Paul Mitchell Schools | $0 | $135,705 | 547 | Diversified Ins Benefit SVCS, LLC |
| Regional Center of Orange County | $0 | $242,638 | 523 | Mercer |
| Kind Lending, LLC | $0 | $362,535 | 491 | Sequoia |
| System Pavers, LLC | $0 | $133,240 | 470 | USI Insurance Services |
| Iteris, Inc. | $0 | $33,259 | 464 | Marsh McLennan Agency |
| Veros Software, Inc. | $0 | $156,117 | 440 | Sullivan Curtis Monroe Ins. SVCS. |
| Olive Crest | $0 | $313,622 | 438 | HUB International |
| Anuvu Operations, LLC | $0 | $64,885 | 426 | Gallagher |
| Frankel Family Trust | $0 | $187,934 | 401 | Acrisure |
| Robinson Pharma, Inc. | $0 | $181,124 | 389 | Van Nguyen |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Santa Ana employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Mercer | $1,330,722 | 5 |
| Marsh McLennan Agency | $807,551 | 10 |
| HUB International | $737,637 | 5 |
| Lockton | $680,583 | 3 |
| Venbrook Insurance Services | $555,489 | 1 |
| Gallagher | $483,132 | 7 |
| EPIC Insurance Brokers | $415,601 | 2 |
| Abd Ins. and Financial SVCS., Inc. | $367,986 | 3 |
| Sequoia | $362,535 | 1 |
| The Baldwin Group | $288,411 | 3 |
Largest medical carriers
Medical premium written for these employers.
Santa Ana against California and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Santa Ana | California | United States | |
|---|---|---|---|
| Employer plans | 65 | 6,836 | 58,547 |
| Median commission rate | n/a | 4.0% | 3.8% |
| Middle half of rates | n/a | 0.6% – 6.3% | 2.7% – 5.0% |
| Median broker pay per employer | $124,730 | $104,298 | $72,628 |
| Medical premium per covered person | n/a | $6,689 | $7,274 |
| Plans reporting no commission | 0 | 25 | 933 |
Year over year. In plan year 2023, 65 Santa Ana employers reported $64,015 in premiums and $10M in broker pay for 48,024 participants; in 2024 it was $321,540 and $10M for 49,761 participants (premiums +402.3%, broker pay +0.5%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Santa Ana employers pay health insurance brokers?
65 Santa Ana employers reported $10,177,663 in broker commissions and fees on their 2024 Form 5500 filings, 65 of them disclosing at least some compensation. Too few fully insured medical plans in Santa Ana reported premium to compute a stable commission rate; the California median is 4.0% and the U.S. median is 3.8%. In dollars, the median Santa Ana employer that disclosed broker pay reported $124,730.
Which Santa Ana employers have the largest health plans?
By insurance premium reported for 2024, Kulicke and Soffa Industries ($236,772), MY Management Consulting, Inc. dba MY Wireless ($84,768), First American Financial Corporation ($0) lead. 25 Santa Ana employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Santa Ana?
By compensation reported by Santa Ana employers, the largest brokers are Mercer ($1.3M, 5 plans), Marsh McLennan Agency ($807,551, 10 plans), HUB International ($737,637, 5 plans). By medical premium, the largest carriers are MCS Life Insurance Company, Unitedhealthcare Insurance Company, Anthem Blue Cross Life and Health Insurance Company.
Are Santa Ana employer health plans self-funded or fully insured?
Of 65 Santa Ana employer plans, 24 are fully insured, 8 are self-funded and 33 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in California
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