Brea, California employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
33 employers in Brea, California filed health plans with 100 or more participants for plan year 2024, covering 18,151 participants. They reported $12M in insurance premiums and $5.0M in broker commissions and fees. Against 2023, premiums were up 82.2% and broker pay rose 4.4%.
Funding: 12 fully insured · 4 self-funded · 17 mixed. 21 of 33 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Brea
Brea employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Service Champions, Inc. | $4,738,466 | $423,430 | 2,363 | Lockton |
| Proponent, Inc. | $3,390,563 | $4,519 | 366 | USI Insurance Services |
| Ventura Foods, LLC | $2,635,879 | $382,958 | 2,511 | Gallagher |
| Bollinger Innovations, Inc. | $1,369,945 | $104,127 | 239 | Alliant Insurance Services |
| Envista Holdings Corporation | $0 | $364,602 | 3,036 | Mercer |
| Coolsys, Inc. | $0 | $645,074 | 2,993 | Willis Towers Watson |
| Applied Composites Holdings, LLC | $0 | $8,327 | 859 | Alliant Insurance Services |
| American Financial Network Inc. | $0 | $109,973 | 626 | Sullivan Curtis Monroe Ins. SVCS. |
| Round One Entertainment Inc. | $0 | $302,029 | 595 | MST Insurance Solutions, Inc. |
| Perfect 85 Degree C, Inc. | $0 | $44,821 | 456 | Combined Benefits Inc. |
| Solugenix Corporation | $0 | $197,019 | 427 | Sullivan Curtis Monroe Ins SVCS LLC |
| KPRS Construction Services, Inc. | $0 | $163,488 | 323 | Acrisure |
| McKinney Vehicle Services, Inc. | $0 | $49,511 | 274 | Abd Ins. and Financial SVCS., Inc. |
| Viewsonic Corporation | $0 | $209,350 | 257 | Mercer |
| Caran Precision Engineering and Manufacturing Corporation | $0 | $75,323 | 233 | Acrisure |
| Griffith Company | $0 | $252,608 | 232 | Cormany and Chung, LLC |
| Isys Solutions, Inc. | $0 | $147,391 | 190 | Hollis, Walter R |
| Nisum Technologies | $0 | $203,173 | 189 | Woodruff Sawyer |
| Atosa Catering Equipment, Inc. | $0 | $59,606 | 183 | Kcal Health Insurance Services |
| Dreamhost, LLC | $0 | $70,141 | 176 | OneDigital |
| Nevell Group, Inc. | $0 | $96,338 | 163 | HUB International |
| The Innovation Institute | $0 | $119,460 | 146 | Alliant Insurance Services |
| Peterson Brothers Construction, Inc. | $0 | $102,339 | 140 | OneDigital |
| Amwest Funding Corporation | $0 | $226,309 | 131 | HUB International |
| TYC Americas | $0 | $136,915 | 131 | Abd Ins. and Financial SVCS., Inc. |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Brea employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Mercer | $563,529 | 3 |
| Lockton | $493,793 | 2 |
| Willis Towers Watson | $492,884 | 2 |
| Gallagher | $382,958 | 1 |
| Sullivan Curtis Monroe Ins. SVCS. | $297,930 | 2 |
| MST Insurance Solutions, Inc. | $277,944 | 1 |
| Acrisure | $269,427 | 4 |
| Cormany and Chung, LLC | $240,250 | 1 |
| OneDigital | $222,806 | 3 |
| Woodruff Sawyer | $200,373 | 1 |
Largest medical carriers
Medical premium written for these employers.
Brea against California and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Brea | California | United States | |
|---|---|---|---|
| Employer plans | 33 | 6,836 | 58,547 |
| Median commission rate | n/a | 4.0% | 3.8% |
| Middle half of rates | n/a | 0.6% – 6.3% | 2.7% – 5.0% |
| Median broker pay per employer | $104,127 | $104,298 | $72,628 |
| Medical premium per covered person | n/a | $6,689 | $7,274 |
| Plans reporting no commission | 1 | 25 | 933 |
Year over year. In plan year 2023, 34 Brea employers reported $6.7M in premiums and $4.8M in broker pay for 17,179 participants; in 2024 it was $12M and $5.0M for 18,151 participants (premiums +82.2%, broker pay +4.4%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Brea employers pay health insurance brokers?
33 Brea employers reported $4,959,479 in broker commissions and fees on their 2024 Form 5500 filings, 33 of them disclosing at least some compensation. Too few fully insured medical plans in Brea reported premium to compute a stable commission rate; the California median is 4.0% and the U.S. median is 3.8%. In dollars, the median Brea employer that disclosed broker pay reported $104,127.
Which Brea employers have the largest health plans?
By insurance premium reported for 2024, Service Champions, Inc. ($4.7M), Proponent, Inc. ($3.4M), Ventura Foods, LLC ($2.6M) lead. 25 Brea employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Brea?
By compensation reported by Brea employers, the largest brokers are Mercer ($563,529, 3 plans), Lockton ($493,793, 2 plans), Willis Towers Watson ($492,884, 2 plans). By medical premium, the largest carriers are Cigna Health and Life Insurance Company, Cigna Healthcare of California, Unitedhealthcare Insurance Company.
Are Brea employer health plans self-funded or fully insured?
Of 33 Brea employer plans, 12 are fully insured, 4 are self-funded and 17 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in California
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