Brisbane, California employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
15 employers in Brisbane, California filed health plans with 100 or more participants for plan year 2024, covering 27,185 participants. They reported $6.9M in insurance premiums and $2.6M in broker commissions and fees. Against 2023, premiums were up 11.0% and broker pay rose 48.4%.
Funding: 2 fully insured · 2 self-funded · 11 mixed. 13 of 15 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Brisbane
Brisbane employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Squaretrade, Inc. | $6,213,369 | $567,685 | 448 | Lumity, Inc. |
| Board of Trustees, General Employees Trust Fund | $675,588 | $187,278 | 13,331 | Stealth Partner Group, LLC |
| Board of Trustees of Ca Service Employees Health and Welfare Trust | $0 | — | 10,197 | — |
| Caredx, Inc. | $0 | $440,387 | 564 | Abd Ins. and Financial SVCS., Inc. |
| Freenome Holdings Inc. | $0 | $158,408 | 528 | Sequoia |
| Sangamo Therapeutics, Inc. | $0 | $67,746 | 327 | OneDigital |
| Birite Foodservice Distributors | $0 | $15,973 | 308 | OneDigital |
| Norman S. Wright Mechanical Equipment LLC | $0 | $95,515 | 247 | Advanced Estate & Ins Services, Inc |
| O'keeffe's, Inc. | $0 | $111,255 | 247 | USI Insurance Services |
| Cutera, Inc. | $0 | $287,947 | 214 | Abd Ins & Fin SVCS dba Newfront |
| Odoo, Inc. | $0 | $48,140 | 183 | Lawley |
| Infoimage of California, Inc. | $0 | $97,455 | 168 | Robert C Placak & Associates, Inc. |
| Prothena Biosciences Inc | $0 | $140,798 | 162 | OneDigital |
| Day One Biopharmaceuticals, Inc. | $0 | $250,690 | 137 | Sequoia |
| Blueprint Studios | $0 | $100,865 | 124 | Protected Profits Insurance |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Brisbane employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Lumity, Inc. | $547,586 | 1 |
| Abd Ins. and Financial SVCS., Inc. | $440,387 | 1 |
| Sequoia | $409,098 | 2 |
| Stealth Partner Group LLC | $187,278 | 1 |
| OneDigital | $166,175 | 3 |
| USI Insurance Services | $150,308 | 2 |
| Abd Ins & Fin SVCS dba Newfront | $149,328 | 1 |
| Abd Ins. & Financial Services, Inc. | $62,858 | 1 |
| Advanced Estate & Ins. Services Inc | $60,962 | 1 |
| Lawley | $48,140 | 1 |
Largest medical carriers
Medical premium written for these employers.
Brisbane against California and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Brisbane | California | United States | |
|---|---|---|---|
| Employer plans | 15 | 6,836 | 58,547 |
| Median commission rate | n/a | 4.0% | 3.8% |
| Middle half of rates | n/a | 0.6% – 6.3% | 2.7% – 5.0% |
| Median broker pay per employer | $126,027 | $104,298 | $72,628 |
| Medical premium per covered person | n/a | $6,689 | $7,274 |
| Plans reporting no commission | 0 | 25 | 933 |
Year over year. In plan year 2023, 12 Brisbane employers reported $6.2M in premiums and $1.7M in broker pay for 24,716 participants; in 2024 it was $6.9M and $2.6M for 27,185 participants (premiums +11.0%, broker pay +48.4%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Brisbane employers pay health insurance brokers?
15 Brisbane employers reported $2,570,142 in broker commissions and fees on their 2024 Form 5500 filings, 14 of them disclosing at least some compensation. Too few fully insured medical plans in Brisbane reported premium to compute a stable commission rate; the California median is 4.0% and the U.S. median is 3.8%. In dollars, the median Brisbane employer that disclosed broker pay reported $126,027.
Which Brisbane employers have the largest health plans?
By insurance premium reported for 2024, Squaretrade, Inc. ($6.2M), Board of Trustees, General Employees Trust Fund ($675,588), Board of Trustees of Ca Service Employees Health and Welfare Trust ($0) lead. 15 Brisbane employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Brisbane?
By compensation reported by Brisbane employers, the largest brokers are Lumity, Inc. ($547,586, 1 plans), Abd Ins. and Financial SVCS., Inc. ($440,387, 1 plans), Sequoia ($409,098, 2 plans). By medical premium, the largest carriers are Cigna Health and Life Insurance Company, Kaiser Foundation Health Plan, Inc., Blue Cross of California.
Are Brisbane employer health plans self-funded or fully insured?
Of 15 Brisbane employer plans, 2 are fully insured, 2 are self-funded and 11 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in California
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