Calabasas, California employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
16 employers in Calabasas, California filed health plans with 100 or more participants for plan year 2024, covering 37,691 participants. They reported $268,335 in insurance premiums and $2.5M in broker commissions and fees. Against 2023, premiums were up 22.0% and broker pay fell 14.0%.
Funding: 7 fully insured · 1 self-funded · 8 mixed. 9 of 16 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Calabasas
Calabasas employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| The Cheesecake Factory Incorporated | $268,335 | $211,146 | 10,250 | Mercer |
| Harbor Freight Tools USA, Inc. | $0 | $420,661 | 23,614 | HUB International |
| Marcus and Millichap, Inc. | $0 | $322,428 | 816 | Mercer |
| Wella Operations US LLC | $0 | $33,735 | 612 | Mercer |
| The Ezralow Company, LLC | $0 | $225,643 | 320 | JD Gilmour & Co Inc |
| Avanquest North America, LLC | $0 | $205,105 | 303 | USI Insurance Services |
| Social and Environmental Entrepreneurs | $0 | $100,372 | 293 | Marsh McLennan Agency |
| Viewpoint Educational Foundation | $0 | $184,658 | 278 | Centered Insurance Solutions, Inc. |
| Amawaterways LLC | $0 | $124,002 | 218 | Danone Simpson Insurance Services |
| Osi Digital, Inc. | $0 | $208,953 | 164 | Benefits America Insurance Services |
| Goldco Direct LLC | $0 | $105,243 | 163 | THCS Insurance Services, Inc. |
| Yamaha Guitar Group, Inc. | $0 | $127,663 | 150 | Benefits Alliance Insurance Service |
| PFN Lending Group, Inc | $0 | $49,612 | 133 | Executive Financial Bene-Facts Inc |
| Granite Solutions Groupe, Inc. | $0 | $81,405 | 132 | Miner Financial & Insurance |
| Maverick Bankcard, Inc. | $0 | $60,361 | 128 | Heffernan |
| Robert a Smith, Inc. | $0 | $52,317 | 117 | OneDigital |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Calabasas employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Mercer | $515,924 | 3 |
| HUB International | $367,139 | 2 |
| Benefits America Insurance Services | $228,829 | 2 |
| JD Gilmour & Co Inc | $196,997 | 1 |
| Centered Insurance Solutions, Inc. | $184,658 | 1 |
| Benefits Alliance Insurance Service | $126,262 | 2 |
| Danone Simpson Insurance Services | $124,002 | 1 |
| Marsh McLennan Agency | $98,228 | 2 |
| USI Insurance Services | $91,152 | 1 |
| Michael D. Hand | $89,464 | 1 |
Largest medical carriers
Medical premium written for these employers.
Calabasas against California and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Calabasas | California | United States | |
|---|---|---|---|
| Employer plans | 16 | 6,836 | 58,547 |
| Median commission rate | n/a | 4.0% | 3.8% |
| Middle half of rates | n/a | 0.6% – 6.3% | 2.7% – 5.0% |
| Median broker pay per employer | $125,833 | $104,298 | $72,628 |
| Medical premium per covered person | n/a | $6,689 | $7,274 |
| Plans reporting no commission | 0 | 25 | 933 |
Year over year. In plan year 2023, 14 Calabasas employers reported $220,034 in premiums and $2.9M in broker pay for 39,562 participants; in 2024 it was $268,335 and $2.5M for 37,691 participants (premiums +22.0%, broker pay −14.0%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Calabasas employers pay health insurance brokers?
16 Calabasas employers reported $2,513,304 in broker commissions and fees on their 2024 Form 5500 filings, 16 of them disclosing at least some compensation. Too few fully insured medical plans in Calabasas reported premium to compute a stable commission rate; the California median is 4.0% and the U.S. median is 3.8%. In dollars, the median Calabasas employer that disclosed broker pay reported $125,833.
Which Calabasas employers have the largest health plans?
By insurance premium reported for 2024, The Cheesecake Factory Incorporated ($268,335), Harbor Freight Tools USA, Inc. ($0), Marcus and Millichap, Inc. ($0) lead. 16 Calabasas employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Calabasas?
By compensation reported by Calabasas employers, the largest brokers are Mercer ($515,924, 3 plans), HUB International ($367,139, 2 plans), Benefits America Insurance Services ($228,829, 2 plans). By medical premium, the largest carriers are Triple S Salud, Inc., California Physicians Service, Hartford Life and Accident.
Are Calabasas employer health plans self-funded or fully insured?
Of 16 Calabasas employer plans, 7 are fully insured, 1 are self-funded and 8 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in California
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