Cerritos, California employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
23 employers in Cerritos, California filed health plans with 100 or more participants for plan year 2024, covering 8,111 participants. They reported $5.1M in insurance premiums and $3.3M in broker commissions and fees. Against 2023, premiums were up 976.7% and broker pay fell 16.7%.
Funding: 14 fully insured · 2 self-funded · 7 mixed. 9 of 23 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Cerritos
Cerritos employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Auditboard, Inc. | $4,567,922 | $472,333 | 657 | Sequoia |
| College Hospital, Inc. | $504,562 | $385,689 | 846 | Martin Fishman and Associates, Inc. |
| Kamla Hotels Inc | $22,005 | $51,527 | 296 | Petra Pacific Insurance Service Inc |
| Eminent, Inc. | $0 | $139,211 | 1,405 | Marsh McLennan Agency |
| Kabafusion Holdings LLC | $0 | $267,921 | 851 | Mercer |
| Browning Automotive Group | $0 | $239,867 | 537 | Acrisure |
| Toi Management, LLC | $0 | $185,378 | 433 | Alliant Insurance Services |
| Atkinson, Andelson, Loya, Ruud and Romo | $0 | $331,274 | 410 | Bolton & Company |
| Captek Softgel International, Inc. | $0 | $235,091 | 373 | Sequoia |
| Sun West Mortgage Company, Inc. | $0 | $12,277 | 369 | Alliant Insurance Services |
| Better Earth Inc. | $0 | $11,167 | 227 | Sequoia |
| Ecology Recycling Services, LLC | $0 | $54,013 | 201 | HUB International |
| Wang Globalnet | $0 | $120,836 | 178 | Chun-Ha Insurance Services, Inc. |
| O. E. C. Shipping, Los Angeles, Inc. | $0 | $115,462 | 173 | HUB International |
| Golden Star Technology, Inc. | $0 | $84,122 | 154 | HUB International |
| The Oncology Institute Ca, a Professional Corporation | $0 | $123,600 | 153 | Alliant Insurance Services |
| Royal Plywood Company, LLC | $0 | $149,960 | 144 | James P Bennett & Co |
| Capitol Distribution Company, LLC | $0 | $70,456 | 138 | Elliot V Matloff |
| Dji Technology, Inc. | $0 | $78,210 | 124 | Mercer |
| Allstate Floral, Inc | $0 | $38,274 | 118 | James Parker Insurance |
| Valley Christian Schools | $0 | $77,938 | 115 | The Centennial Group |
| Ortho Mattress, Inc. | $0 | $39,337 | 108 | Benefits America Insurance SVCS LLC |
| J Perez Associates, Inc. | $0 | $49,615 | 101 | Gallagher |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Cerritos employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Sequoia | $686,600 | 3 |
| Mercer | $320,829 | 2 |
| Alliant Insurance Services | $288,208 | 4 |
| Martin Fishman and Associates, Inc. | $270,748 | 1 |
| HUB International | $253,549 | 4 |
| Bolton Insurance Services LLC | $184,809 | 1 |
| Acrisure | $172,659 | 1 |
| IMA Financial | $146,033 | 1 |
| James P Bennett & Co | $141,649 | 1 |
| Marsh McLennan Agency | $127,563 | 1 |
Largest medical carriers
Medical premium written for these employers.
Cerritos against California and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Cerritos | California | United States | |
|---|---|---|---|
| Employer plans | 23 | 6,836 | 58,547 |
| Median commission rate | n/a | 4.0% | 3.8% |
| Middle half of rates | n/a | 0.6% – 6.3% | 2.7% – 5.0% |
| Median broker pay per employer | $115,462 | $104,298 | $72,628 |
| Medical premium per covered person | n/a | $6,689 | $7,274 |
| Plans reporting no commission | 0 | 25 | 933 |
Year over year. In plan year 2023, 24 Cerritos employers reported $473,161 in premiums and $4.0M in broker pay for 10,109 participants; in 2024 it was $5.1M and $3.3M for 8,111 participants (premiums +976.7%, broker pay −16.7%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Cerritos employers pay health insurance brokers?
23 Cerritos employers reported $3,333,558 in broker commissions and fees on their 2024 Form 5500 filings, 23 of them disclosing at least some compensation. Too few fully insured medical plans in Cerritos reported premium to compute a stable commission rate; the California median is 4.0% and the U.S. median is 3.8%. In dollars, the median Cerritos employer that disclosed broker pay reported $115,462.
Which Cerritos employers have the largest health plans?
By insurance premium reported for 2024, Auditboard, Inc. ($4.6M), College Hospital, Inc. ($504,562), Kamla Hotels Inc ($22,005) lead. 23 Cerritos employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Cerritos?
By compensation reported by Cerritos employers, the largest brokers are Sequoia ($686,600, 3 plans), Mercer ($320,829, 2 plans), Alliant Insurance Services ($288,208, 4 plans). By medical premium, the largest carriers are Cigna Health and Life Insurance Company, Aetna Health, Inc., Aetna Life Insurance Company.
Are Cerritos employer health plans self-funded or fully insured?
Of 23 Cerritos employer plans, 14 are fully insured, 2 are self-funded and 7 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in California
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