Chino, California employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
16 employers in Chino, California filed health plans with 100 or more participants for plan year 2024, covering 4,586 participants. They reported $6.8M in insurance premiums and $1.4M in broker commissions and fees. Against 2023, premiums were down 9.4% and broker pay fell 17.7%.
Funding: 9 fully insured · 2 self-funded · 5 mixed. 7 of 16 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Chino
Chino employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Jacuzzi Brands Llc-Health Plan | $6,816,070 | $258,302 | 1,146 | Reuben Warner Associates, Inc. |
| Harrington Industrial Plastics, LLC | $0 | $1,868 | 429 | HUB International |
| Lollicup USA, Inc. | $0 | $121,033 | 381 | Kcal Health Insurance Services |
| Metrie El & El, LLC | $0 | $156,383 | 337 | AssuredPartners |
| Motivational Marketing, LLC | $0 | $53,730 | 318 | Poms & Associates Insurance Brokers |
| California Eye Management Services, LP | $0 | $115,454 | 312 | The Baldwin Group |
| Wagepay, LLC | $0 | $77,612 | 276 | Benefits America Insurance Services |
| Omnia Leather | $0 | $66,648 | 235 | Thompson Flanagan Benefits Group |
| Diamond Wipes International | $0 | $30,413 | 189 | HUB International |
| Commodity Trucking Acquisition, LLC | $0 | $85,459 | 169 | The Employers Benefit Group, LLC |
| Salem Christian Homes, Inc. | $0 | $66,731 | 169 | EPIC Insurance Brokers |
| Aranda Tooling, LLC. | $0 | $105,549 | 151 | Woodruff Sawyer |
| Trend Technologies, LLC | $0 | $83,709 | 131 | Robert Duncan |
| Myers and Sons Hi Way Safety Inc | $0 | $43,505 | 129 | Lockton |
| American Beef Packers | $0 | $64,245 | 108 | Sullivan Curtis Monroe Ins. SVCS. |
| R.D.M. Electric Co., Inc. | $0 | $65,565 | 106 | Acrisure |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Chino employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Kcal Health Insurance Services | $98,277 | 1 |
| Woodruff Sawyer | $96,753 | 1 |
| The Baldwin Group | $94,858 | 1 |
| The Employers Benefit Group, LLC | $85,459 | 1 |
| Benefits America Insurance Services | $77,612 | 1 |
| Thompson Flanagan Benefits Group | $66,648 | 1 |
| Acrisure | $62,665 | 1 |
| Sullivan Curtis Monroe Ins. SVCS. | $61,080 | 1 |
| AssuredPartners | $60,702 | 1 |
| EPIC Insurance Brokers | $60,309 | 1 |
Largest medical carriers
Medical premium written for these employers.
Chino against California and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Chino | California | United States | |
|---|---|---|---|
| Employer plans | 16 | 6,836 | 58,547 |
| Median commission rate | n/a | 4.0% | 3.8% |
| Middle half of rates | n/a | 0.6% – 6.3% | 2.7% – 5.0% |
| Median broker pay per employer | $72,172 | $104,298 | $72,628 |
| Medical premium per covered person | n/a | $6,689 | $7,274 |
| Plans reporting no commission | 0 | 25 | 933 |
Year over year. In plan year 2023, 16 Chino employers reported $7.5M in premiums and $1.7M in broker pay for 4,390 participants; in 2024 it was $6.8M and $1.4M for 4,586 participants (premiums −9.4%, broker pay −17.7%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Chino employers pay health insurance brokers?
16 Chino employers reported $1,396,206 in broker commissions and fees on their 2024 Form 5500 filings, 16 of them disclosing at least some compensation. Too few fully insured medical plans in Chino reported premium to compute a stable commission rate; the California median is 4.0% and the U.S. median is 3.8%. In dollars, the median Chino employer that disclosed broker pay reported $72,172.
Which Chino employers have the largest health plans?
By insurance premium reported for 2024, Jacuzzi Brands Llc-Health Plan ($6.8M), Harrington Industrial Plastics, LLC ($0), Lollicup USA, Inc. ($0) lead. 16 Chino employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Chino?
By compensation reported by Chino employers, the largest brokers are Kcal Health Insurance Services ($98,277, 1 plans), Woodruff Sawyer ($96,753, 1 plans), The Baldwin Group ($94,858, 1 plans). By medical premium, the largest carriers are Cigna Health and Life Insurance Company, Anthem Blue Cross Life and Health Insurance Company, Kaiser Foundation Health Plan, Inc..
Are Chino employer health plans self-funded or fully insured?
Of 16 Chino employer plans, 9 are fully insured, 2 are self-funded and 5 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in California
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