Dublin, California employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
27 employers in Dublin, California filed health plans with 100 or more participants for plan year 2024, covering 471,311 participants. They reported $428M in insurance premiums and $3.5M in broker commissions and fees. Against 2023, premiums were down 2.2% and broker pay rose 29.9%.
Funding: 1 fully insured · 3 self-funded · 23 mixed. 26 of 27 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Dublin
Dublin employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Dublin employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| NFP | $771,431 | 4 |
| Mercer | $589,747 | 3 |
| RSC Insurance Brokerage, Inc. | $379,618 | 1 |
| Dublin Insurance Services | $298,588 | 1 |
| Segal | $280,429 | 2 |
| EPIC Insurance Brokers | $270,859 | 2 |
| Aon | $216,359 | 2 |
| USI Insurance Services | $192,859 | 1 |
| Stealth Partner Group LLC | $94,450 | 2 |
| Dublin Insurance SVCS Inc | $87,278 | 1 |
Largest medical carriers
Medical premium written for these employers.
Dublin against California and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Dublin | California | United States | |
|---|---|---|---|
| Employer plans | 27 | 6,836 | 58,547 |
| Median commission rate | n/a | 4.0% | 3.8% |
| Middle half of rates | n/a | 0.6% – 6.3% | 2.7% – 5.0% |
| Median broker pay per employer | $115,270 | $104,298 | $72,628 |
| Medical premium per covered person | n/a | $6,689 | $7,274 |
| Plans reporting no commission | 2 | 25 | 933 |
Year over year. In plan year 2023, 29 Dublin employers reported $437M in premiums and $2.7M in broker pay for 472,322 participants; in 2024 it was $428M and $3.5M for 471,311 participants (premiums −2.2%, broker pay +29.9%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Dublin employers pay health insurance brokers?
27 Dublin employers reported $3,539,791 in broker commissions and fees on their 2024 Form 5500 filings, 19 of them disclosing at least some compensation. Too few fully insured medical plans in Dublin reported premium to compute a stable commission rate; the California median is 4.0% and the U.S. median is 3.8%. In dollars, the median Dublin employer that disclosed broker pay reported $115,270.
Which Dublin employers have the largest health plans?
By insurance premium reported for 2024, Trinet HR Iii, Inc. ($347M), Trinet HR Iv, LLC ($62M), Board of Trustees, Health Care Employees/Employer ($14M) lead. 25 Dublin employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Dublin?
By compensation reported by Dublin employers, the largest brokers are NFP ($771,431, 4 plans), Mercer ($589,747, 3 plans), RSC Insurance Brokerage, Inc. ($379,618, 1 plans). By medical premium, the largest carriers are Blue Cross Blue Shield of Florida, Aetna Life Insurance Company, Unitedhealthcare Insurance Company.
Are Dublin employer health plans self-funded or fully insured?
Of 27 Dublin employer plans, 1 are fully insured, 3 are self-funded and 23 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in California
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