BenefitsLedger
City · Plan year 2024 · Form 5500

Emeryville, California employer health plans: what they cost and who gets paid

Updated plan year 2024, the most recent complete year

21 employers in Emeryville, California filed health plans with 100 or more participants for plan year 2024, covering 12,568 participants. They reported $0 in insurance premiums and $4.4M in broker commissions and fees. Against 2023, premiums were unchanged and broker pay rose 1.2%.

Employer plans
21
12,568 participants
Premiums
$0
all coverage lines
Broker pay
$4.4M
+1.2% vs 2023 · 21 disclosed
Median rate
n/a
too few insured medical plans

Funding: 4 fully insured · 0 self-funded · 17 mixed. 17 of 21 plans pay at least some medical claims from the employer's own assets.

Largest employer health plans in Emeryville

Emeryville employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.

EmployerPremiumsBroker payParticipantsTop broker
Medamerica, Inc.$0$1,094,1464,161Alliant Insurance Services
Peet's Coffee, Inc.$0$308,3622,506Mercer
Pixar$0$107,7401,320Alliant Insurance Services
Grocery Outlet, Inc.$0$302,467821Relation Insurance
Amyris, Inc.$0$92,516601Willis Towers Watson
Advanced Systems Group, LLC$0$407,175421Lockton
Scientific Certification Systems, Inc.$0$113,017306Sequoia
Sutter East Bay Medical Group$0$468,654301Woodruff Sawyer
Dynavax Technologies$0$468,020270Marsh McLennan Agency
Metagenomi, Inc.$0$103,730240Mercer
Babylist, Inc.$0$47,986238Sequoia
Santen Holdings US Inc.$0$178,883222EPIC Insurance Brokers
Nexera Holding, LLC$0$168,904183Sequoia
Title 9 Sports, Inc.$0$78,853171Acrisure
Gritstone Bio, Inc.$0$104,022145Alliant Insurance Services
Qubiqle Inc dba Plate Iq$0$34,765116Professional Group Plans, Inc.
Kyverna Therapeutics, Inc.$0$63,961116Vita Insurance Associates, Inc.
Eko Health, Inc.$0$95,572114Sequoia
Anvil Builders$0$74,433111Heffernan
Oaks Card Club$0$58,860105Interwest Insurance Services, Inc.
National Holistic Institute, Inc.$0$42,129100Foundation Risk Partners Corp.

Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.

Who gets paid

Commissions and fees reported by Emeryville employers, with the number of employer plans naming each broker.

BrokerCommissions + feesPlans
Alliant Insurance Services$1,147,8793
Marsh McLennan Agency$510,3822
Woodruff Sawyer$422,4493
Mercer$382,2703
Sequoia$344,6094
Relation Insurance$302,4671
Lockton$214,4911
EPIC Insurance Brokers$184,3262
Abd Ins. and Financial SVCS., Inc.$177,8311
Tricia Hecht$125,3061

Largest medical carriers

Medical premium written for these employers.

Emeryville against California and the U.S.

Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.

EmeryvilleCaliforniaUnited States
Employer plans216,83658,547
Median commission raten/a4.0%3.8%
Middle half of ratesn/a0.6% – 6.3%2.7% – 5.0%
Median broker pay per employer$104,022$104,298$72,628
Medical premium per covered personn/a$6,689$7,274
Plans reporting no commission025933

Year over year. In plan year 2023, 22 Emeryville employers reported $2.7M in premiums and $4.4M in broker pay for 15,230 participants; in 2024 it was $0 and $4.4M for 12,568 participants (broker pay +1.2%).

Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.

How much do Emeryville employers pay health insurance brokers?

21 Emeryville employers reported $4,414,195 in broker commissions and fees on their 2024 Form 5500 filings, 21 of them disclosing at least some compensation. Too few fully insured medical plans in Emeryville reported premium to compute a stable commission rate; the California median is 4.0% and the U.S. median is 3.8%. In dollars, the median Emeryville employer that disclosed broker pay reported $104,022.

Which Emeryville employers have the largest health plans?

By insurance premium reported for 2024, Medamerica, Inc. ($0), Peet's Coffee, Inc. ($0), Pixar ($0) lead. 21 Emeryville employers are listed on this page; every employer in the record has its own page.

Which brokers and carriers are paid the most in Emeryville?

By compensation reported by Emeryville employers, the largest brokers are Alliant Insurance Services ($1.1M, 3 plans), Marsh McLennan Agency ($510,382, 2 plans), Woodruff Sawyer ($422,449, 3 plans). By medical premium, the largest carriers are Blue Cross of California, Kaiser Foundation Health Plan, Inc., Cigna Health and Life Insurance Company.

Are Emeryville employer health plans self-funded or fully insured?

Of 21 Emeryville employer plans, 4 are fully insured, 0 are self-funded and 17 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.

Other cities in California

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