Stockton, California employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
44 employers in Stockton, California filed health plans with 100 or more participants for plan year 2024, covering 44,162 participants. They reported $1.5M in insurance premiums and $3.1M in broker commissions and fees. Against 2023, premiums were up 47.7% and broker pay fell 13.0%.
Funding: 10 fully insured · 10 self-funded · 24 mixed. 34 of 44 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Stockton
Stockton employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Stockton employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| EPIC Insurance Brokers | $825,518 | 6 |
| HUB International | $294,487 | 5 |
| USI Insurance Services | $236,184 | 4 |
| Diprima Insurance Services, Inc. | $165,936 | 1 |
| Abd Ins. and Financial SVCS., Inc. | $160,354 | 2 |
| OneDigital | $137,756 | 1 |
| Poms and Associates Ins. Brokers | $122,902 | 1 |
| Relation Insurance | $109,507 | 1 |
| Darrell Baumbach | $96,606 | 1 |
| Acrisure | $86,407 | 2 |
Largest medical carriers
Medical premium written for these employers.
Stockton against California and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Stockton | California | United States | |
|---|---|---|---|
| Employer plans | 44 | 6,836 | 58,547 |
| Median commission rate | n/a | 4.0% | 3.8% |
| Middle half of rates | n/a | 0.6% – 6.3% | 2.7% – 5.0% |
| Median broker pay per employer | $64,272 | $104,298 | $72,628 |
| Medical premium per covered person | n/a | $6,689 | $7,274 |
| Plans reporting no commission | 0 | 25 | 933 |
Year over year. In plan year 2023, 48 Stockton employers reported $1.0M in premiums and $3.6M in broker pay for 42,710 participants; in 2024 it was $1.5M and $3.1M for 44,162 participants (premiums +47.7%, broker pay −13.0%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Stockton employers pay health insurance brokers?
44 Stockton employers reported $3,116,027 in broker commissions and fees on their 2024 Form 5500 filings, 37 of them disclosing at least some compensation. Too few fully insured medical plans in Stockton reported premium to compute a stable commission rate; the California median is 4.0% and the U.S. median is 3.8%. In dollars, the median Stockton employer that disclosed broker pay reported $64,272.
Which Stockton employers have the largest health plans?
By insurance premium reported for 2024, The Herrick Corporation ($991,245), Valley Mountain Regional Center ($521,647), Valley Pacific Petroleum Services, Inc. ($35,054) lead. 25 Stockton employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Stockton?
By compensation reported by Stockton employers, the largest brokers are EPIC Insurance Brokers ($825,518, 6 plans), HUB International ($294,487, 5 plans), USI Insurance Services ($236,184, 4 plans). By medical premium, the largest carriers are Blue Cross & Blue Shield of Mississippi, a Mutual Insurance Company, Anthem Blue Cross Life and Health Insurance Company, Kaiser Foundation Health Plan, Inc..
Are Stockton employer health plans self-funded or fully insured?
Of 44 Stockton employer plans, 10 are fully insured, 10 are self-funded and 24 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in California
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