Rancho Cordova, California employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
21 employers in Rancho Cordova, California filed health plans with 100 or more participants for plan year 2024, covering 15,022 participants. They reported $504,969 in insurance premiums and $3.2M in broker commissions and fees. Against 2023, premiums were down 94.5% and broker pay rose 2.7%.
Funding: 7 fully insured · 0 self-funded · 14 mixed. 14 of 21 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Rancho Cordova
Rancho Cordova employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| SK Hynix Nand Product Solutions Corp | $223,886 | $316,962 | 1,316 | Aon |
| Pacific Coast Building Products Inc | $211,196 | $369,088 | 3,254 | USI Insurance Services |
| Ampac Fine Chemicals LLC | $69,887 | $340,126 | 697 | Aon |
| Vision Service Plan | $0 | $554,150 | 5,269 | Holmes Murphy |
| Western Electrical Contractors Association, Inc. | $0 | $28,196 | 984 | Lockton |
| Turning Point Community Programs | $0 | $400,218 | 645 | Filice Insurance Services LLC |
| Sequoia Grove Charter Alliance | $0 | $144,965 | 439 | Gallagher |
| Reeves Lavalley | $0 | $136,232 | 330 | Verus Insurance Services, LLC |
| Foundation Physician's Medical Group | $0 | $31,042 | 315 | USI Insurance Services |
| Child Action, Inc. | $0 | $85,983 | 274 | Kistner Insurance Services, LLC |
| Atlas Disposal Industries, LLC | $0 | $63,770 | 207 | AssuredPartners |
| Five Star Bank | $0 | $46,733 | 199 | Interwest Insurance Services, LLC |
| Bonney Plumbing LLC | $0 | $125,916 | 159 | USI Insurance Services |
| Premier Pools Sacramento LLC dba Premier Pools & Spas | $0 | $72,477 | 146 | USI Insurance Services |
| 3d Technology Services, Inc. | $0 | $94,180 | 124 | Lockton |
| Sunrise Manufacturing, Inc. | $0 | $76,545 | 121 | HUB International |
| Kruger Plastic Products, LLC | $0 | $72,016 | 119 | JMB Insurance Agency Inc |
| Life-Assist, Inc. | $0 | $106,107 | 113 | USI Insurance Services |
| North State Electrical Contractors, Inc | $0 | $72,971 | 106 | Graybill Insurance Agency |
| Pacful, Inc. | $0 | $27,119 | 105 | Sierra Benefit Solutions |
| Tri Tool Inc. | $0 | $80,198 | 100 | HUB International |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Rancho Cordova employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| USI Insurance Services | $709,035 | 6 |
| Aon | $605,934 | 2 |
| Filice Insurance Services LLC | $296,859 | 1 |
| Holmes Murphy | $204,163 | 1 |
| Lockton | $152,169 | 3 |
| Gallagher | $148,723 | 2 |
| HUB International | $145,800 | 2 |
| Avant Specialty Benefits LLC | $138,664 | 1 |
| Avant Speciality Benefits LLC | $130,965 | 1 |
| Verus Insurance Services, LLC | $88,132 | 1 |
Largest medical carriers
Medical premium written for these employers.
Rancho Cordova against California and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Rancho Cordova | California | United States | |
|---|---|---|---|
| Employer plans | 21 | 6,836 | 58,547 |
| Median commission rate | n/a | 4.0% | 3.8% |
| Middle half of rates | n/a | 0.6% – 6.3% | 2.7% – 5.0% |
| Median broker pay per employer | $85,983 | $104,298 | $72,628 |
| Medical premium per covered person | n/a | $6,689 | $7,274 |
| Plans reporting no commission | 0 | 25 | 933 |
Year over year. In plan year 2023, 21 Rancho Cordova employers reported $9.2M in premiums and $3.2M in broker pay for 19,289 participants; in 2024 it was $504,969 and $3.2M for 15,022 participants (premiums −94.5%, broker pay +2.7%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Rancho Cordova employers pay health insurance brokers?
21 Rancho Cordova employers reported $3,244,994 in broker commissions and fees on their 2024 Form 5500 filings, 21 of them disclosing at least some compensation. Too few fully insured medical plans in Rancho Cordova reported premium to compute a stable commission rate; the California median is 4.0% and the U.S. median is 3.8%. In dollars, the median Rancho Cordova employer that disclosed broker pay reported $85,983.
Which Rancho Cordova employers have the largest health plans?
By insurance premium reported for 2024, SK Hynix Nand Product Solutions Corp ($223,886), Pacific Coast Building Products Inc ($211,196), Ampac Fine Chemicals LLC ($69,887) lead. 21 Rancho Cordova employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Rancho Cordova?
By compensation reported by Rancho Cordova employers, the largest brokers are USI Insurance Services ($709,035, 6 plans), Aon ($605,934, 2 plans), Filice Insurance Services LLC ($296,859, 1 plans). By medical premium, the largest carriers are Kaiser Foundation Health Plan, Inc., Bluecross Blueshield of Illinois, Western Health Advantage.
Are Rancho Cordova employer health plans self-funded or fully insured?
Of 21 Rancho Cordova employer plans, 7 are fully insured, 0 are self-funded and 14 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in California
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