Rancho Cucamonga, California employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
22 employers in Rancho Cucamonga, California filed health plans with 100 or more participants for plan year 2024, covering 10,245 participants. They reported $7.9M in insurance premiums and $4.2M in broker commissions and fees. Against 2023, premiums were up 31.1% and broker pay rose 4.7%.
Funding: 13 fully insured · 0 self-funded · 9 mixed. 9 of 22 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Rancho Cucamonga
Rancho Cucamonga employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Giti Tire USA LTD. | $7,949,060 | $317,811 | 743 | Aon |
| Cu Cooperative Systems Inc. | $0 | $143,347 | 1,965 | Mercer |
| Amphastar Pharmaceuticals, Inc. | $0 | $715,141 | 1,380 | Symphony Financial&Insurance SVCS. |
| Rma Companies | $0 | $523,427 | 835 | HUB International |
| Nongshim America Inc. | $0 | $343,768 | 645 | Ckfis Inc dba Cal-Kor Insuranc |
| Ac Pro, Inc. | $0 | $218,604 | 633 | Gregory & Appel, Inc. |
| National Community Renaissance | $0 | $16,765 | 494 | Colonial Life & Accident |
| Bradshaw International, Inc. | $0 | $68 | 470 | Johnson & Dugan Insurance Services |
| Arrowhead Central Credit Union | $0 | $211,518 | 468 | Burnham Benefits |
| Sumitomo Rubber North America, Inc. | $0 | $368,041 | 359 | The Baldwin Group |
| Aspire General Holding Company LLC | $0 | $239,728 | 306 | The Baldwin Group |
| E.S. Kluft & Company, Inc. | $0 | $152,589 | 275 | Bowermaster & Assoc. Ins Agy, Inc. |
| Algos, Inc. | $0 | $73,486 | 273 | Marsh McLennan Agency |
| Vocational Improvement Program | $0 | $57,435 | 200 | Mindful Insurance Solutions |
| New World Medical, Inc. | $0 | $199,197 | 185 | OneDigital |
| Searing Industries | $0 | $143,856 | 183 | Intrepid Solutions Insurance |
| Jones Covey Group | $0 | $25,111 | 177 | Brown & Brown |
| Superior Tank Company, Inc. | $0 | $136,961 | 174 | IMA Financial |
| Newco Distributors, Inc. | $0 | $111,899 | 145 | IMA Financial |
| Cainiao Supply Chain US, Inc. | $0 | $69,396 | 121 | Kcal Health Insurance Services |
| Doubleco/R&D Fasteners | $0 | $43,899 | 112 | Gallagher |
| Monoprice, Inc. | $0 | $71,545 | 102 | Burnham Benefits |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Rancho Cucamonga employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| The Baldwin Group | $604,980 | 2 |
| Symphony Financial&Insurance SVCS. | $409,505 | 1 |
| Ckfis Inc dba Cal-Kor Insuranc | $343,768 | 1 |
| HUB International | $326,808 | 1 |
| Aon | $313,288 | 1 |
| Symphony Risk Solutions, LLC | $305,636 | 1 |
| Burnham Benefits | $253,660 | 3 |
| Gregory & Appel, Inc. | $213,398 | 1 |
| OneDigital | $196,449 | 1 |
| IMA Financial | $152,226 | 2 |
Largest medical carriers
Medical premium written for these employers.
Rancho Cucamonga against California and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Rancho Cucamonga | California | United States | |
|---|---|---|---|
| Employer plans | 22 | 6,836 | 58,547 |
| Median commission rate | n/a | 4.0% | 3.8% |
| Middle half of rates | n/a | 0.6% – 6.3% | 2.7% – 5.0% |
| Median broker pay per employer | $143,602 | $104,298 | $72,628 |
| Medical premium per covered person | n/a | $6,689 | $7,274 |
| Plans reporting no commission | 0 | 25 | 933 |
Year over year. In plan year 2023, 20 Rancho Cucamonga employers reported $6.1M in premiums and $4.0M in broker pay for 8,551 participants; in 2024 it was $7.9M and $4.2M for 10,245 participants (premiums +31.1%, broker pay +4.7%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Rancho Cucamonga employers pay health insurance brokers?
22 Rancho Cucamonga employers reported $4,183,592 in broker commissions and fees on their 2024 Form 5500 filings, 22 of them disclosing at least some compensation. Too few fully insured medical plans in Rancho Cucamonga reported premium to compute a stable commission rate; the California median is 4.0% and the U.S. median is 3.8%. In dollars, the median Rancho Cucamonga employer that disclosed broker pay reported $143,602.
Which Rancho Cucamonga employers have the largest health plans?
By insurance premium reported for 2024, Giti Tire USA LTD. ($7.9M), Cu Cooperative Systems Inc. ($0), Amphastar Pharmaceuticals, Inc. ($0) lead. 22 Rancho Cucamonga employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Rancho Cucamonga?
By compensation reported by Rancho Cucamonga employers, the largest brokers are The Baldwin Group ($604,980, 2 plans), Symphony Financial&Insurance SVCS. ($409,505, 1 plans), Ckfis Inc dba Cal-Kor Insuranc ($343,768, 1 plans). By medical premium, the largest carriers are Blue Cross Blue Shield of South Carolina, Aetna Life Insurance Company, Kaiser Foundation Health Plan, Inc..
Are Rancho Cucamonga employer health plans self-funded or fully insured?
Of 22 Rancho Cucamonga employer plans, 13 are fully insured, 0 are self-funded and 9 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in California
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