Redding, California employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
15 employers in Redding, California filed health plans with 100 or more participants for plan year 2024, covering 8,076 participants. They reported $0 in insurance premiums and $676,128 in broker commissions and fees. Against 2023, premiums were unchanged and broker pay rose 34.9%.
Funding: 5 fully insured · 9 self-funded · 1 mixed. 10 of 15 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Redding
Redding employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Sierra Pacific Industries | $0 | — | 5,490 | — |
| Shasta Community Health Center | $0 | $35,128 | 417 | Interwest Insurance Services LLC |
| Redding Rancheria | $0 | $6,829 | 407 | Alliant Insurance Services |
| Far Northern Coordinating Council on Developmental Disabilities | $0 | $163,669 | 260 | Dayton Sayer Insurance Agency Inc. |
| Native American Mental Health Services | $0 | — | 199 | — |
| BBD Opco, LLC | $0 | $168,597 | 192 | Lockton |
| Shasta County Head Start Child Development, Inc. | $0 | $2,710 | 186 | Verus Insurance Services, LLC |
| Beneficial Insectary, Inc. | $0 | $3,264 | 130 | Interwest Insurance Services |
| Care Options Management Plans and Supportive Services LLC | $0 | $1,572 | 126 | Interwest Insurance Services, LLC |
| Eternal Brands, LLC | $0 | $9,022 | 119 | Lockton |
| Gerlinger Steel & Supply Company | $0 | $2,393 | 115 | Warren G. Bender |
| Remi Vista, Inc. | $0 | $42,136 | 113 | Interwest Insurance Services, LLC |
| Aqueous Vets | $0 | $133,725 | 112 | OneDigital |
| Maas Energy Works, LLC | $0 | $26,922 | 109 | Clifford Benefits Group dba |
| Shasta Orthopaedics & Sports Medicine | $0 | $80,161 | 101 | Interwest Insurance Services |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Redding employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Lockton | $157,906 | 2 |
| Interwest Insurance Services, LLC | $128,551 | 6 |
| Dayton Sayer Insurance Agency Inc. | $123,676 | 1 |
| OneDigital | $107,301 | 1 |
| Amwins Connect Insurance Services | $33,486 | 3 |
| Emerson Rogers, LLC | $27,524 | 1 |
| Warner Pacific Insurance Services | $26,424 | 1 |
| Warner Pacific Insurance SVCS Inc. | $19,741 | 1 |
| Rogers Benefit Group Inc | $12,469 | 1 |
| Amwins Connect Ins. Services, LLC | $10,370 | 1 |
Largest medical carriers
Medical premium written for these employers.
Redding against California and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Redding | California | United States | |
|---|---|---|---|
| Employer plans | 15 | 6,836 | 58,547 |
| Median commission rate | n/a | 4.0% | 3.8% |
| Middle half of rates | n/a | 0.6% – 6.3% | 2.7% – 5.0% |
| Median broker pay per employer | $26,922 | $104,298 | $72,628 |
| Medical premium per covered person | n/a | $6,689 | $7,274 |
| Plans reporting no commission | 0 | 25 | 933 |
Year over year. In plan year 2023, 11 Redding employers reported $0 in premiums and $501,176 in broker pay for 7,388 participants; in 2024 it was $0 and $676,128 for 8,076 participants (broker pay +34.9%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Redding employers pay health insurance brokers?
15 Redding employers reported $676,128 in broker commissions and fees on their 2024 Form 5500 filings, 13 of them disclosing at least some compensation. Too few fully insured medical plans in Redding reported premium to compute a stable commission rate; the California median is 4.0% and the U.S. median is 3.8%. In dollars, the median Redding employer that disclosed broker pay reported $26,922.
Which Redding employers have the largest health plans?
By insurance premium reported for 2024, Sierra Pacific Industries ($0), Shasta Community Health Center ($0), Redding Rancheria ($0) lead. 15 Redding employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Redding?
By compensation reported by Redding employers, the largest brokers are Lockton ($157,906, 2 plans), Interwest Insurance Services, LLC ($128,551, 6 plans), Dayton Sayer Insurance Agency Inc. ($123,676, 1 plans). By medical premium, the largest carriers are Anthem Blue Cross Life and Health Insurance Company, Blue Cross of California, Healthiest You.
Are Redding employer health plans self-funded or fully insured?
Of 15 Redding employer plans, 5 are fully insured, 9 are self-funded and 1 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in California
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