Salinas, California employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
15 employers in Salinas, California filed health plans with 100 or more participants for plan year 2024, covering 13,571 participants. They reported $11,621 in insurance premiums and $901,683 in broker commissions and fees. Against 2023, premiums were up 29.4% and broker pay fell 15.2%.
Funding: 4 fully insured · 8 self-funded · 3 mixed. 11 of 15 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Salinas
Salinas employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Pacific Ag Rentals, LLC | $11,621 | $53,971 | 190 | PCF Insurance SRVS of the West, LLC |
| Taylor Fresh Foods, Inc. | $0 | $153,494 | 8,431 | Alliant Insurance Services |
| Tanimura & Antle, Inc. | $0 | $44,083 | 2,088 | Gallagher |
| Church Brothers, LLC | $0 | $71,151 | 538 | Nikssarian Insurance Services |
| Organicgirl, LLC | $0 | $16,121 | 519 | Alliant Insurance Services |
| Goodwill Central Coast | $0 | $31,445 | 414 | Gallagher |
| D'arrigo Bros. Co. of California | $0 | $11,598 | 303 | Centerstone Ins. & Fin. Srvcs, LLC |
| JR Custom Harvesting Co., Inc. | $0 | — | 167 | — |
| MY Chevrolet, Inc. | $0 | $71,744 | 167 | EPIC Insurance Brokers |
| Scheid Vineyards California, Inc. | $0 | $109,457 | 154 | USI Insurance Services |
| The Don Chapin Co., Inc. | $0 | $133,408 | 153 | BRS Financial Group LLC |
| Early Development Services | $0 | $81,430 | 124 | Acrisure |
| Nor West, Inc. | $0 | — | 119 | — |
| Bak Festivals Inc. | $0 | $40,970 | 102 | EPIC Insurance Brokers |
| Enza Zaden North America, Inc. | $0 | $82,811 | 102 | Vita Insurance Associates, Inc. |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Salinas employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Alliant Insurance Services | $168,295 | 2 |
| USI Insurance Services | $109,457 | 1 |
| Nikssarian Insurance Services | $108,798 | 3 |
| Vita Insurance Associates, Inc. | $82,811 | 1 |
| Acrisure | $76,618 | 1 |
| Gallagher | $75,528 | 2 |
| EPIC Insurance Brokers | $72,826 | 2 |
| BRS Group LTD | $47,584 | 1 |
| RBG San Jose | $37,868 | 1 |
| Hollern & Associates Incorporated | $11,514 | 1 |
Largest medical carriers
Medical premium written for these employers.
Salinas against California and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Salinas | California | United States | |
|---|---|---|---|
| Employer plans | 15 | 6,836 | 58,547 |
| Median commission rate | n/a | 4.0% | 3.8% |
| Middle half of rates | n/a | 0.6% – 6.3% | 2.7% – 5.0% |
| Median broker pay per employer | $71,151 | $104,298 | $72,628 |
| Medical premium per covered person | n/a | $6,689 | $7,274 |
| Plans reporting no commission | 0 | 25 | 933 |
Year over year. In plan year 2023, 16 Salinas employers reported $8,981 in premiums and $1.1M in broker pay for 13,622 participants; in 2024 it was $11,621 and $901,683 for 13,571 participants (premiums +29.4%, broker pay −15.2%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Salinas employers pay health insurance brokers?
15 Salinas employers reported $901,683 in broker commissions and fees on their 2024 Form 5500 filings, 13 of them disclosing at least some compensation. Too few fully insured medical plans in Salinas reported premium to compute a stable commission rate; the California median is 4.0% and the U.S. median is 3.8%. In dollars, the median Salinas employer that disclosed broker pay reported $71,151.
Which Salinas employers have the largest health plans?
By insurance premium reported for 2024, Pacific Ag Rentals, LLC ($11,621), Taylor Fresh Foods, Inc. ($0), Tanimura & Antle, Inc. ($0) lead. 15 Salinas employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Salinas?
By compensation reported by Salinas employers, the largest brokers are Alliant Insurance Services ($168,295, 2 plans), USI Insurance Services ($109,457, 1 plans), Nikssarian Insurance Services ($108,798, 3 plans). By medical premium, the largest carriers are Unitedhealthcare Insurance Company, California Physicians Service, Blue Cross of California.
Are Salinas employer health plans self-funded or fully insured?
Of 15 Salinas employer plans, 4 are fully insured, 8 are self-funded and 3 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in California
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