Vernon, California employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
15 employers in Vernon, California filed health plans with 100 or more participants for plan year 2024, covering 5,581 participants. They reported $0 in insurance premiums and $2.6M in broker commissions and fees. Against 2023, premiums were unchanged and broker pay fell 17.7%.
Funding: 11 fully insured · 1 self-funded · 3 mixed. 4 of 15 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Vernon
Vernon employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Fashion Nova | $0 | $371,654 | 1,634 | Marsh McLennan Agency |
| F. Gavina & Sons, Inc. | $0 | $307,032 | 586 | Alicia Solis |
| Lymi, Inc. dba Reformation | $0 | $243,516 | 577 | EPIC Insurance Brokers |
| Golden West Trading, Inc. | $0 | $165,125 | 422 | Employee Benefits Solutions |
| Overhill Farms Inc | $0 | $190,501 | 380 | Marsh McLennan Agency |
| HV Randall Foods, LLC | $0 | $296,197 | 343 | Alliant Insurance Services |
| Baker Commodities, Inc. | $0 | $175,960 | 331 | EPIC Insurance Brokers |
| E.B. Bradley Company | $0 | $180,862 | 277 | Burnham Benefits |
| Bon Appetit Danish, Inc. | $0 | $89,971 | 203 | Mark Charles Rosenthal |
| World Variety Produce, Inc. | $0 | $178,480 | 186 | Sullivan Curtis Monroe Ins. SVCS. |
| Rplanet Earth Los Angeles Holdings, LLC | $0 | $93,160 | 164 | Danone Simpson Insurance Services |
| Vernon Central Warehouse, Inc. | $0 | $85,875 | 137 | IMA Financial |
| Pacific American Fish Company | $0 | $108,843 | 117 | The Baldwin Group |
| Rancho Foods, Inc. | $0 | $59,044 | 116 | Acrisure |
| Karen Kane, Inc. | $0 | $15,877 | 108 | The Horton Group |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Vernon employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Marsh McLennan Agency | $565,942 | 3 |
| EPIC Insurance Brokers | $419,476 | 2 |
| Alicia Solis | $228,010 | 1 |
| Alliant Insurance Services | $171,903 | 1 |
| Sullivan Curtis Monroe Ins. SVCS. | $145,095 | 1 |
| Burnham Benefits | $141,282 | 2 |
| Colonial - See Attachment | $124,294 | 1 |
| Employee Benefits Corporation | $117,200 | 1 |
| The Baldwin Group | $115,668 | 2 |
| Danone Simpson Insurance Services | $93,160 | 1 |
Largest medical carriers
Medical premium written for these employers.
Vernon against California and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Vernon | California | United States | |
|---|---|---|---|
| Employer plans | 15 | 6,836 | 58,547 |
| Median commission rate | n/a | 4.0% | 3.8% |
| Middle half of rates | n/a | 0.6% – 6.3% | 2.7% – 5.0% |
| Median broker pay per employer | $175,960 | $104,298 | $72,628 |
| Medical premium per covered person | n/a | $6,689 | $7,274 |
| Plans reporting no commission | 0 | 25 | 933 |
Year over year. In plan year 2023, 19 Vernon employers reported $0 in premiums and $3.1M in broker pay for 7,683 participants; in 2024 it was $0 and $2.6M for 5,581 participants (broker pay −17.7%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Vernon employers pay health insurance brokers?
15 Vernon employers reported $2,562,097 in broker commissions and fees on their 2024 Form 5500 filings, 15 of them disclosing at least some compensation. Too few fully insured medical plans in Vernon reported premium to compute a stable commission rate; the California median is 4.0% and the U.S. median is 3.8%. In dollars, the median Vernon employer that disclosed broker pay reported $175,960.
Which Vernon employers have the largest health plans?
By insurance premium reported for 2024, Fashion Nova ($0), F. Gavina & Sons, Inc. ($0), Lymi, Inc. dba Reformation ($0) lead. 15 Vernon employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Vernon?
By compensation reported by Vernon employers, the largest brokers are Marsh McLennan Agency ($565,942, 3 plans), EPIC Insurance Brokers ($419,476, 2 plans), Alicia Solis ($228,010, 1 plans). By medical premium, the largest carriers are Kaiser Foundation Health Plan, Inc., Kaiser Foundation Health Plan of Washington, Cigna Health and Life Insurance Company.
Are Vernon employer health plans self-funded or fully insured?
Of 15 Vernon employer plans, 11 are fully insured, 1 are self-funded and 3 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in California
Is your company on this page? Get its Form 5500 read next to the Vernon, California medians.
Tell us the company and a specialist writes up what the public Form 5500 record shows for it, if it files one: broker pay against the medians above, fee disclosure and filing timeliness, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.