Visalia, California employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
16 employers in Visalia, California filed health plans with 100 or more participants for plan year 2024, covering 6,112 participants. They reported $275,969 in insurance premiums and $1.1M in broker commissions and fees. Against 2023, premiums were up 3.8% and broker pay rose 11.7%.
Funding: 5 fully insured · 9 self-funded · 2 mixed. 11 of 16 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Visalia
Visalia employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Singlepoint Outsourcing, Inc. | $275,969 | $270,921 | 272 | Relation Insurance |
| Family Healthcare Network | $0 | $63,606 | 1,112 | Relation Insurance |
| San Joaquin Valley College Inc | $0 | $429 | 945 | Alliant Insurance Services |
| California Dairies, Inc. | $0 | $92,238 | 783 | Bev Cap Management |
| Amarillo College of Hairdressing, Inc. dba Milan Institute | $0 | $40,645 | 604 | Relation Insurance |
| Turning Point Foundation | $0 | $50,469 | 542 | HUB International |
| American Incorporated | $0 | $222,299 | 414 | Gallagher |
| Voltage Multipliers, Inc. | $0 | $66,433 | 205 | Gallagher |
| Gong & Gong Company | $0 | $77,681 | 192 | Pigott |
| Proteus, Inc. | $0 | $11,665 | 170 | Interwest Insurance Services, LLC |
| Precision Rehabilitation and Orthopedics | $0 | $33,218 | 162 | M&O Agencies, Inc. |
| Visalia Ceramic Tile, Inc. | $0 | $48,152 | 153 | Gallagher |
| Proyouth | $0 | $72,520 | 149 | Gallagher |
| Foundation for Medical Care of Tulare & Kings Counties, Inc. | $0 | $258 | 148 | Gallagher |
| 4c Holdings, Inc. dba 4creeks | $0 | $19,266 | 137 | Relation Insurance |
| Quad Knopf, Inc. | $0 | $17,683 | 124 | HUB International |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Visalia employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Gallagher | $387,818 | 5 |
| Relation Insurance | $373,568 | 4 |
| HUB International | $68,152 | 2 |
| Bev Cap Management, LLC | $68,064 | 1 |
| Pigott | $48,984 | 1 |
| M & O Agencies Inc | $32,362 | 1 |
| Warner Pacific Insurance Services | $28,697 | 1 |
| Centerstone Ins and Financial SVCS | $21,844 | 1 |
| Professional Group Plans, Inc. | $18,904 | 1 |
| Emerson Reid LLC | $11,373 | 1 |
Largest medical carriers
Medical premium written for these employers.
Visalia against California and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Visalia | California | United States | |
|---|---|---|---|
| Employer plans | 16 | 6,836 | 58,547 |
| Median commission rate | n/a | 4.0% | 3.8% |
| Middle half of rates | n/a | 0.6% – 6.3% | 2.7% – 5.0% |
| Median broker pay per employer | $49,311 | $104,298 | $72,628 |
| Medical premium per covered person | n/a | $6,689 | $7,274 |
| Plans reporting no commission | 0 | 25 | 933 |
Year over year. In plan year 2023, 17 Visalia employers reported $265,769 in premiums and $973,155 in broker pay for 6,767 participants; in 2024 it was $275,969 and $1.1M for 6,112 participants (premiums +3.8%, broker pay +11.7%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Visalia employers pay health insurance brokers?
16 Visalia employers reported $1,087,483 in broker commissions and fees on their 2024 Form 5500 filings, 16 of them disclosing at least some compensation. Too few fully insured medical plans in Visalia reported premium to compute a stable commission rate; the California median is 4.0% and the U.S. median is 3.8%. In dollars, the median Visalia employer that disclosed broker pay reported $49,311.
Which Visalia employers have the largest health plans?
By insurance premium reported for 2024, Singlepoint Outsourcing, Inc. ($275,969), Family Healthcare Network ($0), San Joaquin Valley College Inc ($0) lead. 16 Visalia employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Visalia?
By compensation reported by Visalia employers, the largest brokers are Gallagher ($387,818, 5 plans), Relation Insurance ($373,568, 4 plans), HUB International ($68,152, 2 plans). By medical premium, the largest carriers are California Physicians Service, Anthem Blue Cross Life and Health Insurance Company, Blue Cross of California.
Are Visalia employer health plans self-funded or fully insured?
Of 16 Visalia employer plans, 5 are fully insured, 9 are self-funded and 2 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in California
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