Bloomfield Hills, Michigan employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
26 employers in Bloomfield Hills, Michigan filed health plans with 100 or more participants for plan year 2024, covering 29,008 participants. They reported $32M in insurance premiums and $3.0M in broker commissions and fees. The median broker rate on commission-paying, fully insured medical plans was 3.3% of premium, against 3.2% across Michigan and 3.8% nationally. Against 2023, premiums were up 38.2% and broker pay rose 34.3%.
Funding: 8 fully insured · 5 self-funded · 13 mixed. 18 of 26 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Bloomfield Hills
Bloomfield Hills employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Penske Automotive Group, Inc. | $5,953,178 | $576,001 | 12,345 | Gallagher |
| Trimas Corporation | $5,137,728 | — | 2,098 | — |
| Golling Chrysler Dodge Jeep Ram, Inc. | $3,412,139 | $170,669 | 297 | Robert Victor Ii Weiland |
| Harness, Dickey & Pierce, P.L.C. | $3,160,737 | $144,344 | 277 | Rebecca a McLaughlan |
| Super C Group, LLC | $2,402,357 | $98,803 | 223 | Elaine C. Coffman |
| Jobandtalent USA Inc. | $1,879,839 | $70,541 | 132 | Bryan Davis |
| V2soft, Inc Benefit Welfare Plan | $1,130,367 | $115,250 | 108 | Ashley Andrew Desouza |
| Latitude Subrogation Services | $1,121,492 | $71,942 | 106 | Joseph J. Haney |
| Oakland Veterinary Referral Services | $1,094,161 | $55,882 | 160 | NFP |
| Allied Human Services, Inc. | $1,015,863 | $59,676 | 381 | Joseph A. King |
| Roco Management LLC | $985,921 | $47,239 | 120 | Michele Bolser |
| Outdoor Creations Group, LLC | $954,351 | $75,833 | 187 | Gallagher |
| Edward Rose Building Enterprise, L.L.C dba Edward Rose & Sons | $858,118 | $293,088 | 2,328 | Lockton |
| Penske Corporation | $850,058 | $265,887 | 696 | Gallagher |
| Cranbrook Educational Community | $555,884 | $50,192 | 599 | PM Group Benefit Advisors Ii, LLC |
| Dental Service Advisors, LLC | $528,944 | $41,180 | 124 | LYNN M. Purpura |
| Plunkett Cooney, P.C. | $283,791 | $68,662 | 248 | Marsh McLennan Agency |
| Hubbell, Roth and Clark, Inc. | $253,281 | $77,943 | 324 | Hylant |
| Wireless Vision LLC | $0 | $51,343 | 2,265 | Lockton |
| Ajm Packaging Corporation | $0 | $257,785 | 2,215 | Lovasco Consulting Group Inc |
| Arch Global Holdings, LLC | $0 | $69,160 | 1,782 | Lockton |
| Aum Global Healthcare Management, LLC | $0 | $61,884 | 1,132 | — |
| The Taubman Company, LLC | $0 | $51,048 | 310 | Lovasco Consulting Group Inc |
| O2 Auto Service Midco, LLC | $0 | $177,151 | 250 | Gallagher |
| Riverstone Communities, LLC | $0 | $52,513 | 178 | Kapnick and Company Inc. |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Bloomfield Hills employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Gallagher | $720,440 | 7 |
| Lockton | $345,024 | 4 |
| Lovasco Consulting Group Inc | $172,661 | 2 |
| Robert E. Petcove | $130,455 | 1 |
| Kapnick & Company, Inc. | $118,302 | 5 |
| Robert V Weiland | $115,630 | 1 |
| Marsh McLennan Agency | $114,855 | 3 |
| Robert Victor Ii Weiland | $101,290 | 1 |
| Eugene F Lovasco | $94,332 | 1 |
| Rebecca a McLaughlan | $88,301 | 1 |
Largest medical carriers
Medical premium written for these employers.
Bloomfield Hills against Michigan and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Bloomfield Hills | Michigan | United States | |
|---|---|---|---|
| Employer plans | 26 | 2,113 | 58,547 |
| Median commission rate | 3.3% (12 plans) | 3.2% | 3.8% |
| Middle half of rates | 3.1% – 4.3% | 3.0% – 4.5% | 2.7% – 5.0% |
| Median broker pay per employer | $70,541 | $68,927 | $72,628 |
| Medical premium per covered person | $6,325 | $5,845 | $7,274 |
| Plans reporting no commission | 1 | 47 | 933 |
Year over year. In plan year 2023, 25 Bloomfield Hills employers reported $23M in premiums and $2.3M in broker pay for 29,166 participants; in 2024 it was $32M and $3.0M for 29,008 participants (premiums +38.2%, broker pay +34.3%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Bloomfield Hills employers pay health insurance brokers?
26 Bloomfield Hills employers reported $3,035,396 in broker commissions and fees on their 2024 Form 5500 filings, 25 of them disclosing at least some compensation. Among 12 commission-paying, fully insured medical plans, the median broker rate was 3.3% of premium, 0.1 points above the Michigan median of 3.2% and 0.5 points below the U.S. median of 3.8%. In dollars, the median Bloomfield Hills employer that disclosed broker pay reported $70,541.
Which Bloomfield Hills employers have the largest health plans?
By insurance premium reported for 2024, Penske Automotive Group, Inc. ($6.0M), Trimas Corporation ($5.1M), Golling Chrysler Dodge Jeep Ram, Inc. ($3.4M) lead. 25 Bloomfield Hills employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Bloomfield Hills?
By compensation reported by Bloomfield Hills employers, the largest brokers are Gallagher ($720,440, 7 plans), Lockton ($345,024, 4 plans), Lovasco Consulting Group Inc ($172,661, 2 plans). By medical premium, the largest carriers are Blue Cross Blue Shield of Michigan, Blue Care Network of Michigan, Kaiser Foundation Health Plan, Inc..
Are Bloomfield Hills employer health plans self-funded or fully insured?
Of 26 Bloomfield Hills employer plans, 8 are fully insured, 5 are self-funded and 13 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Michigan
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