Auburn Hills, Michigan employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
54 employers in Auburn Hills, Michigan filed health plans with 100 or more participants for plan year 2024, covering 95,940 participants. They reported $63M in insurance premiums and $8.9M in broker commissions and fees. The median broker rate on commission-paying, fully insured medical plans was 3.0% of premium, against 3.2% across Michigan and 3.8% nationally. Against 2023, premiums were down 4.5% and broker pay rose 11.3%.
Funding: 14 fully insured · 21 self-funded · 19 mixed. 40 of 54 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Auburn Hills
Auburn Hills employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Easterseals Morc Healthcare, Inc. | $9,067,876 | $306,897 | 841 | Marsh McLennan Agency |
| Norma Michigan, Inc. | $7,749,383 | $192,098 | 851 | Marsh McLennan Agency |
| Airboss Flexible Products, LLC | $7,119,980 | $139,642 | 639 | Willis Towers Watson |
| Automated Pet Care Products, LLC | $4,645,023 | $273,045 | 431 | Christopher McMahon |
| Fev North America | $4,278,916 | $123,588 | 350 | Albert Mitchell |
| Genisys Credit Union | $3,966,522 | $217,825 | 492 | Benefits Partner LLC |
| Mersino Management Company | $3,240,360 | $136,964 | 396 | John Arminio |
| Incoe Corporation | $3,146,677 | $107,859 | 173 | Rebecca a McLaughlan |
| GKN Sinter Metals, LLC | $2,003,946 | $218,338 | 1,384 | Gallagher |
| Spar Marketing Force dba Spar Group, Inc. | $1,824,812 | $78,274 | 354 | Travis Porta |
| Mahindra Vehicle Manufacturers Limited | $1,612,754 | $82,512 | 100 | William Brown |
| GKN Driveline North America, Inc. | $1,604,516 | $316,539 | 2,316 | Gallagher |
| Martinrea Industries, Inc. | $1,438,351 | $151,800 | 3,965 | Willis Towers Watson |
| TSM Corporation | $1,240,243 | $88,991 | 182 | Cameron M. Kennedy |
| Ascorium North America, Inc. | $1,218,026 | $59,532 | 156 | Rebecca a McLaughlan |
| Woodland Direct, Inc | $1,182,435 | $73,113 | 117 | Amy J. Hall |
| Apollo America, Inc. | $1,127,623 | $53,282 | 177 | Amy J. Hall |
| Quantum Digital Group, LLC Tectonics Industries, LLC | $898,172 | $54,217 | 121 | Elaine C. Coffman |
| Benteler Automotive Corporation | $861,323 | $200,509 | 1,630 | Kapnick & Company Inc. |
| Teijin Automotive Technologies, Inc. | $852,119 | $276,849 | 3,342 | Cambridge Consulting Group |
| Project Worldwide | $842,671 | $99,700 | 1,221 | Gallagher |
| Summit Automotive Management Inc | $793,212 | $46,411 | 122 | Jonathan Lau |
| Inalfa Roof Systems, Inc. | $363,472 | $52,922 | 947 | Marsh McLennan Agency |
| U.S. Farathane, LLC | $264,679 | $227,236 | 3,188 | Axion RMS, LTD. |
| Air International (US), Inc. | $257,542 | $24,001 | 155 | Hylant |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Auburn Hills employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Gallagher | $1,096,676 | 7 |
| David O. Carlesimo | $1,016,806 | 2 |
| Lockton | $805,255 | 6 |
| Marsh McLennan Agency | $761,515 | 9 |
| HUB International | $649,873 | 2 |
| Willis Towers Watson | $491,835 | 5 |
| Cambridge Consulting Group, LLC | $279,306 | 4 |
| Dynamic HR - Dynamic Benefit Agency | $261,328 | 2 |
| Strategic Non-Medical Solution | $259,603 | 2 |
| Rebecca a McLaughlan | $225,293 | 4 |
Largest medical carriers
Medical premium written for these employers.
Auburn Hills against Michigan and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Auburn Hills | Michigan | United States | |
|---|---|---|---|
| Employer plans | 54 | 2,113 | 58,547 |
| Median commission rate | 3.0% (16 plans) | 3.2% | 3.8% |
| Middle half of rates | 2.5% – 3.9% | 3.0% – 4.5% | 2.7% – 5.0% |
| Median broker pay per employer | $103,427 | $68,927 | $72,628 |
| Medical premium per covered person | $5,395 | $5,845 | $7,274 |
| Plans reporting no commission | 0 | 47 | 933 |
Year over year. In plan year 2023, 56 Auburn Hills employers reported $66M in premiums and $8.0M in broker pay for 104,064 participants; in 2024 it was $63M and $8.9M for 95,940 participants (premiums −4.5%, broker pay +11.3%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Auburn Hills employers pay health insurance brokers?
54 Auburn Hills employers reported $8,922,305 in broker commissions and fees on their 2024 Form 5500 filings, 53 of them disclosing at least some compensation. Among 16 commission-paying, fully insured medical plans, the median broker rate was 3.0% of premium, 0.2 points below the Michigan median of 3.2% and 0.8 points below the U.S. median of 3.8%. In dollars, the median Auburn Hills employer that disclosed broker pay reported $103,427.
Which Auburn Hills employers have the largest health plans?
By insurance premium reported for 2024, Easterseals Morc Healthcare, Inc. ($9.1M), Norma Michigan, Inc. ($7.7M), Airboss Flexible Products, LLC ($7.1M) lead. 25 Auburn Hills employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Auburn Hills?
By compensation reported by Auburn Hills employers, the largest brokers are Gallagher ($1.1M, 7 plans), David O. Carlesimo ($1.0M, 2 plans), Lockton ($805,255, 6 plans). By medical premium, the largest carriers are Blue Cross Blue Shield of Michigan, Blue Care Network of Michigan, Cigna Health and Life Insurance Company.
Are Auburn Hills employer health plans self-funded or fully insured?
Of 54 Auburn Hills employer plans, 14 are fully insured, 21 are self-funded and 19 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Michigan
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