Wixom, Michigan employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
21 employers in Wixom, Michigan filed health plans with 100 or more participants for plan year 2024, covering 8,125 participants. They reported $25M in insurance premiums and $2.2M in broker commissions and fees. Against 2023, premiums were down 4.6% and broker pay rose 9.4%.
Funding: 3 fully insured · 6 self-funded · 12 mixed. 18 of 21 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Wixom
Wixom employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Trijicon Inc. | $7,653,954 | $266,568 | 438 | Rebecca a McLaughlan |
| J&B Medical Supply Co, Inc | $3,369,088 | $203,281 | 654 | Bethany L. Pagnani |
| Kiekert USA, Inc. | $2,466,577 | $112,172 | 144 | Brsi Employee Benefit Solutions LLC |
| Kawasaki Robotics (USA), Inc. | $2,078,386 | $142,127 | 191 | Rebecca a McLaughlan |
| Motor City Wash Works, Inc. | $2,047,094 | $116,006 | 175 | John Thomas JR Frye |
| Testek Inc. | $1,611,296 | $121,213 | 126 | HUB International |
| Atmosphere Group, Inc. | $1,592,097 | $56,336 | 125 | Adam P Lesperance |
| Eagle Industries, Inc. | $1,347,032 | $56,819 | 190 | Amanda LYNN Ford |
| Rockwell Medical Inc. | $1,086,655 | $106,896 | 250 | NFP |
| General RV Center, Inc. | $733,002 | $205,546 | 1,458 | HUB International |
| Scodeller Construction, Inc. | $599,463 | $53,411 | 116 | Jonathan M Pope |
| Bluewater Technologies Group | $347,341 | $31,854 | 172 | Wilshire Benefits Group, Inc. |
| NLB Corporation | $163,371 | $27,944 | 256 | Gallagher |
| Dspace, Inc. | $115,374 | $71,171 | 113 | Affiliated Agencies LLC |
| Niterra North America, Inc. | $0 | $225,488 | 1,197 | Mercer |
| Creative Liquid Coating | $0 | $122,508 | 1,116 | James McKinley |
| Moeller MFG. Company, LLC | $0 | $88,216 | 373 | Lockton |
| Mac Valves, Inc. | $0 | $58,738 | 359 | Marsh McLennan Agency |
| Andersen & Associates, Inc | $0 | $127,842 | 354 | Mark J. Mueller |
| Moellering Holdings, Inc. | $0 | $35,061 | 209 | Kapnick & Company, Inc. |
| N2 Services Inc | $0 | $17,373 | 109 | HUB International |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Wixom employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| HUB International | $296,389 | 4 |
| Mercer | $225,488 | 1 |
| Rebecca a McLaughlan | $214,066 | 2 |
| Marsh McLennan Agency | $185,581 | 3 |
| Bethany L. Pagnani | $155,239 | 1 |
| Brsi Employee Benefit Solutions LLC | $112,172 | 1 |
| NFP | $106,896 | 1 |
| Lockton | $87,951 | 1 |
| Gallagher | $74,500 | 2 |
| Mark J. Mueller | $72,207 | 1 |
Largest medical carriers
Medical premium written for these employers.
Wixom against Michigan and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Wixom | Michigan | United States | |
|---|---|---|---|
| Employer plans | 21 | 2,113 | 58,547 |
| Median commission rate | n/a | 3.2% | 3.8% |
| Middle half of rates | n/a | 3.0% – 4.5% | 2.7% – 5.0% |
| Median broker pay per employer | $106,896 | $68,927 | $72,628 |
| Medical premium per covered person | $6,694 | $5,845 | $7,274 |
| Plans reporting no commission | 0 | 47 | 933 |
Year over year. In plan year 2023, 19 Wixom employers reported $26M in premiums and $2.1M in broker pay for 7,980 participants; in 2024 it was $25M and $2.2M for 8,125 participants (premiums −4.6%, broker pay +9.4%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Wixom employers pay health insurance brokers?
21 Wixom employers reported $2,246,570 in broker commissions and fees on their 2024 Form 5500 filings, 21 of them disclosing at least some compensation. Too few fully insured medical plans in Wixom reported premium to compute a stable commission rate; the Michigan median is 3.2% and the U.S. median is 3.8%. In dollars, the median Wixom employer that disclosed broker pay reported $106,896.
Which Wixom employers have the largest health plans?
By insurance premium reported for 2024, Trijicon Inc. ($7.7M), J&B Medical Supply Co, Inc ($3.4M), Kiekert USA, Inc. ($2.5M) lead. 21 Wixom employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Wixom?
By compensation reported by Wixom employers, the largest brokers are HUB International ($296,389, 4 plans), Mercer ($225,488, 1 plans), Rebecca a McLaughlan ($214,066, 2 plans). By medical premium, the largest carriers are Blue Cross Blue Shield of Michigan, Blue Care Network of Michigan, Cigna Health and Life Insurance Company.
Are Wixom employer health plans self-funded or fully insured?
Of 21 Wixom employer plans, 3 are fully insured, 6 are self-funded and 12 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Michigan
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