Plymouth, Michigan employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
37 employers in Plymouth, Michigan filed health plans with 100 or more participants for plan year 2024, covering 35,385 participants. They reported $23M in insurance premiums and $5.5M in broker commissions and fees. Against 2023, premiums were down 18.2% and broker pay rose 53.9%.
Funding: 13 fully insured · 15 self-funded · 9 mixed. 24 of 37 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Plymouth
Plymouth employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Comprehensive Care Services | $9,127,916 | $384,445 | 698 | James B. Oswald Company |
| Success Mortgage Partners, Inc | $2,484,443 | $104,954 | 365 | Mark J Merucci |
| Ilmor Engineering, Inc. | $1,672,323 | $63,096 | 121 | Robert E. Petcove |
| Michigan Credit Union League | $1,464,299 | $87,851 | 136 | Benefits Partner LLC |
| Infotree Global Solutions Corp | $1,369,125 | $43,829 | 190 | Bradley J. Gardner |
| Federated Service Solutions, Inc. | $1,110,798 | $63,293 | 131 | Rebecca a McLaughlan |
| Dearborn Speech and Sensory Center, Inc | $1,073,412 | $88,460 | 288 | Adam Wadie |
| Superior Controls, Inc. | $1,050,347 | $15,015 | 190 | The James B. Oswald Company |
| Community Financial Credit Union | $700,169 | $24,134 | 226 | Rebecca A. McLaughlan |
| The HCS Group | $678,181 | $41,232 | 126 | Walton Agency, LLC |
| Lover's Lane & Co. | $605,571 | $17,541 | 144 | HUB International |
| Brembo North America, Inc. | $516,023 | $180,442 | 693 | Edge Insurance Group LLC |
| Troy Design & Manufacturing Co. | $474,309 | $96,545 | 734 | 360 Risk Management, Inc |
| Loc Performance Products, Inc. | $461,766 | $221,366 | 1,212 | Lockton |
| E&E Manufacturing Company, Inc. | $367,275 | $44,877 | 725 | Gallagher |
| Soil and Materials Engineers, Inc. | $213,475 | $67,581 | 351 | PM Group Benefit Advisors Ii, LLC |
| Adient US LLC | $0 | $670,950 | 6,963 | Alliant Insurance Services |
| Freudenberg North America, L.P. | $0 | $101,383 | 6,149 | Willis Towers Watson |
| Absopure Company | $0 | $196,435 | 4,676 | Lau & Lau Associates |
| Bridgewater Interiors, LLC | $0 | $454,239 | 1,741 | Alliant Insurance Services |
| Grammer Inc. | $0 | $342,828 | 1,486 | Insential Inc |
| Tram, Inc. | $0 | — | 1,450 | — |
| United Road Services, Inc. | $0 | $147,817 | 1,301 | Marsh McLennan Agency |
| Avanzar Interior Technologies, LTD | $0 | $454,239 | 1,126 | Alliant Insurance Services |
| Usui International Corporation | $0 | $49,618 | 740 | Michigan Planners, Inc. |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Plymouth employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Alliant Insurance Services | $1,491,331 | 4 |
| Bswift | $490,468 | 4 |
| Lockton | $335,111 | 2 |
| Marsh McLennan Agency | $281,743 | 5 |
| James B. Oswald Company | $230,573 | 2 |
| Insential, Inc. | $177,256 | 1 |
| Acrisure | $140,267 | 2 |
| Marc J. Lasceski | $127,160 | 1 |
| Edge Insurance Group LLC | $126,681 | 1 |
| James M Skinner | $104,963 | 1 |
Largest medical carriers
Medical premium written for these employers.
Plymouth against Michigan and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Plymouth | Michigan | United States | |
|---|---|---|---|
| Employer plans | 37 | 2,113 | 58,547 |
| Median commission rate | n/a | 3.2% | 3.8% |
| Middle half of rates | n/a | 3.0% – 4.5% | 2.7% – 5.0% |
| Median broker pay per employer | $92,522 | $68,927 | $72,628 |
| Medical premium per covered person | $5,811 | $5,845 | $7,274 |
| Plans reporting no commission | 2 | 47 | 933 |
Year over year. In plan year 2023, 37 Plymouth employers reported $29M in premiums and $3.6M in broker pay for 31,732 participants; in 2024 it was $23M and $5.5M for 35,385 participants (premiums −18.2%, broker pay +53.9%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Plymouth employers pay health insurance brokers?
37 Plymouth employers reported $5,475,208 in broker commissions and fees on their 2024 Form 5500 filings, 36 of them disclosing at least some compensation. Too few fully insured medical plans in Plymouth reported premium to compute a stable commission rate; the Michigan median is 3.2% and the U.S. median is 3.8%. In dollars, the median Plymouth employer that disclosed broker pay reported $92,522.
Which Plymouth employers have the largest health plans?
By insurance premium reported for 2024, Comprehensive Care Services ($9.1M), Success Mortgage Partners, Inc ($2.5M), Ilmor Engineering, Inc. ($1.7M) lead. 25 Plymouth employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Plymouth?
By compensation reported by Plymouth employers, the largest brokers are Alliant Insurance Services ($1.5M, 4 plans), Bswift ($490,468, 4 plans), Lockton ($335,111, 2 plans). By medical premium, the largest carriers are Blue Cross Blue Shield of Michigan, Blue Care Network of Michigan, Health Alliance Plan.
Are Plymouth employer health plans self-funded or fully insured?
Of 37 Plymouth employer plans, 13 are fully insured, 15 are self-funded and 9 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Michigan
Is your company on this page? Get its Form 5500 read next to the Plymouth, Michigan medians.
Tell us the company and a specialist writes up what the public Form 5500 record shows for it, if it files one: broker pay against the medians above, fee disclosure and filing timeliness, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.