Rochester Hills, Michigan employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
23 employers in Rochester Hills, Michigan filed health plans with 100 or more participants for plan year 2024, covering 7,957 participants. They reported $14M in insurance premiums and $1.9M in broker commissions and fees. Against 2023, premiums were up 42.8% and broker pay rose 7.0%.
Funding: 6 fully insured · 8 self-funded · 9 mixed. 17 of 23 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Rochester Hills
Rochester Hills employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Advanced Vehicle Assemblies, LLC | $2,298,177 | $168,506 | 317 | Cameron M. Kenney |
| Rafih Auto Group | $2,108,462 | $117,868 | 138 | Dean E. Austin |
| Troy Practice Management dba Pinnacle Gi Partners | $2,081,175 | $125,322 | 235 | Richard J. Grenway |
| A. Raymond Corporate North America, Inc. | $1,671,278 | $132,135 | 723 | Marsh McLennan Agency |
| Leader Dogs for the Blind | $1,659,454 | $98,411 | 145 | Bradley J. Gardner |
| Spalding Dedecker Associates, Inc. | $1,137,713 | $24,244 | 121 | HUB International |
| Oakland-Macomb Obstetrics & Gynecology, PC | $1,028,690 | $58,097 | 132 | Amy J Purcilly |
| Adco Circuits, Inc. | $627,510 | $42,635 | 112 | Richard Bruce JR Monahan |
| T.A. Systems, Inc. | $561,484 | $64,825 | 109 | Proadvisor Insurance Agency, LLC |
| Kamax Inc. | $480,352 | $62,532 | 515 | Acrisure |
| Fanuc America Corporation | $243,798 | $219,387 | 1,596 | Marsh McLennan Agency |
| Hi-Tech Mold & Engineering, Inc. | $212,402 | $78,296 | 459 | Marsh McLennan Agency |
| Prefix Corporation | $102,728 | $58,772 | 174 | Asr Corporation |
| GCC MSO Holdings, LLC | $76,441 | $86,160 | 298 | Kapnick & Company Inc. |
| Hi-Lex Controls Inc. | $0 | $135,215 | 1,099 | Lockton |
| Three Dimensional Services, Inc. | $0 | $124,352 | 505 | Robert a Kelleher |
| Delfingen US Inc. | $0 | $120,984 | 342 | The Segal Company Midwest Inc. |
| Stant USA Corp | $0 | $41,205 | 278 | David B Rispler |
| Universal Tube, Inc. | $0 | $15,283 | 151 | Huntington Insurance Inc |
| Serra Rochester Hills Automotive, LLC | $0 | $30,445 | 144 | Michigan Planners |
| Emagine Entertainment | $0 | $48,355 | 133 | Brown & Brown |
| Accurate Gauge & MFG. Inc. | $0 | $48,289 | 122 | Claire E. Klingelhofer |
| Rochester Hills Chrysler-Jeep Inc. | $0 | $39,324 | 109 | Lisa Brayan |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Rochester Hills employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Marsh McLennan Agency | $387,943 | 4 |
| Cameron M Kenney | $139,963 | 1 |
| Lockton | $135,215 | 1 |
| The Segal Co Midwest Inc | $120,984 | 1 |
| Brown & Brown | $104,673 | 3 |
| Hylant | $91,977 | 2 |
| Kapnick & Company, Inc. | $86,160 | 1 |
| Dean E. Austin | $85,085 | 1 |
| Robert a Kelleher | $62,848 | 1 |
| Richard J. Grenway | $60,971 | 1 |
Largest medical carriers
Medical premium written for these employers.
Rochester Hills against Michigan and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Rochester Hills | Michigan | United States | |
|---|---|---|---|
| Employer plans | 23 | 2,113 | 58,547 |
| Median commission rate | n/a | 3.2% | 3.8% |
| Middle half of rates | n/a | 3.0% – 4.5% | 2.7% – 5.0% |
| Median broker pay per employer | $64,825 | $68,927 | $72,628 |
| Medical premium per covered person | n/a | $5,845 | $7,274 |
| Plans reporting no commission | 1 | 47 | 933 |
Year over year. In plan year 2023, 23 Rochester Hills employers reported $10M in premiums and $1.8M in broker pay for 7,965 participants; in 2024 it was $14M and $1.9M for 7,957 participants (premiums +42.8%, broker pay +7.0%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Rochester Hills employers pay health insurance brokers?
23 Rochester Hills employers reported $1,940,642 in broker commissions and fees on their 2024 Form 5500 filings, 23 of them disclosing at least some compensation. Too few fully insured medical plans in Rochester Hills reported premium to compute a stable commission rate; the Michigan median is 3.2% and the U.S. median is 3.8%. In dollars, the median Rochester Hills employer that disclosed broker pay reported $64,825.
Which Rochester Hills employers have the largest health plans?
By insurance premium reported for 2024, Advanced Vehicle Assemblies, LLC ($2.3M), Rafih Auto Group ($2.1M), Troy Practice Management dba Pinnacle Gi Partners ($2.1M) lead. 23 Rochester Hills employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Rochester Hills?
By compensation reported by Rochester Hills employers, the largest brokers are Marsh McLennan Agency ($387,943, 4 plans), Cameron M Kenney ($139,963, 1 plans), Lockton ($135,215, 1 plans). By medical premium, the largest carriers are Blue Cross Blue Shield of Michigan, Blue Care Network of Michigan, Unitedhealthcare Insurance Company.
Are Rochester Hills employer health plans self-funded or fully insured?
Of 23 Rochester Hills employer plans, 6 are fully insured, 8 are self-funded and 9 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Michigan
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