Farmington Hills, Michigan employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
55 employers in Farmington Hills, Michigan filed health plans with 100 or more participants for plan year 2024, covering 41,411 participants. They reported $106M in insurance premiums and $6.9M in broker commissions and fees. The median broker rate on commission-paying, fully insured medical plans was 3.2% of premium, against 3.2% across Michigan and 3.8% nationally. Against 2023, premiums were up 21.9% and broker pay rose 0.6%.
Funding: 13 fully insured · 11 self-funded · 31 mixed. 42 of 55 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Farmington Hills
Farmington Hills employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| MPS Group, Inc. | $10,680,865 | $199,381 | 618 | Gallagher |
| Centria Healthcare LLC | $8,793,464 | $453,493 | 1,039 | Guy Morrison |
| Burroughs, Inc. | $7,835,818 | $250,330 | 790 | Jude T. Donato |
| Routeone LLC | $7,551,653 | $486,061 | 397 | Frank J Mayer |
| Accesspoint LLC | $5,685,631 | $213,663 | 984 | Thompson Risk Ii, LLC |
| Oakland Management Corp | $5,519,345 | $206,001 | 534 | Gallagher |
| Ata National Title Group LLC | $4,449,326 | $156,712 | 359 | Kimberly Ann Knue |
| Star Cutter Company | $4,002,354 | $162,437 | 422 | Rebecca a McLaughlan |
| Greenpath, Inc. | $3,886,961 | $135,280 | 480 | Marsh McLennan Agency |
| Community Choice Credit Union | $3,708,954 | $164,850 | 440 | Rebecca a McLaughlan |
| Independent Emergency Physicians, PC | $3,473,903 | $159,711 | 230 | Benefits Partner LLC |
| Lintech Global, Inc. | $3,360,656 | $114,813 | 291 | Travis Porta |
| RCP TCT, LLC dba the Care Team | $3,356,838 | $206,487 | 436 | Rebecca a McLaughlan |
| Friedman Management Company | $2,823,611 | $112,879 | 297 | Angela M. Dean |
| IT Group, LLC dba Member Driven Technologies | $2,768,401 | $120,101 | 151 | Rebecca a McLaughlan |
| NW Automotive Group, LLC | $2,648,322 | $164,307 | 540 | John Barton Greenbaum |
| Judson Center | $2,335,643 | $62,790 | 276 | Hilb Group of Indiana |
| Robert Bosch, LLC | $2,071,630 | $667,092 | 15,241 | Mercer |
| Glendale Neurological Associates, P.C. | $1,988,678 | $86,021 | 175 | Krystn Clark |
| Zausmer, P. C. | $1,953,971 | $117,740 | 162 | Katherine C. Wood |
| Coretek, LLC dba Coretek | $1,688,589 | $78,111 | 146 | Rebecca a McLaughlan |
| Ansara Corporation | $1,688,455 | $87,877 | 133 | Amy Hall |
| Kitchen Suppliers, Inc. | $1,663,119 | $104,498 | 221 | Kimberly Ann Knue |
| Advanced Education Services, Inc | $1,647,927 | $70,097 | 264 | Daniel Thompson |
| The Sam Bernstein Law Firm PLL | $1,549,574 | $89,312 | 125 | Paul M. Snider |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Farmington Hills employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Marsh McLennan Agency | $768,388 | 15 |
| Rebecca a McLaughlan | $542,774 | 7 |
| Gallagher | $528,397 | 6 |
| Mercer | $498,082 | 3 |
| Willis Towers Watson | $302,155 | 2 |
| NFP | $270,718 | 5 |
| Frank J Mayer | $250,220 | 1 |
| Guy Morrison | $240,062 | 1 |
| Benefits Partner LLC | $217,694 | 4 |
| Thompson Risk Ii, LLC | $214,534 | 2 |
Largest medical carriers
Medical premium written for these employers.
Farmington Hills against Michigan and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Farmington Hills | Michigan | United States | |
|---|---|---|---|
| Employer plans | 55 | 2,113 | 58,547 |
| Median commission rate | 3.2% (26 plans) | 3.2% | 3.8% |
| Middle half of rates | 2.9% – 3.9% | 3.0% – 4.5% | 2.7% – 5.0% |
| Median broker pay per employer | $94,898 | $68,927 | $72,628 |
| Medical premium per covered person | $6,007 | $5,845 | $7,274 |
| Plans reporting no commission | 2 | 47 | 933 |
Year over year. In plan year 2023, 61 Farmington Hills employers reported $87M in premiums and $6.8M in broker pay for 42,647 participants; in 2024 it was $106M and $6.9M for 41,411 participants (premiums +21.9%, broker pay +0.6%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Farmington Hills employers pay health insurance brokers?
55 Farmington Hills employers reported $6,887,592 in broker commissions and fees on their 2024 Form 5500 filings, 53 of them disclosing at least some compensation. Among 26 commission-paying, fully insured medical plans, the median broker rate was 3.2% of premium, 0.0 points below the Michigan median of 3.2% and 0.6 points below the U.S. median of 3.8%. In dollars, the median Farmington Hills employer that disclosed broker pay reported $94,898.
Which Farmington Hills employers have the largest health plans?
By insurance premium reported for 2024, MPS Group, Inc. ($11M), Centria Healthcare LLC ($8.8M), Burroughs, Inc. ($7.8M) lead. 25 Farmington Hills employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Farmington Hills?
By compensation reported by Farmington Hills employers, the largest brokers are Marsh McLennan Agency ($768,388, 15 plans), Rebecca a McLaughlan ($542,774, 7 plans), Gallagher ($528,397, 6 plans). By medical premium, the largest carriers are Blue Cross Blue Shield of Michigan, Blue Care Network of Michigan, Blue Cross and Blue Shield of Alabama.
Are Farmington Hills employer health plans self-funded or fully insured?
Of 55 Farmington Hills employer plans, 13 are fully insured, 11 are self-funded and 31 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Michigan
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