Clinton Township, Michigan employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
18 employers in Clinton Township, Michigan filed health plans with 100 or more participants for plan year 2024, covering 9,391 participants. They reported $44M in insurance premiums and $3.0M in broker commissions and fees. Against 2023, premiums were up 7.2% and broker pay rose 21.0%.
Funding: 6 fully insured · 1 self-funded · 11 mixed. 12 of 18 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Clinton Township
Clinton Township employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Administrative Employer Services | $11,872,608 | $880,047 | 1,942 | Daniel Hamann |
| Priority Waste Resources LLC | $7,594,671 | $309,531 | 361 | Jerome P. Ciaramitaro |
| Michigan Schools and Government Credit Union | $6,414,816 | $154,219 | 437 | Kimberly Perkins |
| Abo Staffing Services, Inc. | $4,011,400 | $260,658 | 677 | Daniel Hamann |
| Cornerstone Medical Group | $3,931,674 | $163,362 | 1,315 | Paul M Snider |
| Macomb-Oakland Regional Center, Inc. | $2,214,052 | $197,207 | 253 | Rebecca a McLaughlan |
| Jvis USA, LLC | $2,113,939 | $89,905 | 553 | Michele L Bolser |
| Team Rehabilitation Services, LLC | $1,459,548 | $118,066 | 1,232 | Michigan Planners, Inc. |
| America's HR Department Employees Only Iii, Inc. | $1,114,139 | $64,653 | 167 | Daniel Hamann |
| Complete Prototype Services, Inc. | $1,078,362 | $68,057 | 162 | Patricia Hollingsworth |
| S L Husain Hamzavi MD PC | $994,489 | $39,765 | 207 | David Erwin |
| DWC Company, Inc. | $624,358 | $61,214 | 147 | John J Boyd |
| Medstar, Inc. | $183,784 | $152,183 | 838 | Cambridge Consulting Group, LLC |
| Ross Education Holdings, Inc. | $170,589 | $34,000 | 257 | Wilshire Benefits Group, Inc. |
| Bell Fork Lift, Inc. | $71,032 | $79,576 | 179 | Stephen McCain |
| Anderson Cook, Inc. | $46,651 | $48,510 | 107 | Kapnick & Company Inc. |
| RSC Mechanical, Inc. | $0 | $231,090 | 452 | HUB International |
| Vince & Joes Fruit Market, Inc. | $0 | $36,248 | 105 | Core Insurance Group |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Clinton Township employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Daniel Hamann | $593,431 | 3 |
| CBIZ | $547,655 | 3 |
| Jerome P. Ciaramitaro | $303,331 | 1 |
| Rebecca a McLaughlan | $188,370 | 1 |
| Cambridge Consulting Group, LLC | $146,955 | 1 |
| HUB International | $122,539 | 5 |
| Kimberly Perkins | $119,833 | 1 |
| Paul M. Snider | $119,743 | 1 |
| Wilshire Benefits Group | $75,322 | 3 |
| Anja Harmon | $70,630 | 1 |
Largest medical carriers
Medical premium written for these employers.
Clinton Township against Michigan and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Clinton Township | Michigan | United States | |
|---|---|---|---|
| Employer plans | 18 | 2,113 | 58,547 |
| Median commission rate | n/a | 3.2% | 3.8% |
| Middle half of rates | n/a | 3.0% – 4.5% | 2.7% – 5.0% |
| Median broker pay per employer | $103,986 | $68,927 | $72,628 |
| Medical premium per covered person | $6,802 | $5,845 | $7,274 |
| Plans reporting no commission | 0 | 47 | 933 |
Year over year. In plan year 2023, 17 Clinton Township employers reported $41M in premiums and $2.5M in broker pay for 8,566 participants; in 2024 it was $44M and $3.0M for 9,391 participants (premiums +7.2%, broker pay +21.0%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Clinton Township employers pay health insurance brokers?
18 Clinton Township employers reported $2,988,291 in broker commissions and fees on their 2024 Form 5500 filings, 18 of them disclosing at least some compensation. Too few fully insured medical plans in Clinton Township reported premium to compute a stable commission rate; the Michigan median is 3.2% and the U.S. median is 3.8%. In dollars, the median Clinton Township employer that disclosed broker pay reported $103,986.
Which Clinton Township employers have the largest health plans?
By insurance premium reported for 2024, Administrative Employer Services ($12M), Priority Waste Resources LLC ($7.6M), Michigan Schools and Government Credit Union ($6.4M) lead. 18 Clinton Township employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Clinton Township?
By compensation reported by Clinton Township employers, the largest brokers are Daniel Hamann ($593,431, 3 plans), CBIZ ($547,655, 3 plans), Jerome P. Ciaramitaro ($303,331, 1 plans). By medical premium, the largest carriers are Blue Cross Blue Shield of Michigan, Blue Care Network of Michigan, Alliance Health and Life Insurance Company.
Are Clinton Township employer health plans self-funded or fully insured?
Of 18 Clinton Township employer plans, 6 are fully insured, 1 are self-funded and 11 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Michigan
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