Campbell, California employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
15 employers in Campbell, California filed health plans with 100 or more participants for plan year 2024, covering 5,195 participants. They reported $940,769 in insurance premiums and $2.2M in broker commissions and fees. Against 2023, premiums were down 48.8% and broker pay fell 9.8%.
Funding: 1 fully insured · 0 self-funded · 14 mixed. 14 of 15 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Campbell
Campbell employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Barracuda Networks, Inc. | $483,162 | $190,034 | 1,009 | Abd Ins. and Financial SVCS., Inc. |
| West Valley Construction Company, Inc. | $360,389 | $219,748 | 148 | Douglas-Mccarty Insurance Services |
| Chargepoint, Inc. | $97,218 | $2,683 | 876 | Sequoia |
| 8 X 8, Inc. | $0 | $15,344 | 672 | EPIC Insurance Brokers |
| Imperative Care, Inc. | $0 | $450,219 | 502 | Acrisure |
| Dewinter Group, Inc. | $0 | $75,554 | 307 | OneDigital |
| Centric Software, Inc. | $0 | $236,062 | 266 | Abd Ins. and Financial SVCS., Inc. |
| Shifamed LLC | $0 | $199,190 | 250 | Sequoia |
| Italent Corporation | $0 | $112,824 | 194 | Acrisure |
| Abbott, Stringham & Lynch | $0 | $120,451 | 184 | Filice Insurance Services LLC |
| Saama Technologies, Inc. | $0 | $89,659 | 179 | Lockton |
| Ixsystems | $0 | $141,895 | 177 | Morris & Garritano Insurance Agency |
| Mirantis, Inc | $0 | $175,756 | 162 | Sequoia |
| Life Services Alternatives, Inc. | $0 | $82,702 | 143 | Marsh McLennan Agency |
| Liveaction Inc. | $0 | $99,087 | 126 | Gallagher |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Campbell employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Acrisure | $535,842 | 3 |
| Abd Ins. and Financial SVCS., Inc. | $377,248 | 2 |
| Sequoia | $264,399 | 4 |
| Douglas-Mccarty Insurance Services | $215,574 | 1 |
| Morris & Garritano Insurance Agency | $141,895 | 1 |
| Filice Insurance Services LLC | $96,573 | 3 |
| Gallagher | $85,109 | 1 |
| Marsh McLennan Agency | $82,702 | 1 |
| OneDigital | $76,793 | 2 |
| Lockton | $59,778 | 1 |
Largest medical carriers
Medical premium written for these employers.
Campbell against California and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Campbell | California | United States | |
|---|---|---|---|
| Employer plans | 15 | 6,836 | 58,547 |
| Median commission rate | n/a | 4.0% | 3.8% |
| Middle half of rates | n/a | 0.6% – 6.3% | 2.7% – 5.0% |
| Median broker pay per employer | $120,451 | $104,298 | $72,628 |
| Medical premium per covered person | n/a | $6,689 | $7,274 |
| Plans reporting no commission | 0 | 25 | 933 |
Year over year. In plan year 2023, 17 Campbell employers reported $1.8M in premiums and $2.5M in broker pay for 5,731 participants; in 2024 it was $940,769 and $2.2M for 5,195 participants (premiums −48.8%, broker pay −9.8%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Campbell employers pay health insurance brokers?
15 Campbell employers reported $2,211,208 in broker commissions and fees on their 2024 Form 5500 filings, 15 of them disclosing at least some compensation. Too few fully insured medical plans in Campbell reported premium to compute a stable commission rate; the California median is 4.0% and the U.S. median is 3.8%. In dollars, the median Campbell employer that disclosed broker pay reported $120,451.
Which Campbell employers have the largest health plans?
By insurance premium reported for 2024, Barracuda Networks, Inc. ($483,162), West Valley Construction Company, Inc. ($360,389), Chargepoint, Inc. ($97,218) lead. 15 Campbell employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Campbell?
By compensation reported by Campbell employers, the largest brokers are Acrisure ($535,842, 3 plans), Abd Ins. and Financial SVCS., Inc. ($377,248, 2 plans), Sequoia ($264,399, 4 plans). By medical premium, the largest carriers are Blue Cross of California, Kaiser Foundation Health Plan, Inc., Kaiser Foundation Health Plan of Georgia, Inc..
Are Campbell employer health plans self-funded or fully insured?
Of 15 Campbell employer plans, 1 are fully insured, 0 are self-funded and 14 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in California
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