Santa Barbara, California employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
39 employers in Santa Barbara, California filed health plans with 100 or more participants for plan year 2024, covering 13,874 participants. They reported $55,544 in insurance premiums and $4.3M in broker commissions and fees. Against 2023, premiums were up 12.1% and broker pay rose 0.6%.
Funding: 9 fully insured · 12 self-funded · 18 mixed. 30 of 39 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Santa Barbara
Santa Barbara employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Qad Inc. | $55,544 | $70,268 | 397 | Custom Benefit Programs Inc |
| Cottage Health | $0 | $429,183 | 4,023 | Willis Towers Watson |
| Mission Linen Supply | $0 | $56,408 | 817 | Willis Towers Watson |
| Staffing Partners Holdings | $0 | $230,325 | 578 | H2h Enrollments, LLC |
| Logicmonitor, Inc. | $0 | $118,610 | 568 | Lockton |
| Jordano's Inc. | $0 | $41,022 | 430 | USI Insurance Services |
| Westmont College | $0 | $271,632 | 424 | HUB International |
| SYR Service Company LLC | $0 | $152,868 | 408 | Linda Malek Aslanian |
| Impact Tech, Inc. dba Impact | $0 | $265,170 | 384 | HUB International |
| Marborg Industries | $0 | $14,872 | 366 | OneDigital |
| Green Hills Software, LLC | $0 | $310,494 | 318 | Foundation Risk Partners |
| Parentsquare, Inc. | $0 | $276,128 | 292 | Gallagher |
| Pathpoint | $0 | $10 | 289 | Marsh McLennan Agency |
| Well Health Inc | $0 | $25,953 | 286 | Sequoia |
| Montecito Bank & Trust | $0 | $181,568 | 280 | Alliant Insurance Services |
| Nevins Lewbel Property Management Inc | $0 | $29,777 | 273 | USI Insurance Services |
| Community Action Commission of Santa Barbara County, Inc. | $0 | $86,391 | 257 | Bb&H Benefit Designs |
| Sansum Santa Barbara Medical Clinic, Inc. | $0 | $4,763 | 242 | Alliant Insurance Services |
| Montecito Retirement Association | $0 | $62,717 | 234 | OneDigital |
| Visiting Nurse and Hospice Care of Santa Barbara | $0 | $25,371 | 206 | Alliant Insurance Services |
| Landmark Global Inc | $0 | $107,221 | 200 | OneDigital |
| Santa Barbara Neighborhood Clinics | $0 | $71,880 | 197 | Bb&H Benefit Designs |
| WJ Griffin, Inc. | $0 | — | 196 | — |
| Family Service Agency of Santa Barbara | $0 | $137,480 | 190 | OneDigital |
| HG Insights | $0 | $116,694 | 178 | Advocate, Inc. |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Santa Barbara employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| HUB International | $807,097 | 5 |
| Willis Towers Watson | $467,796 | 2 |
| Alliant Insurance Services | $415,779 | 5 |
| OneDigital | $391,498 | 7 |
| Foundation Risk Partners Corp | $305,730 | 1 |
| Lockton | $218,019 | 3 |
| Gallagher | $203,335 | 1 |
| Bb&H Benefit Designs | $158,188 | 2 |
| Bennie Insurance, LLC | $146,323 | 2 |
| Linda Malek-Aslanian | $127,663 | 1 |
Largest medical carriers
Medical premium written for these employers.
Santa Barbara against California and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Santa Barbara | California | United States | |
|---|---|---|---|
| Employer plans | 39 | 6,836 | 58,547 |
| Median commission rate | n/a | 4.0% | 3.8% |
| Middle half of rates | n/a | 0.6% – 6.3% | 2.7% – 5.0% |
| Median broker pay per employer | $93,158 | $104,298 | $72,628 |
| Medical premium per covered person | n/a | $6,689 | $7,274 |
| Plans reporting no commission | 0 | 25 | 933 |
Year over year. In plan year 2023, 43 Santa Barbara employers reported $49,538 in premiums and $4.3M in broker pay for 14,642 participants; in 2024 it was $55,544 and $4.3M for 13,874 participants (premiums +12.1%, broker pay +0.6%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Santa Barbara employers pay health insurance brokers?
39 Santa Barbara employers reported $4,297,775 in broker commissions and fees on their 2024 Form 5500 filings, 38 of them disclosing at least some compensation. Too few fully insured medical plans in Santa Barbara reported premium to compute a stable commission rate; the California median is 4.0% and the U.S. median is 3.8%. In dollars, the median Santa Barbara employer that disclosed broker pay reported $93,158.
Which Santa Barbara employers have the largest health plans?
By insurance premium reported for 2024, Qad Inc. ($55,544), Cottage Health ($0), Mission Linen Supply ($0) lead. 25 Santa Barbara employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Santa Barbara?
By compensation reported by Santa Barbara employers, the largest brokers are HUB International ($807,097, 5 plans), Willis Towers Watson ($467,796, 2 plans), Alliant Insurance Services ($415,779, 5 plans). By medical premium, the largest carriers are Kaiser Foundation Health Plan, Inc., California Physicians Service, Hawaii Medical Service Association.
Are Santa Barbara employer health plans self-funded or fully insured?
Of 39 Santa Barbara employer plans, 9 are fully insured, 12 are self-funded and 18 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in California
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