Ventura, California employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
16 employers in Ventura, California filed health plans with 100 or more participants for plan year 2024, covering 11,128 participants. They reported $0 in insurance premiums and $2.8M in broker commissions and fees. Against 2023, premiums were unchanged and broker pay rose 13.0%.
Funding: 4 fully insured · 2 self-funded · 10 mixed. 12 of 16 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Ventura
Ventura employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Community Memorial Healthcare | $0 | $261,708 | 2,602 | Lockton |
| Patagonia Works | $0 | $81,151 | 2,215 | USI Insurance Services |
| The Trade Desk, Inc. | $0 | $740,106 | 1,996 | Burnham Benefits |
| M & M Management Company | $0 | $257,792 | 1,797 | Poms & Associates |
| Rincon Consultants, Inc. | $0 | $217,578 | 378 | Nixon Benefits |
| Vsolvit LLC | $0 | $190,879 | 347 | AssuredPartners |
| Automotive Racing Products, Inc. | $0 | $268,369 | 262 | OneDigital |
| Ventura Orthopedics Medical Group, Inc. | $0 | $120,311 | 260 | Poms and Associates Ins. Brokers |
| Ventura Coastal, LLC | $0 | $173,916 | 233 | Lockton |
| Ventura County Credit Union | $0 | $120,581 | 200 | Alliant Insurance Services |
| The Arc of Ventura County | $0 | $84,849 | 198 | Gallagher |
| Urbane Cafe Operations, LLC | $0 | $54,331 | 168 | Brown & Brown |
| Ventura County Restaurant Services, Inc. | $0 | $29,044 | 129 | RSC Insurance Brokerage Inc |
| E.J. Harrison & Sons, Inc. | $0 | $177,172 | 120 | J. Hernandez & Company |
| Outer Aisle, LLC | $0 | $8,378 | 114 | OneDigital |
| Athena Cosmetics, Inc. | $0 | $33,319 | 109 | Thomas Means |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Ventura employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Burnham Benefits | $376,571 | 1 |
| The Baldwin Group | $338,718 | 1 |
| Lockton | $308,447 | 2 |
| OneDigital | $234,664 | 2 |
| Nixon Benefits | $217,578 | 1 |
| AssuredPartners | $191,344 | 2 |
| Poms & Associates | $184,137 | 1 |
| J. Hernandez & Company | $172,701 | 1 |
| Alliant Insurance Services | $120,581 | 1 |
| Poms and Associates Ins. Brokers | $116,556 | 1 |
Largest medical carriers
Medical premium written for these employers.
Ventura against California and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Ventura | California | United States | |
|---|---|---|---|
| Employer plans | 16 | 6,836 | 58,547 |
| Median commission rate | n/a | 4.0% | 3.8% |
| Middle half of rates | n/a | 0.6% – 6.3% | 2.7% – 5.0% |
| Median broker pay per employer | $147,249 | $104,298 | $72,628 |
| Medical premium per covered person | n/a | $6,689 | $7,274 |
| Plans reporting no commission | 0 | 25 | 933 |
Year over year. In plan year 2023, 18 Ventura employers reported $0 in premiums and $2.5M in broker pay for 10,775 participants; in 2024 it was $0 and $2.8M for 11,128 participants (broker pay +13.0%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Ventura employers pay health insurance brokers?
16 Ventura employers reported $2,819,484 in broker commissions and fees on their 2024 Form 5500 filings, 16 of them disclosing at least some compensation. Too few fully insured medical plans in Ventura reported premium to compute a stable commission rate; the California median is 4.0% and the U.S. median is 3.8%. In dollars, the median Ventura employer that disclosed broker pay reported $147,249.
Which Ventura employers have the largest health plans?
By insurance premium reported for 2024, Community Memorial Healthcare ($0), Patagonia Works ($0), The Trade Desk, Inc. ($0) lead. 16 Ventura employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Ventura?
By compensation reported by Ventura employers, the largest brokers are Burnham Benefits ($376,571, 1 plans), The Baldwin Group ($338,718, 1 plans), Lockton ($308,447, 2 plans). By medical premium, the largest carriers are Hawaii Medical Service Association, Hartford Accident and Life Insurance Company, Blue Cross of California.
Are Ventura employer health plans self-funded or fully insured?
Of 16 Ventura employer plans, 4 are fully insured, 2 are self-funded and 10 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in California
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