Deerfield Beach, Florida employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
24 employers in Deerfield Beach, Florida filed health plans with 100 or more participants for plan year 2024, covering 17,183 participants. They reported $5.0M in insurance premiums and $3.1M in broker commissions and fees. Against 2023, premiums were down 41.8% and broker pay rose 22.8%.
Funding: 12 fully insured · 7 self-funded · 5 mixed. 12 of 24 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Deerfield Beach
Deerfield Beach employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Vitadepot.Com, LLC | $1,606,548 | $96,941 | 174 | OneDigital |
| Ryan Incorporated Southern | $1,590,818 | $116,739 | 226 | Ap Benefit Advsiors LLC |
| Pomeroy Electric Incorporated | $710,001 | $54,471 | 188 | USI Insurance Services |
| Tampa Bay Treatment Associates, LLC | $424,562 | $76,711 | 276 | Marsh McLennan Agency |
| Prosegur Services Group | $401,407 | $282,478 | 3,021 | Mercer |
| Deerfield 21 Corporation | $303,218 | $28,737 | 103 | Kitchner & Associates Inc |
| JM Family Automotive LLC | $0 | $51,095 | 5,181 | Willis Towers Watson |
| Mapei Corporation | $0 | $541,629 | 1,492 | Mercer |
| The Learning Experience Corp. | $0 | $237,018 | 1,021 | Mercer |
| Hoerbiger America Holding, Inc. | $0 | $102,337 | 778 | The Meltzer Group |
| YF FC Operations, LLC dba Youfit GYMS | $0 | $28,063 | 767 | Cundy, Inc. |
| Polyglass USA, Inc. | $0 | $246,586 | 583 | Mercer |
| Craneware Inc | $0 | $132,526 | 540 | Acriscure Southeast PTR Ins SVCS |
| Wilen Direct | $0 | $207,695 | 421 | USI Insurance Services |
| Peoples Trust Insurance Co. | $0 | $156,864 | 396 | PCF Insurance Services of the West |
| Campbell Property Management and Real Estate, Inc. | $0 | $165,540 | 368 | Lockton |
| Coverall North America, Inc. | $0 | $27,618 | 341 | Willis Towers Watson |
| List Industries, Inc. | $0 | $24,490 | 289 | Nickel Health LLC |
| Florida House Experience Management Corp. | $0 | $129,189 | 245 | All Atlantic Benefits |
| SHL Pharma LLC | $0 | $237,777 | 220 | CBIZ |
| Mwi Corporation | $0 | $10,460 | 210 | Adams Benefit Corporation |
| Roig, Rosenberg, Martin & Bellido P.A. | $0 | $66,603 | 132 | Lockton |
| Aero | $0 | $70,063 | 108 | CBIZ |
| Autotality LLC | $0 | $6,709 | 103 | John Snellings Insurance Agency Inc |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Deerfield Beach employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Mercer | $1,166,109 | 5 |
| USI Insurance Services | $308,247 | 3 |
| CBIZ | $295,330 | 2 |
| Lockton | $220,621 | 2 |
| All Atlantic Benefits LLC | $128,949 | 1 |
| PCF Insurance Services of the West | $126,570 | 1 |
| OneDigital | $124,464 | 2 |
| Prepare Benefits, LLC | $85,065 | 1 |
| The Meltzer Group Inc | $78,804 | 1 |
| Acriscure Southeast PTR Ins SVCS | $73,372 | 1 |
Largest medical carriers
Medical premium written for these employers.
Deerfield Beach against Florida and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Deerfield Beach | Florida | United States | |
|---|---|---|---|
| Employer plans | 24 | 3,039 | 58,547 |
| Median commission rate | n/a | 4.6% | 3.8% |
| Middle half of rates | n/a | 3.7% – 5.2% | 2.7% – 5.0% |
| Median broker pay per employer | $99,639 | $83,531 | $72,628 |
| Medical premium per covered person | n/a | $9,849 | $7,274 |
| Plans reporting no commission | 0 | 39 | 933 |
Year over year. In plan year 2023, 23 Deerfield Beach employers reported $8.7M in premiums and $2.5M in broker pay for 13,777 participants; in 2024 it was $5.0M and $3.1M for 17,183 participants (premiums −41.8%, broker pay +22.8%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Deerfield Beach employers pay health insurance brokers?
24 Deerfield Beach employers reported $3,098,339 in broker commissions and fees on their 2024 Form 5500 filings, 24 of them disclosing at least some compensation. Too few fully insured medical plans in Deerfield Beach reported premium to compute a stable commission rate; the Florida median is 4.6% and the U.S. median is 3.8%. In dollars, the median Deerfield Beach employer that disclosed broker pay reported $99,639.
Which Deerfield Beach employers have the largest health plans?
By insurance premium reported for 2024, Vitadepot.Com, LLC ($1.6M), Ryan Incorporated Southern ($1.6M), Pomeroy Electric Incorporated ($710,001) lead. 24 Deerfield Beach employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Deerfield Beach?
By compensation reported by Deerfield Beach employers, the largest brokers are Mercer ($1.2M, 5 plans), USI Insurance Services ($308,247, 3 plans), CBIZ ($295,330, 2 plans). By medical premium, the largest carriers are Blue Cross Blue Shield of Florida, Blue Cross Blue Shield of FL, Health Options.
Are Deerfield Beach employer health plans self-funded or fully insured?
Of 24 Deerfield Beach employer plans, 12 are fully insured, 7 are self-funded and 5 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Florida
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