Miramar, Florida employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
24 employers in Miramar, Florida filed health plans with 100 or more participants for plan year 2024, covering 15,372 participants. They reported $4.1M in insurance premiums and $2.8M in broker commissions and fees. Against 2023, premiums were down 2.4% and broker pay fell 20.9%.
Funding: 10 fully insured · 2 self-funded · 12 mixed. 14 of 24 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Miramar
Miramar employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Allclear Management, Inc. | $1,853,043 | $168,572 | 160 | Alliant Insurance Services |
| Evoke Health Care Management LLC | $1,145,649 | $57,282 | 124 | Paychex Insurance Agency |
| Contact US Teleservices, Inc. | $1,091,199 | $70,154 | 138 | USI Insurance Services |
| Greenberg Traurig, P.A. | $0 | $265,815 | 5,559 | EPIC Insurance Brokers |
| The Service Companies, Inc. | $0 | $123,953 | 4,602 | USI Insurance Services |
| Kids Rehab Acquisition Inc. | $0 | $110,822 | 623 | Mercer |
| Hemmersbach US LLC | $0 | $98,479 | 514 | Sequoia |
| Integrated Home Care Acquisitions, Corp | $0 | $282,945 | 513 | Larocca & Associates |
| United Data Technologies, Inc. | $0 | $227,407 | 334 | USI Insurance Services |
| Wetherill Associates, Inc. | $0 | $116,450 | 316 | Strateben, Inc. |
| Aveva Drug Delivery Systems, Inc. | $0 | $172,317 | 261 | Gaurang Pandya |
| Arise Virtual Solutions Inc. | $0 | $128,863 | 253 | Gallagher |
| C. Davis Electric Co., Inc. | $0 | $83,725 | 232 | NFP |
| Claro Enterprise Solutions LLC | $0 | $75,405 | 214 | Gallagher |
| Aero Accessories and Repair, LLC | $0 | $52,188 | 199 | Marsh McLennan Agency |
| Genesis Global Recruiting, Inc. | $0 | $51,335 | 188 | Sentinel Insurance Agency Inc |
| Tropical Financial Credit Union | $0 | $51,628 | 182 | Marsh McLennan Agency |
| Vohra Wound Physicians | $0 | $87,649 | 175 | Acrisure |
| CPS Products, Inc. | $0 | $8,314 | 163 | RCP Alera Group, LLC |
| Propulsion Technologies International, LLC | $0 | $126,798 | 149 | USI Insurance Services |
| International Support Group LLC | $0 | $50,847 | 147 | Marsh McLennan Agency |
| Turbo Systems US Inc. | $0 | $31,853 | 122 | Mercer |
| United Tranzactions, LLC | $0 | $85,073 | 104 | USI Insurance Services |
| Obsession Operating LLC | $0 | $277,999 | 100 | USI Insurance Services |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Miramar employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| USI Insurance Services | $888,315 | 7 |
| Alliant Insurance Services | $209,475 | 2 |
| Larocca & Associates Inc | $183,199 | 1 |
| Gallagher | $170,378 | 2 |
| Marsh McLennan Agency | $151,017 | 4 |
| EPIC Insurance Brokers | $140,326 | 1 |
| Mercer | $136,473 | 2 |
| Strateben, Inc. | $116,450 | 1 |
| Sequoia | $98,479 | 1 |
| Acrisure | $95,734 | 2 |
Largest medical carriers
Medical premium written for these employers.
Miramar against Florida and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Miramar | Florida | United States | |
|---|---|---|---|
| Employer plans | 24 | 3,039 | 58,547 |
| Median commission rate | n/a | 4.6% | 3.8% |
| Middle half of rates | n/a | 3.7% – 5.2% | 2.7% – 5.0% |
| Median broker pay per employer | $93,064 | $83,531 | $72,628 |
| Medical premium per covered person | n/a | $9,849 | $7,274 |
| Plans reporting no commission | 0 | 39 | 933 |
Year over year. In plan year 2023, 21 Miramar employers reported $4.2M in premiums and $3.5M in broker pay for 22,359 participants; in 2024 it was $4.1M and $2.8M for 15,372 participants (premiums −2.4%, broker pay −20.9%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Miramar employers pay health insurance brokers?
24 Miramar employers reported $2,805,873 in broker commissions and fees on their 2024 Form 5500 filings, 24 of them disclosing at least some compensation. Too few fully insured medical plans in Miramar reported premium to compute a stable commission rate; the Florida median is 4.6% and the U.S. median is 3.8%. In dollars, the median Miramar employer that disclosed broker pay reported $93,064.
Which Miramar employers have the largest health plans?
By insurance premium reported for 2024, Allclear Management, Inc. ($1.9M), Evoke Health Care Management LLC ($1.1M), Contact US Teleservices, Inc. ($1.1M) lead. 24 Miramar employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Miramar?
By compensation reported by Miramar employers, the largest brokers are USI Insurance Services ($888,315, 7 plans), Alliant Insurance Services ($209,475, 2 plans), Larocca & Associates Inc ($183,199, 1 plans). By medical premium, the largest carriers are Blue Cross Blue Shield of Florida, Cigna Health and Life Insurance Company, Unitedhealthcare Insurance Company.
Are Miramar employer health plans self-funded or fully insured?
Of 24 Miramar employer plans, 10 are fully insured, 2 are self-funded and 12 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Florida
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