Doral, Florida employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
25 employers in Doral, Florida filed health plans with 100 or more participants for plan year 2024, covering 10,787 participants. They reported $28M in insurance premiums and $3.5M in broker commissions and fees. Against 2023, premiums were up 47.7% and broker pay rose 3.7%.
Funding: 20 fully insured · 2 self-funded · 3 mixed. 5 of 25 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Doral
Doral employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Guidewell Sanitas LLC | $17,429,327 | $156,099 | 1,921 | Tomorrows Solution, Inc. |
| Youth Co-Op, Inc. | $3,127,449 | $300,142 | 284 | Jorge L Escala |
| Med Care Centers, LLC | $2,312,826 | $125,962 | 243 | Holmes Murphy |
| Inktel Holdings Corp | $1,926,865 | $95,501 | 195 | Marsh McLennan Agency |
| American Sales and Management Organization LLC | $1,064,341 | $93,441 | 306 | Lockton |
| El Car Wash | $1,036,038 | $70,164 | 114 | RSC Insurance Brokerage Inc |
| MG Holding Group, LLC | $737,964 | $60,461 | 374 | Century Advisory Services |
| Aersale, Inc. | $376,334 | $166,427 | 620 | Mercer |
| Leon Management International, LLC | $0 | $911,464 | 2,440 | Acrisure |
| Professional Airline Services, Inc. | $0 | $143,277 | 888 | Aon |
| Hellmann Worldwide Logistics, Inc. | $0 | $108,456 | 464 | Lockton |
| Nipro Medical Corporation | $0 | $247,621 | 444 | Ocg & Associates Inc |
| Banyan Community Health Center, Inc. Aka Banyan Health Systems | $0 | $202,473 | 388 | National Agency Solutions, LLC |
| American Central Corp. | $0 | $49,265 | 315 | Pinetree Capitol LLC |
| King Ocean Agency Inc. | $0 | $142,410 | 259 | — |
| Sun Orchard LLC | $0 | $125,405 | 241 | Brown & Brown |
| Lemark Diversified Investments Corp. | $0 | $64,130 | 214 | USI Insurance Services |
| Cooper General Global Services, Inc. | $0 | $54,001 | 160 | Financial Designs Inc |
| Csa Central Inc dba Csa Group, LLC | $0 | $111,555 | 156 | HUB International |
| Italkraft LLC | $0 | $39,600 | 153 | Protocol Benefits & Insurnace, LLC |
| Loud and Live, Inc. | $0 | $83,694 | 131 | Robert Hotaling |
| Centurion Restaurant Group | $0 | $116,667 | 131 | One Insurance Services, LLC |
| 21 Air LLC | $0 | $40,280 | 117 | Gallagher |
| Millicom International Services LLC | $0 | $498 | 116 | One Resource Group |
| Motco, Inc. | $0 | — | 113 | — |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Doral employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Acrisure | $477,870 | 1 |
| OneDigital | $289,258 | 1 |
| Jorge L Escala | $229,670 | 1 |
| Lockton | $202,316 | 2 |
| Ocg & Associates Inc | $182,350 | 1 |
| Brown & Brown | $176,578 | 2 |
| Mercer | $166,427 | 1 |
| Marsh McLennan Agency | $139,072 | 3 |
| Aon | $136,117 | 2 |
| Worksite Wheelhouse | $124,896 | 1 |
Largest medical carriers
Medical premium written for these employers.
Doral against Florida and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Doral | Florida | United States | |
|---|---|---|---|
| Employer plans | 25 | 3,039 | 58,547 |
| Median commission rate | n/a | 4.6% | 3.8% |
| Middle half of rates | n/a | 3.7% – 5.2% | 2.7% – 5.0% |
| Median broker pay per employer | $110,006 | $83,531 | $72,628 |
| Medical premium per covered person | n/a | $9,849 | $7,274 |
| Plans reporting no commission | 1 | 39 | 933 |
Year over year. In plan year 2023, 25 Doral employers reported $19M in premiums and $3.4M in broker pay for 14,948 participants; in 2024 it was $28M and $3.5M for 10,787 participants (premiums +47.7%, broker pay +3.7%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Doral employers pay health insurance brokers?
25 Doral employers reported $3,508,993 in broker commissions and fees on their 2024 Form 5500 filings, 24 of them disclosing at least some compensation. Too few fully insured medical plans in Doral reported premium to compute a stable commission rate; the Florida median is 4.6% and the U.S. median is 3.8%. In dollars, the median Doral employer that disclosed broker pay reported $110,006.
Which Doral employers have the largest health plans?
By insurance premium reported for 2024, Guidewell Sanitas LLC ($17M), Youth Co-Op, Inc. ($3.1M), Med Care Centers, LLC ($2.3M) lead. 25 Doral employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Doral?
By compensation reported by Doral employers, the largest brokers are Acrisure ($477,870, 1 plans), OneDigital ($289,258, 1 plans), Jorge L Escala ($229,670, 1 plans). By medical premium, the largest carriers are Health Options, Blue Cross Blue Shield of Florida, Aetna Life Insurance Company.
Are Doral employer health plans self-funded or fully insured?
Of 25 Doral employer plans, 20 are fully insured, 2 are self-funded and 3 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Florida
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