Fort Lauderdale, Florida employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
111 employers in Fort Lauderdale, Florida filed health plans with 100 or more participants for plan year 2024, covering 110,859 participants. They reported $51M in insurance premiums and $17M in broker commissions and fees. The median broker rate on commission-paying, fully insured medical plans was 5.0% of premium, against 4.6% across Florida and 3.8% nationally. Against 2023, premiums were up 4.3% and broker pay rose 3.4%.
Funding: 51 fully insured · 30 self-funded · 30 mixed. 60 of 111 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Fort Lauderdale
Fort Lauderdale employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Greenspoon Marder LLP | $7,251,044 | $321,617 | 628 | Marsh McLennan Agency |
| Marksman Security Corporation | $4,026,141 | $525,359 | 1,994 | Lockton |
| Early Learning Coalition of Broward County, Inc. | $3,807,750 | $264,860 | 215 | Brown & Brown |
| New Team LLC | $2,838,709 | $137,145 | 361 | Marsh McLennan Agency |
| Hypower, Inc. | $2,772,285 | $235,966 | 552 | Brown & Brown |
| Potentis Capital, LLC | $2,444,308 | $157,475 | 135 | Wingate Insurance Group, Inc. |
| Resolve Marine Group, Inc. | $2,232,915 | $159,391 | 159 | Whipple and Company |
| The Berkley Group, Inc. | $2,203,769 | $159,702 | 381 | Group Benefits Consultants |
| Burgerfi International, Inc. | $2,196,225 | $128,610 | 221 | Willis Towers Watson |
| Map to Health, LLC | $2,055,863 | $154,446 | 301 | Marsh McLennan Agency |
| GQG Partners LLC | $1,851,485 | $7,142 | 163 | HUB International |
| Flyhopco LLC dba Bradford Marine | $1,670,180 | $79,949 | 146 | Henderson Brothers Inc. |
| Cruise Yacht Holdco LTD dba Ritz-Carlton Yacht Collection | $1,639,043 | $159,328 | 104 | Lockton |
| Avenger Flight Group, LLC | $1,386,123 | $83,878 | 112 | CBIZ |
| 4kids of South Florida, Inc. | $1,340,940 | $64,824 | 132 | Brown & Brown |
| R.L. Schreiber, Inc. | $1,100,468 | $73,086 | 102 | Carreras Financial Services Inc |
| CPS Graphics, Inc dba Tambourine | $1,050,042 | $72,677 | 142 | Kore Insurance Holdings, LLC |
| Robert L. Lipton, Inc. dba Lipton Toyota | $1,009,084 | $73,939 | 155 | Brown & Brown |
| The Las Olas Company | $894,232 | $654,386 | 150 | Ebs Advisors, Inc |
| Fabsouth LLC | $890,352 | $79,153 | 1,375 | Lockton |
| Uniweld Products Inc | $814,386 | $4,991 | 175 | Rda Benefits Group Inc |
| Franklin Academy Foundation, Inc. | $804,898 | $281,609 | 677 | Edify North |
| TMR Management, LLC | $780,732 | $61,011 | 129 | Marsh McLennan Agency |
| Coral Ridge Golf Course, Inc | $694,618 | $33,788 | 117 | Ebs Advisors, Inc |
| Dayton-Granger, Inc | $673,664 | $85,726 | 135 | USI Insurance Services |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Fort Lauderdale employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Marsh McLennan Agency | $2,996,290 | 17 |
| Lockton | $1,628,087 | 11 |
| Alliant Insurance Services | $1,551,444 | 7 |
| Brown & Brown | $1,319,924 | 12 |
| USI Insurance Services | $1,014,593 | 9 |
| Willis Towers Watson | $943,479 | 3 |
| Mercer | $826,343 | 8 |
| Ebs Advisors, Inc | $633,759 | 2 |
| Custom Benefits Prog Inc an Aon Co | $504,701 | 1 |
| Corporate Synergies | $411,772 | 2 |
Largest medical carriers
Medical premium written for these employers.
Fort Lauderdale against Florida and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Fort Lauderdale | Florida | United States | |
|---|---|---|---|
| Employer plans | 111 | 3,039 | 58,547 |
| Median commission rate | 5.0% (16 plans) | 4.6% | 3.8% |
| Middle half of rates | 4.4% – 5.6% | 3.7% – 5.2% | 2.7% – 5.0% |
| Median broker pay per employer | $99,758 | $83,531 | $72,628 |
| Medical premium per covered person | $10,036 | $9,849 | $7,274 |
| Plans reporting no commission | 1 | 39 | 933 |
Year over year. In plan year 2023, 117 Fort Lauderdale employers reported $49M in premiums and $17M in broker pay for 118,675 participants; in 2024 it was $51M and $17M for 110,859 participants (premiums +4.3%, broker pay +3.4%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Fort Lauderdale employers pay health insurance brokers?
111 Fort Lauderdale employers reported $17,345,383 in broker commissions and fees on their 2024 Form 5500 filings, 107 of them disclosing at least some compensation. Among 16 commission-paying, fully insured medical plans, the median broker rate was 5.0% of premium, 0.4 points above the Florida median of 4.6% and 1.2 points above the U.S. median of 3.8%. In dollars, the median Fort Lauderdale employer that disclosed broker pay reported $99,758.
Which Fort Lauderdale employers have the largest health plans?
By insurance premium reported for 2024, Greenspoon Marder LLP ($7.3M), Marksman Security Corporation ($4.0M), Early Learning Coalition of Broward County, Inc. ($3.8M) lead. 25 Fort Lauderdale employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Fort Lauderdale?
By compensation reported by Fort Lauderdale employers, the largest brokers are Marsh McLennan Agency ($3.0M, 17 plans), Lockton ($1.6M, 11 plans), Alliant Insurance Services ($1.6M, 7 plans). By medical premium, the largest carriers are Blue Cross Blue Shield of Florida, Cigna Health and Life Insurance Company, Health Options.
Are Fort Lauderdale employer health plans self-funded or fully insured?
Of 111 Fort Lauderdale employer plans, 51 are fully insured, 30 are self-funded and 30 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Florida
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