Winter Park, Florida employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
24 employers in Winter Park, Florida filed health plans with 100 or more participants for plan year 2024, covering 13,550 participants. They reported $35M in insurance premiums and $3.2M in broker commissions and fees. Against 2023, premiums were down 14.7% and broker pay fell 10.0%.
Funding: 7 fully insured · 9 self-funded · 8 mixed. 17 of 24 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Winter Park
Winter Park employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Florida Bankers Health Consortium, Inc | $24,322,254 | $429,656 | 2,233 | HUB International |
| Ciel Senior Living | $2,883,421 | $161,927 | 599 | Baggett Financial Services LLC |
| Easter Seals Florida, Inc. | $2,118,216 | $77,790 | 192 | Ventura & Smith |
| Winter Park Imports | $1,245,106 | $93,207 | 229 | Alliant Insurance Services |
| Dipasqua Enterprises | $1,060,308 | $74,014 | 114 | USI Insurance Services |
| Trinity Preparatory School of Florida, Inc. | $901,797 | $58,594 | 115 | HUB International |
| Artistry Restaurants, LLC | $830,542 | $65,388 | 382 | Insurance Office of America |
| Interlachen Country Club, Inc. | $775,252 | $55,825 | 122 | HUB International |
| Metro Corral Partners, LLC | $726,348 | $62,390 | 126 | Brown & Brown |
| Ama Consulting Group Benefit Plan | $568,406 | $52,719 | 239 | 360 Wealth & Benefits |
| Gale Healthcare Solutions | $13,421 | $47,143 | 178 | Acrisure |
| Vinci Construction USA | $0 | $451,097 | 2,709 | Mercer |
| Full Sail, LLC | $0 | $408,844 | 2,515 | OneDigital |
| Foundation Partners Group LLC | $0 | $440,625 | 1,274 | Hylant |
| Automotive Services Network, Inc. | $0 | $116,315 | 512 | Brown & Brown |
| RSR Group,inc. | $0 | $75,937 | 401 | Marsh McLennan Agency |
| Dsi Management, LLC | $0 | $100,919 | 369 | Marsh McLennan Agency |
| The Dingman Group, Inc. | $0 | $60,683 | 212 | Marsh McLennan Agency |
| 4r Restaurant Group, LLC | $0 | $20,951 | 208 | Fringe Benefit Plans, Inc |
| Mayflower Retirement Center, Inc. | $0 | $99,394 | 202 | Hylant |
| Hillpointe Corporate Management, LLC | $0 | $168,509 | 202 | Acrisure |
| Dynamic Resource Group, LLC | $0 | $32,737 | 197 | Brown & Brown |
| MPS North America, LLC | $0 | $17,885 | 120 | Acrisure |
| The Ear, Nose & Throat Plastic Surgery Assc. PA | $0 | $17,262 | 100 | Brown & Brown |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Winter Park employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Hylant | $540,021 | 2 |
| Mercer | $449,774 | 1 |
| HUB International | $361,343 | 4 |
| OneDigital | $245,871 | 1 |
| Brown & Brown | $234,150 | 7 |
| Marsh McLennan Agency | $199,626 | 4 |
| Digital Benefit Advisors | $158,197 | 1 |
| Trust Management Group dba Select | $146,620 | 1 |
| Alliant Insurance Services | $138,074 | 2 |
| Acrisure | $134,678 | 3 |
Largest medical carriers
Medical premium written for these employers.
Winter Park against Florida and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Winter Park | Florida | United States | |
|---|---|---|---|
| Employer plans | 24 | 3,039 | 58,547 |
| Median commission rate | n/a | 4.6% | 3.8% |
| Middle half of rates | n/a | 3.7% – 5.2% | 2.7% – 5.0% |
| Median broker pay per employer | $74,976 | $83,531 | $72,628 |
| Medical premium per covered person | n/a | $9,849 | $7,274 |
| Plans reporting no commission | 1 | 39 | 933 |
Year over year. In plan year 2023, 26 Winter Park employers reported $42M in premiums and $3.5M in broker pay for 15,624 participants; in 2024 it was $35M and $3.2M for 13,550 participants (premiums −14.7%, broker pay −10.0%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Winter Park employers pay health insurance brokers?
24 Winter Park employers reported $3,189,811 in broker commissions and fees on their 2024 Form 5500 filings, 24 of them disclosing at least some compensation. Too few fully insured medical plans in Winter Park reported premium to compute a stable commission rate; the Florida median is 4.6% and the U.S. median is 3.8%. In dollars, the median Winter Park employer that disclosed broker pay reported $74,976.
Which Winter Park employers have the largest health plans?
By insurance premium reported for 2024, Florida Bankers Health Consortium, Inc ($24M), Ciel Senior Living ($2.9M), Easter Seals Florida, Inc. ($2.1M) lead. 24 Winter Park employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Winter Park?
By compensation reported by Winter Park employers, the largest brokers are Hylant ($540,021, 2 plans), Mercer ($449,774, 1 plans), HUB International ($361,343, 4 plans). By medical premium, the largest carriers are Blue Cross Blue Shield of Florida, Arkansas Blue Cross and Blue Shield, Cigna.
Are Winter Park employer health plans self-funded or fully insured?
Of 24 Winter Park employer plans, 7 are fully insured, 9 are self-funded and 8 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Florida
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