Sunrise, Florida employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
27 employers in Sunrise, Florida filed health plans with 100 or more participants for plan year 2024, covering 24,681 participants. They reported $6.7M in insurance premiums and $4.3M in broker commissions and fees. Against 2023, premiums were up 10.9% and broker pay rose 11.0%.
Funding: 9 fully insured · 6 self-funded · 12 mixed. 18 of 27 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Sunrise
Sunrise employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Sunrise Sports & Entertainment | $2,373,360 | $4,320 | 324 | Gallagher |
| Acg BBQ LLC | $1,134,841 | $64,795 | 166 | Aon |
| Arc Broward, Inc. | $1,016,017 | $53,495 | 238 | Marsh McLennan Agency |
| Sawgrass Ford, Inc. | $929,364 | $60,317 | 124 | USI Insurance Services |
| Right Way Plumbing, Inc. | $781,162 | $53,506 | 151 | Employee Benefit Advisors LLC |
| Brightstar Credit Union | $280,897 | $25,596 | 161 | OneDigital |
| Atlantic Southern Paving & Sealcoating LLC | $175,449 | $239,644 | 516 | Cundy, Inc. |
| Pet Supermarket, Inc. | $42,349 | $118,755 | 973 | Mercer |
| Alphastaff, Inc. | $0 | $1,000,930 | 7,091 | Insight Business & Ins Solutions |
| PMG Services, Inc. | $0 | $412,513 | 5,901 | Gallagher |
| Management Health Systems, LLC | $0 | $251,337 | 2,554 | Mercer |
| Jazwares, LLC | $0 | $170,424 | 827 | Mercer |
| Alliance Entertainment, LLC | $0 | $65,925 | 811 | Alliant Insurance Services |
| Rick Case Enterprises Inc | $0 | $283,029 | 722 | USI Insurance Services |
| G.L. Homes of Florida Corporation | $0 | $44,380 | 611 | Insurance Office of America |
| Enhance Operating, LLC | $0 | $170,410 | 574 | USI Insurance Services |
| Terumo Aortic | $0 | $58,062 | 387 | Mercer |
| Steven Douglas Associates, Inc. | $0 | $206,166 | 338 | Risk Strategies Companies |
| Sunshine Restaurant Merger Sub LLC | $0 | $168,390 | 329 | Aon |
| Watches of Switzerland (nevada) LLC | $0 | $26,784 | 312 | Hilb Group of New England, LLC |
| Peak6 Insurtech Services, LLC | $0 | $82,414 | 277 | Lockton |
| Tropic Supply, Inc. | $0 | $198,869 | 266 | Whipple & Company, an Alera GRP Agy |
| Mayors Jewelers Inc | $0 | $147,161 | 258 | Marsh McLennan Agency |
| Landau & Associates, P. A. | $0 | $68,307 | 222 | The Meltzer Group, Inc |
| Medical Air Services Association, Inc. | $0 | $185,207 | 201 | Brown & Brown |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Sunrise employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Mercer | $581,057 | 4 |
| Insight Business & Ins Solutions | $568,174 | 1 |
| Gallagher | $552,479 | 4 |
| USI Insurance Services | $545,948 | 4 |
| Marsh McLennan Agency | $334,945 | 5 |
| Cundy, Inc. | $223,073 | 1 |
| HUB International | $191,712 | 1 |
| Aon | $185,351 | 3 |
| Whipple & Company, an Alera GRP Agy | $173,547 | 1 |
| Brown & Brown | $170,806 | 2 |
Largest medical carriers
Medical premium written for these employers.
Sunrise against Florida and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Sunrise | Florida | United States | |
|---|---|---|---|
| Employer plans | 27 | 3,039 | 58,547 |
| Median commission rate | n/a | 4.6% | 3.8% |
| Middle half of rates | n/a | 3.7% – 5.2% | 2.7% – 5.0% |
| Median broker pay per employer | $88,074 | $83,531 | $72,628 |
| Medical premium per covered person | n/a | $9,849 | $7,274 |
| Plans reporting no commission | 1 | 39 | 933 |
Year over year. In plan year 2023, 26 Sunrise employers reported $6.1M in premiums and $3.8M in broker pay for 25,511 participants; in 2024 it was $6.7M and $4.3M for 24,681 participants (premiums +10.9%, broker pay +11.0%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Sunrise employers pay health insurance brokers?
27 Sunrise employers reported $4,272,796 in broker commissions and fees on their 2024 Form 5500 filings, 27 of them disclosing at least some compensation. Too few fully insured medical plans in Sunrise reported premium to compute a stable commission rate; the Florida median is 4.6% and the U.S. median is 3.8%. In dollars, the median Sunrise employer that disclosed broker pay reported $88,074.
Which Sunrise employers have the largest health plans?
By insurance premium reported for 2024, Sunrise Sports & Entertainment ($2.4M), Acg BBQ LLC ($1.1M), Arc Broward, Inc. ($1.0M) lead. 25 Sunrise employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Sunrise?
By compensation reported by Sunrise employers, the largest brokers are Mercer ($581,057, 4 plans), Insight Business & Ins Solutions ($568,174, 1 plans), Gallagher ($552,479, 4 plans). By medical premium, the largest carriers are Blue Cross Blue Shield of Florida, Health Options, Curative Insurance Company.
Are Sunrise employer health plans self-funded or fully insured?
Of 27 Sunrise employer plans, 9 are fully insured, 6 are self-funded and 12 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Florida
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