Tallahassee, Florida employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
33 employers in Tallahassee, Florida filed health plans with 100 or more participants for plan year 2024, covering 18,280 participants. They reported $21M in insurance premiums and $3.9M in broker commissions and fees. Against 2023, premiums were down 30.3% and broker pay fell 1.7%.
Funding: 12 fully insured · 9 self-funded · 12 mixed. 21 of 33 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Tallahassee
Tallahassee employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Big Bend Community Based Care, Inc. | $3,482,386 | $148,155 | 128 | Garden Street Insurance, Inc |
| Roberts and Roberts, Inc | $3,413,207 | $85,330 | 170 | Earl Bacon Agency, Inc |
| Tallahassee Memorial Healthcare, Inc. | $2,780,577 | $608,655 | 3,787 | Wingate Insurance Group, Inc. |
| Rei Holding Company | $2,021,516 | $128,921 | 273 | James Campbell & Associates |
| McCi, LLC | $1,687,005 | $106,814 | 171 | Advocate, Inc. |
| Institute for Intergovernmental Research, Inc. | $1,376,254 | $151,510 | 201 | FBMC Benefits Management, Inc |
| Indelible Management Solutions, Inc. | $1,335,295 | $96,416 | 150 | Gallagher |
| Thomas Howell Ferguson, P.A. | $1,240,794 | $110,055 | 128 | Employee Benefits Consultants, Inc |
| Syn-Tech Systems, Inc. | $1,192,716 | $127,156 | 179 | HUB International |
| Envision Credit Union | $965,059 | $118,993 | 260 | Bridget Fazzolara |
| North Florida Medical Centers, Inc. | $495,252 | $89,435 | 133 | Higginbotham |
| Mainline Information Systems | $424,934 | $18,879 | 368 | Wingate Insurance Group, Inc. |
| Tallahassee Primary Care Associates PA | $269,873 | $18,148 | 161 | FBMC Benefits |
| Twin Oaks Juvenile Development, Inc. | $263,708 | $48,717 | 160 | Brown & Brown |
| Radiology Assoc of Tallahassee, PA | $27,299 | $119,681 | 266 | Brown & Brown |
| C.W. Roberts Contracting, Inc. | $25,974 | $192,273 | 1,045 | Marsh McLennan Agency |
| Trulieve | $0 | $486,147 | 4,751 | USI Insurance Services |
| SR Companies, LLC | $0 | $70,957 | 1,574 | Marsh McLennan Agency |
| Capital City Bank Group, Inc | $0 | $297,172 | 780 | Gallagher |
| Ers Parent, LLC | $0 | $157,090 | 546 | HUB International |
| Apalachee Center, Inc. | $0 | $188,346 | 493 | Samuel Rogers |
| Capital Health Plan, Inc | $0 | $59,739 | 462 | Allinace FNCL & Ins Agcy LLC |
| Tallahassee Orthopedic Clinic Iii | $0 | $46,645 | 398 | Michael Gardi |
| Brandt Information Services, LLC | $0 | $182,585 | 253 | Alliant Insurance Services |
| Bobbin Trace Automotive, LLC | $0 | $25,477 | 235 | Brown & Brown |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Tallahassee employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Wingate Insurance Group, Inc. | $540,138 | 2 |
| USI Insurance Services | $429,661 | 2 |
| Gallagher | $324,483 | 2 |
| HUB International | $254,871 | 3 |
| Marsh McLennan Agency | $229,228 | 2 |
| Brown & Brown | $217,993 | 7 |
| Alliant Insurance Services | $182,585 | 1 |
| James Campbell & Associates | $125,227 | 1 |
| Samuel Rogers | $116,751 | 1 |
| Garden Street Insurance Inc | $108,672 | 1 |
Largest medical carriers
Medical premium written for these employers.
Tallahassee against Florida and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Tallahassee | Florida | United States | |
|---|---|---|---|
| Employer plans | 33 | 3,039 | 58,547 |
| Median commission rate | n/a | 4.6% | 3.8% |
| Middle half of rates | n/a | 3.7% – 5.2% | 2.7% – 5.0% |
| Median broker pay per employer | $89,435 | $83,531 | $72,628 |
| Medical premium per covered person | $13,843 | $9,849 | $7,274 |
| Plans reporting no commission | 0 | 39 | 933 |
Year over year. In plan year 2023, 30 Tallahassee employers reported $30M in premiums and $4.0M in broker pay for 19,493 participants; in 2024 it was $21M and $3.9M for 18,280 participants (premiums −30.3%, broker pay −1.7%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Tallahassee employers pay health insurance brokers?
33 Tallahassee employers reported $3,921,679 in broker commissions and fees on their 2024 Form 5500 filings, 33 of them disclosing at least some compensation. Too few fully insured medical plans in Tallahassee reported premium to compute a stable commission rate; the Florida median is 4.6% and the U.S. median is 3.8%. In dollars, the median Tallahassee employer that disclosed broker pay reported $89,435.
Which Tallahassee employers have the largest health plans?
By insurance premium reported for 2024, Big Bend Community Based Care, Inc. ($3.5M), Roberts and Roberts, Inc ($3.4M), Tallahassee Memorial Healthcare, Inc. ($2.8M) lead. 25 Tallahassee employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Tallahassee?
By compensation reported by Tallahassee employers, the largest brokers are Wingate Insurance Group, Inc. ($540,138, 2 plans), USI Insurance Services ($429,661, 2 plans), Gallagher ($324,483, 2 plans). By medical premium, the largest carriers are Blue Cross Blue Shield of Florida, Blue Cross Blue Sheild of Florida, Health Options.
Are Tallahassee employer health plans self-funded or fully insured?
Of 33 Tallahassee employer plans, 12 are fully insured, 9 are self-funded and 12 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Florida
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