Pembroke Pines, Florida employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
22 employers in Pembroke Pines, Florida filed health plans with 100 or more participants for plan year 2024, covering 32,460 participants. They reported $2.2M in insurance premiums and $773,882 in broker commissions and fees. Against 2023, premiums were down 77.7% and broker pay rose 122.2%.
Funding: 1 fully insured · 11 self-funded · 10 mixed. 21 of 22 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Pembroke Pines
Pembroke Pines employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Pembroke Pines employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Marsh McLennan Agency | $271,374 | 1 |
| Gallagher | $179,433 | 2 |
| Gis Benefits Inc | $100,261 | 1 |
| USI Insurance Services | $86,664 | 1 |
| Boon-Chapman, Inc. | $37,057 | 1 |
| All Atlantic Benefits LLC | $35,141 | 1 |
| Brown & Brown | $25,785 | 2 |
| Centro Benefits Research LLC | $5,090 | 1 |
| Amwins Group Benefits, LLC | $4,402 | 2 |
| Nsi Insurance Group LLC | $4,337 | 1 |
Largest medical carriers
Medical premium written for these employers.
Pembroke Pines against Florida and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Pembroke Pines | Florida | United States | |
|---|---|---|---|
| Employer plans | 22 | 3,039 | 58,547 |
| Median commission rate | n/a | 4.6% | 3.8% |
| Middle half of rates | n/a | 3.7% – 5.2% | 2.7% – 5.0% |
| Median broker pay per employer | $40,537 | $83,531 | $72,628 |
| Medical premium per covered person | n/a | $9,849 | $7,274 |
| Plans reporting no commission | 0 | 39 | 933 |
Year over year. In plan year 2023, 22 Pembroke Pines employers reported $10M in premiums and $348,223 in broker pay for 30,803 participants; in 2024 it was $2.2M and $773,882 for 32,460 participants (premiums −77.7%, broker pay +122.2%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Pembroke Pines employers pay health insurance brokers?
22 Pembroke Pines employers reported $773,882 in broker commissions and fees on their 2024 Form 5500 filings, 8 of them disclosing at least some compensation. Too few fully insured medical plans in Pembroke Pines reported premium to compute a stable commission rate; the Florida median is 4.6% and the U.S. median is 3.8%. In dollars, the median Pembroke Pines employer that disclosed broker pay reported $40,537.
Which Pembroke Pines employers have the largest health plans?
By insurance premium reported for 2024, Power Financial Credit Union ($1.5M), Ces Consultants, Inc. ($791,458), UFCW Local 1000 and Kroger Dallas Health & Welfare Fund ($0) lead. 22 Pembroke Pines employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Pembroke Pines?
By compensation reported by Pembroke Pines employers, the largest brokers are Marsh McLennan Agency ($271,374, 1 plans), Gallagher ($179,433, 2 plans), Gis Benefits Inc ($100,261, 1 plans). By medical premium, the largest carriers are Health Options, Cigna Health and Life Insurance Company, Blue Cross Blue Shield of Florida.
Are Pembroke Pines employer health plans self-funded or fully insured?
Of 22 Pembroke Pines employer plans, 1 are fully insured, 11 are self-funded and 10 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Florida
Is your company on this page? Get its Form 5500 read next to the Pembroke Pines, Florida medians.
Tell us the company and a specialist writes up what the public Form 5500 record shows for it, if it files one: broker pay against the medians above, fee disclosure and filing timeliness, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.