BenefitsLedger
City · Plan year 2024 · Form 5500

Aurora, Illinois employer health plans: what they cost and who gets paid

Updated plan year 2024, the most recent complete year

30 employers in Aurora, Illinois filed health plans with 100 or more participants for plan year 2024, covering 17,706 participants. They reported $9.3M in insurance premiums and $2.5M in broker commissions and fees. Against 2023, premiums were up 152.0% and broker pay fell 2.7%.

Employer plans
30
17,706 participants
Premiums
$9.3M
+152.0% vs 2023
Broker pay
$2.5M
−2.7% vs 2023 · 26 disclosed
Median rate
n/a
too few insured medical plans

Funding: 6 fully insured · 10 self-funded · 14 mixed. 24 of 30 plans pay at least some medical claims from the employer's own assets.

Largest employer health plans in Aurora

Aurora employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.

EmployerPremiumsBroker payParticipantsTop broker
Old Second Bancorp, Inc.$9,124,975$109,662833Alliant Insurance Services
Osi Industries, LLC$86,648$40,6772,708Gallagher
Cordogan Clark & Associates, Inc.$82,691$66,942113HUB International
Copley Memorial Hospital$0$185,6322,696Weiner Insurance, Inc.
Sonova U.S. Corporate Services, LLC$0$49,1422,072Willis Towers Watson
Painters District Council No. 30 Health and Welfare Fund$0—1,293—
Andy Frain Services$0$78,784852HUB International
Mitutoyo America Corporation$0$82,152832360 Benefits LLC
Hanchett Paper Company dba Shorr Packaging Corp.$0$91,516615Brown & Brown
Association for Individual Development$0$117,550469Gallagher
Freudenberg Household Products, LP$0$4,460467Willis Towers Watson
Tangent Technologies LLC$0$210,238462Alliant Insurance Services
Aurora University$0$221,655419Willis Towers Watson
Vna Health Care$0$196,496386Stumm Insurance LLC
Engineering Systems Inc$0$92,392374EPIC Insurance Brokers
Atmi Precast, Inc.$0$171,989339Marsh McLennan Agency
Alarm Detection Systems, Inc.$0$142,790323The Horton Group
The Mizar Holding Company$0$63,721318—
Military Deli & Bakery Services, Inc.$0—304—
Aftermath Services LLC$0$55,336261Mercer
Lyon, LLC$0$18,630254Cottingham & Butler Ins Services in
Barton Staffing Solutions, Inc.$0—221—
Peerless Industries, Inc.$0$28,296218Marsh McLennan Agency
Aurora-Naperville Enterprises, Inc.$0$84,214213GCG Financial, LLC.
Grand Dental Associates, PC$0$61,803123Stumm Insurance, LLC

Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.

Who gets paid

Commissions and fees reported by Aurora employers, with the number of employer plans naming each broker.

BrokerCommissions + feesPlans
Alliant Insurance Services$376,3553
Willis Towers Watson$247,4133
Stumm Insurance LLC$242,7272
Marsh McLennan Agency$242,3145
The Horton Group Inc.$195,9962
Gallagher$158,2272
HUB International$142,0242
Weiner Benefits Group LLC$132,7411
Mercer$100,1152
Brown & Brown$91,5161

Largest medical carriers

Medical premium written for these employers.

Aurora against Illinois and the U.S.

Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.

AuroraIllinoisUnited States
Employer plans302,83158,547
Median commission raten/a1.5%3.8%
Middle half of ratesn/a0.4% – 3.1%2.7% – 5.0%
Median broker pay per employer$81,706$85,899$72,628
Medical premium per covered personn/a$6,708$7,274
Plans reporting no commission030933

Year over year. In plan year 2023, 33 Aurora employers reported $3.7M in premiums and $2.6M in broker pay for 119,769 participants; in 2024 it was $9.3M and $2.5M for 17,706 participants (premiums +152.0%, broker pay −2.7%).

Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.

How much do Aurora employers pay health insurance brokers?

30 Aurora employers reported $2,508,374 in broker commissions and fees on their 2024 Form 5500 filings, 26 of them disclosing at least some compensation. Too few fully insured medical plans in Aurora reported premium to compute a stable commission rate; the Illinois median is 1.5% and the U.S. median is 3.8%. In dollars, the median Aurora employer that disclosed broker pay reported $81,706.

Which Aurora employers have the largest health plans?

By insurance premium reported for 2024, Old Second Bancorp, Inc. ($9.1M), Osi Industries, LLC ($86,648), Cordogan Clark & Associates, Inc. ($82,691) lead. 25 Aurora employers are listed on this page; every employer in the record has its own page.

Which brokers and carriers are paid the most in Aurora?

By compensation reported by Aurora employers, the largest brokers are Alliant Insurance Services ($376,355, 3 plans), Willis Towers Watson ($247,413, 3 plans), Stumm Insurance LLC ($242,727, 2 plans). By medical premium, the largest carriers are Bluecross Blueshield of Illinois, Kaiser Foundation Health Plan of Colorado, Dearborn Life Insurance Company.

Are Aurora employer health plans self-funded or fully insured?

Of 30 Aurora employer plans, 6 are fully insured, 10 are self-funded and 14 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.

Other cities in Illinois

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