Carol Stream, Illinois employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
17 employers in Carol Stream, Illinois filed health plans with 100 or more participants for plan year 2024, covering 6,428 participants. They reported $8.1M in insurance premiums and $1.2M in broker commissions and fees. Against 2023, premiums were up 51.5% and broker pay rose 32.3%.
Funding: 5 fully insured · 2 self-funded · 10 mixed. 12 of 17 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Carol Stream
Carol Stream employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| A.J. Antunes & Co. | $3,689,487 | $6,473 | 237 | Truenorth Companies, L.C. |
| American Litho, Inc. | $2,176,513 | $201,722 | 332 | Gallagher |
| MT Intermediate Holdings, LLC | $1,959,072 | $146,277 | 201 | Colleen M Roos |
| Soteria Flexibles Corporation | $232,359 | $32,622 | 313 | GCG Financial, LLC |
| Kik International LLC | $0 | $16,330 | 2,197 | Lockton |
| Prinova US LLC | $0 | $36,277 | 927 | Marsh McLennan Agency |
| Caputo's New Farm Produce - Addison, Inc | $0 | $95,677 | 644 | GCG Financial LLC |
| Tyndale House Ministries | $0 | $8,630 | 246 | Connor & Gallagher Benefits |
| Prince Industries LLC | $0 | $109,067 | 212 | Gallagher |
| Corecentric Solutions, Inc | $0 | $35,510 | 203 | HUB International |
| Standfast Group | $0 | $109,437 | 197 | Connor & Gallagher Benefit Services |
| Packaging Personified Inc | $0 | $65,809 | 158 | Brown & Brown |
| Metals Technology Corporation | $0 | $35,052 | 126 | The Horton Group, Inc. |
| Concordia Wireless, Inc. | $0 | $89,022 | 120 | Alliant Insurance Services |
| Swiss Steel USA, Inc. | $0 | $78,791 | 110 | Marsh McLennan Agency |
| Frain Industries, Inc. | $0 | $57,117 | 105 | The Horton Group, Inc. |
| Shipfusion Inc | $0 | $52,049 | 100 | RSC Insurance Brokerage Inc |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Carol Stream employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Gallagher | $254,922 | 2 |
| GCG Financial LLC | $162,016 | 3 |
| Colleen M Roos | $125,176 | 1 |
| Connor & Gallagher Benefits Service | $118,067 | 2 |
| Marsh McLennan Agency | $114,894 | 4 |
| Alliant Insurance Services | $87,123 | 1 |
| The Horton Group Inc. | $84,646 | 2 |
| Brown & Brown | $65,809 | 1 |
| RSC Insurance Brokerage, Inc. | $39,914 | 1 |
| HUB International | $34,924 | 2 |
Largest medical carriers
Medical premium written for these employers.
Carol Stream against Illinois and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Carol Stream | Illinois | United States | |
|---|---|---|---|
| Employer plans | 17 | 2,831 | 58,547 |
| Median commission rate | n/a | 1.5% | 3.8% |
| Middle half of rates | n/a | 0.4% – 3.1% | 2.7% – 5.0% |
| Median broker pay per employer | $57,117 | $85,899 | $72,628 |
| Medical premium per covered person | n/a | $6,708 | $7,274 |
| Plans reporting no commission | 0 | 30 | 933 |
Year over year. In plan year 2023, 17 Carol Stream employers reported $5.3M in premiums and $889,052 in broker pay for 7,542 participants; in 2024 it was $8.1M and $1.2M for 6,428 participants (premiums +51.5%, broker pay +32.3%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Carol Stream employers pay health insurance brokers?
17 Carol Stream employers reported $1,175,862 in broker commissions and fees on their 2024 Form 5500 filings, 17 of them disclosing at least some compensation. Too few fully insured medical plans in Carol Stream reported premium to compute a stable commission rate; the Illinois median is 1.5% and the U.S. median is 3.8%. In dollars, the median Carol Stream employer that disclosed broker pay reported $57,117.
Which Carol Stream employers have the largest health plans?
By insurance premium reported for 2024, A.J. Antunes & Co. ($3.7M), American Litho, Inc. ($2.2M), MT Intermediate Holdings, LLC ($2.0M) lead. 17 Carol Stream employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Carol Stream?
By compensation reported by Carol Stream employers, the largest brokers are Gallagher ($254,922, 2 plans), GCG Financial LLC ($162,016, 3 plans), Colleen M Roos ($125,176, 1 plans). By medical premium, the largest carriers are Bluecross Blueshield of Illinois, Security Health Plan of Wisconsin, Inc., Metropolitan Life Insurance Company.
Are Carol Stream employer health plans self-funded or fully insured?
Of 17 Carol Stream employer plans, 5 are fully insured, 2 are self-funded and 10 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Illinois
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