Lincolnshire, Illinois employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
18 employers in Lincolnshire, Illinois filed health plans with 100 or more participants for plan year 2024, covering 24,619 participants. They reported $0 in insurance premiums and $2.8M in broker commissions and fees. Against 2023, premiums were unchanged and broker pay fell 46.6%.
Funding: 6 fully insured · 5 self-funded · 7 mixed. 12 of 18 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Lincolnshire
Lincolnshire employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| CWGS Group, LLC | $0 | $143,252 | 12,715 | Strategic Non-Medical Solutions LLC |
| Zebra Technologies Corporation | $0 | $926,723 | 4,416 | Aon |
| Hydraforce, Inc. | $0 | $192,175 | 1,590 | Willis Towers Watson |
| Zah Group, Inc. | $0 | $151,649 | 1,481 | USI Insurance Services |
| Sysmex America, Inc. | $0 | $155,671 | 1,289 | Marsh McLennan Agency |
| Kauffman Engineering, LLC | $0 | $28,813 | 544 | USI Insurance Services |
| TDK Corporation of America | $0 | $269,547 | 404 | Gallagher |
| Premier Staffing Company, Inc. | $0 | $148,190 | 380 | Gallagher |
| Sedgebrook Opco (sl-Vii), LLC | $0 | $178,621 | 339 | Orma Rinehart Smith |
| Manhard Consulting, LTD. | $0 | $147,293 | 336 | HUB International |
| Nexus Pharmaceuticals, Inc. | $0 | — | 190 | — |
| Mowery & Schoenfeld, LLC | $0 | $60,542 | 166 | Associated Agencies, Inc. |
| 95 Percent Group | $0 | $16,832 | 161 | HUB International |
| Rfmbg Lincolnshire LLC | $0 | $50,859 | 139 | Lasalle Benefits LLC |
| Kovitz, Shifrin, Nesbit | $0 | $112,410 | 132 | Lockton |
| Kubota Engine America Corporation | $0 | $37,337 | 124 | Lockton |
| Interior Investments LLC | $0 | $86,667 | 113 | Truenorth Companies, L.C. |
| J R Carlson Laboratories | $0 | $55,410 | 100 | Gallagher |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Lincolnshire employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Gallagher | $473,209 | 4 |
| Aon | $439,643 | 1 |
| Custom Benefits Program Inc | $278,054 | 1 |
| Management Compensation Group South | $183,672 | 1 |
| USI Insurance Services | $179,227 | 2 |
| HUB International | $161,162 | 3 |
| Willis Towers Watson | $156,939 | 1 |
| Marsh McLennan Agency | $155,671 | 1 |
| Lockton | $137,228 | 2 |
| Orma Rinehart Smith | $129,672 | 1 |
Largest medical carriers
Medical premium written for these employers.
Lincolnshire against Illinois and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Lincolnshire | Illinois | United States | |
|---|---|---|---|
| Employer plans | 18 | 2,831 | 58,547 |
| Median commission rate | n/a | 1.5% | 3.8% |
| Middle half of rates | n/a | 0.4% – 3.1% | 2.7% – 5.0% |
| Median broker pay per employer | $143,252 | $85,899 | $72,628 |
| Medical premium per covered person | n/a | $6,708 | $7,274 |
| Plans reporting no commission | 0 | 30 | 933 |
Year over year. In plan year 2023, 20 Lincolnshire employers reported $6.4M in premiums and $5.2M in broker pay for 58,410 participants; in 2024 it was $0 and $2.8M for 24,619 participants (broker pay −46.6%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Lincolnshire employers pay health insurance brokers?
18 Lincolnshire employers reported $2,761,991 in broker commissions and fees on their 2024 Form 5500 filings, 17 of them disclosing at least some compensation. Too few fully insured medical plans in Lincolnshire reported premium to compute a stable commission rate; the Illinois median is 1.5% and the U.S. median is 3.8%. In dollars, the median Lincolnshire employer that disclosed broker pay reported $143,252.
Which Lincolnshire employers have the largest health plans?
By insurance premium reported for 2024, CWGS Group, LLC ($0), Zebra Technologies Corporation ($0), Hydraforce, Inc. ($0) lead. 18 Lincolnshire employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Lincolnshire?
By compensation reported by Lincolnshire employers, the largest brokers are Gallagher ($473,209, 4 plans), Aon ($439,643, 1 plans), Custom Benefits Program Inc ($278,054, 1 plans). By medical premium, the largest carriers are Bluecross Blueshield of Illinois, Unitedhealthcare Insurance Company, Cigna Health and Life Insurance Company.
Are Lincolnshire employer health plans self-funded or fully insured?
Of 18 Lincolnshire employer plans, 6 are fully insured, 5 are self-funded and 7 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Illinois
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