Champaign, Illinois employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
23 employers in Champaign, Illinois filed health plans with 100 or more participants for plan year 2024, covering 7,117 participants. They reported $2.2M in insurance premiums and $1.7M in broker commissions and fees. Against 2023, premiums were down 62.1% and broker pay rose 0.5%.
Funding: 5 fully insured · 4 self-funded · 14 mixed. 18 of 23 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Champaign
Champaign employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| GDM Seeds, Inc | $2,122,847 | $134,148 | 190 | Boon-Chapman Benefit Admin., Inc. |
| Vesuvius USA Corporation | $62,286 | $65,623 | 1,005 | Custom Benefit Programs |
| First Busey Corporation | $0 | $210,198 | 1,443 | Lockton |
| Christie Business Holding Company, P.C. | $0 | $42,995 | 670 | Lockton |
| Wolfram Research Inc | $0 | $92,534 | 405 | AssuredPartners |
| Birkey's Farm Store Inc | $0 | $47,107 | 343 | AssuredPartners |
| Horizon Hobby, LLC | $0 | $16,032 | 321 | AssuredPartners |
| Kirby Foods, Inc. | $0 | $144,051 | 292 | Lockton |
| Pavlov Media, Inc. | $0 | $165,823 | 290 | USI Insurance Services |
| College Fresh | $0 | $89,168 | 268 | The Horton Group, Inc. |
| Health Services Consultants Inc | $0 | $72,100 | 199 | USI Insurance Services |
| Advanced Filtration Systems Inc | $0 | $34,027 | 169 | Robert A. Brock |
| Left Lane Auto | $0 | $102,189 | 169 | Hilb Group of Indiana |
| University of Illinois Community Credit Union | $0 | $83,181 | 167 | James R. Nelligan & Associates LLC |
| Developmental Services Center, Inc. | $0 | $57,562 | 164 | Jason Jared |
| Human Kinetics Inc | $0 | $80,814 | 158 | Barham Benefit Group |
| Ramclean 2 Inc. | $0 | $14,411 | 143 | Hilb Group of Indiana |
| Litania Sports Group, Inc. | $0 | $37,590 | 131 | HUB International |
| Fairlawn Management, Inc. | $0 | $15,069 | 126 | Gallagher |
| Poly Conversions | $0 | $29,382 | 126 | Marsh McLennan Agency |
| Lanz Heating & Cooling, Inc. | $0 | $49,089 | 119 | AssuredPartners |
| Premier Cooperative, Inc. | $0 | $13,558 | 117 | USI Insurance Services |
| Clifford-Jacobs Forging Company | $0 | $84,047 | 102 | AssuredPartners |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Champaign employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Lockton | $392,175 | 3 |
| AssuredPartners | $281,223 | 6 |
| USI Insurance Services | $251,632 | 4 |
| Hilb Group of Indiana | $121,669 | 3 |
| The Horton Group Inc. | $88,057 | 1 |
| Custom Benefit Programs Inc | $57,272 | 1 |
| Barham Benefit Group | $46,696 | 1 |
| Jason Jared | $46,074 | 1 |
| Boon Chapman Benefit Admin | $39,140 | 1 |
| Robert A. Brock | $30,147 | 1 |
Largest medical carriers
Medical premium written for these employers.
Champaign against Illinois and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Champaign | Illinois | United States | |
|---|---|---|---|
| Employer plans | 23 | 2,831 | 58,547 |
| Median commission rate | n/a | 1.5% | 3.8% |
| Middle half of rates | n/a | 0.4% – 3.1% | 2.7% – 5.0% |
| Median broker pay per employer | $65,623 | $85,899 | $72,628 |
| Medical premium per covered person | n/a | $6,708 | $7,274 |
| Plans reporting no commission | 0 | 30 | 933 |
Year over year. In plan year 2023, 22 Champaign employers reported $5.8M in premiums and $1.7M in broker pay for 7,230 participants; in 2024 it was $2.2M and $1.7M for 7,117 participants (premiums −62.1%, broker pay +0.5%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Champaign employers pay health insurance brokers?
23 Champaign employers reported $1,680,698 in broker commissions and fees on their 2024 Form 5500 filings, 23 of them disclosing at least some compensation. Too few fully insured medical plans in Champaign reported premium to compute a stable commission rate; the Illinois median is 1.5% and the U.S. median is 3.8%. In dollars, the median Champaign employer that disclosed broker pay reported $65,623.
Which Champaign employers have the largest health plans?
By insurance premium reported for 2024, GDM Seeds, Inc ($2.1M), Vesuvius USA Corporation ($62,286), First Busey Corporation ($0) lead. 23 Champaign employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Champaign?
By compensation reported by Champaign employers, the largest brokers are Lockton ($392,175, 3 plans), AssuredPartners ($281,223, 6 plans), USI Insurance Services ($251,632, 4 plans). By medical premium, the largest carriers are Arkansas Blue Cross and Blue Shield, Bluecross Blueshield of Illinois, Health Alliance Medical Plans.
Are Champaign employer health plans self-funded or fully insured?
Of 23 Champaign employer plans, 5 are fully insured, 4 are self-funded and 14 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Illinois
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